Aeon Credit Service (asia) Co., Ltd. · HKEX:900
Aeon Credit Service (asia) — Shareholder Meeting (June 2023)
12 slides from Aeon Credit Service (asia)'s shareholder meeting presentation, Jun 29, 2023
Slide 1: AEON Credit Service (Asia) Co., Ltd. 2023 Annual General Meeting
AEON Credit Service (Asia) Co., Ltd. Stock Code : 0900 2023 Annual General meeting 29 June 2023
Slide 2: Major Achievements & Financial Highlight
Major Achievements & Financial Highlight
Slide 3: Performance Achievements
Performance Achievements Unit: HK$ Million 40.2% 22.5% 20.0% 24.2% Entered Sales YoY % -1.7% -4.2% -9.4% Expansion Phase 36.5% -22.6% 18.8% 5.2% Gross advances & -2.8% -8.5% -3.4% receivables YoY % Sales for 2022/23 HK$11.8 billion, YoY 33% -15.4% -13.4% 655 643 660 574 515 538 572 Gross advances an
Slide 4: Dividend
Dividend Unit: HK Cents 55.5% 53.8% 49.3% Pay-out ratio for 2022/23 49.8% 49.3% 47.4% 42.1% Core Payout Dividend Policy : Annual dividend payout ratio of not less than 30% of the Ratio net profit attributable to shareholders of the Company for the financial year. 22 22 22 22 22 18 Dividend Total for
Slide 5: Highlights of Statement of Profit or Loss
Highlights of Statement of Profit or Loss Profit Analysis by Waterfall Unit: HK$Million 1 15 Financial Highlights 28 70 141 Net interest income, vs 2021/22 +HK$ 141M 79 25 Fee and commissions, vs 2021/22 +HK$ 28M 374 343 Earnings per share 89 HK cents 2021/22 2021/22 Net Interest Fees and Handling O
Slide 6: Segment Information
Segment Information ➢ By business segment, both the card business and the loan business are on a steady upward trend ➢ By geographical segment, the PRC business has become profitable Items Card Loan Insurance Consolidation Hong Kong PRC Consolidation 2022/23 Revenue 963M 242M 27M HK$ 1,232M 1,210M 2
Slide 7: Growth Strategies
Growth Strategies
Slide 8: Growth Strategies
Growth Strategies 1. Achieve Digitalization 2. Diversification of Revenue Sources 3. Intensification of Personal Loan Business 4. Capturing Growth Opportunities in Greater Bay Area 5. Investment in Human Resources 8
Slide 9: Sustainability-Linked Loan
Sustainability-Linked Loan ➢ Secured first Sustainability-Linked Loan with 3 banks in November 2022 ➢ Raised HK$320 million with a term of 3 years ➢ Sustainability targets are set for regular review and enhancement in areas including: ➢ Environmental protection ➢ Employee development ➢ Community inv
Slide 10: Progress of Sustainability Roadmap in FY2022/23
Progress of Sustainability Roadmap in FY2022/23 Customer Focus Corporate Governance IT Security Environment Protection •Various security tests to Amended internal policies •Offset equivalent of 8,000 simulate evolving attack Established customer to maintain stringent kg CO2 by planting trees techniq
Slide 11: Highlights of Sustainability Activities in FY2023/24
Highlights of Sustainability Activities in FY2023/24 UNICEF SDG New Eco-friendly Uniform Tree Planting Actioner Challenge ▪ Rolled out new uniform made ▪ Co-sponsored with AEON ▪ Organized by UNICEF HK and of eco-friendly materials Stores (HK) and Friends of sponsored by AEON Credit (Sorona® fabric
Slide 12: Thank You!
Thank You!
AEON Credit Service (Asia) — Shareholder Meeting (June 2023) on 6ix