Slide 1: Visa Inc. Fiscal Second Quarter 2015 Financial Results
Visa Inc. Fiscal Second Quarter 2015 Financial Results April 30, 2015 Exhibit 99.2
Slide 2: Solid Fiscal Second Quarter Results
Solid Fiscal Second Quarter Results Solid operating revenues of $3.4 billion, up 8% over prior year Repurchased 16.2 million shares of class A common stock in the open market at an average price of $64.84 per share, using $1.1 billion of cash on hand Continued positive secular trends and spending mo
Slide 3: Payments Volume – Quarter ended December
INTL 594 INTL 468 INTL 127 U.S. 651 U.S. 327 U.S. 323 Quarter ended December Payments Volume US$ in billions, nominal, except percentages YOY Change (constant) YOY Change (nominal) Note: Figures may not recalculate exactly due to rounding. Percentage changes are calculated based on unrounded numbers
Slide 4: Payments Volume – Quarter ended March
INTL 541 INTL 429 INTL 111 U.S. 627 U.S. 302 U.S. 325 Quarter ended March Payments Volume US$ in billions, nominal, except percentages YOY Change (constant) YOY Change (nominal) Note: Current quarter payments volume and other select metrics are provided in the operational performance data supplement
Slide 5: Transactions – Quarter ended March
37% Credit 63% Debit Quarter ended March Transactions in millions, except percentages Note: Processed transactions represent transactions involving Visa, Visa Electron, Interlink and Plus cards processed on Visa’s networks. Total transactions represent payments and cash transactions as reported by V
Slide 6: Total Cards – Quarter ended December
Quarter ended December Total Cards in millions, except percentages Note: The data presented is based on results reported quarterly by Visa clients on their operating certificates. Estimates may be utilized if data is unavailable. On occasion, previously submitted card information may be updated to r
Slide 7: Revenue – Q2 2015
Revenue – Q2 2015 US$ in millions, except percentages Note: Figures may not recalculate exactly due to rounding. Percentages are calculated based on unrounded numbers. YOY Change Fiscal 2015 % of Gross Revenues (587) (676) Gross Revenues Client Incentives Net Operating Revenues Fiscal 2014 Fiscal 20
Slide 8: Revenue Detail – Q2
Revenue Detail – Q2 US$ in millions, except percentages Note: Figures may not recalculate exactly due to rounding. Percentage changes are calculated based on unrounded numbers. YOY Change Service Revenues Data Processing Revenues International Transaction Revenues Other Revenues Fiscal 2014 Fiscal 2
Slide 9: Operating Margin – Q2
Operating Margin – Q2 US$ in millions, except percentages Note: Operating margin is calculated as operating income divided by net operating revenues. Figures may not recalculate exactly due to rounding. Percentages are calculated based on unrounded numbers. YOY Change 2ppt Net Operating Revenues Tot
Slide 10: Operating Expenses – Q2
Operating Expenses – Q2 US$ in millions, except percentages Note: Figures may not recalculate exactly due to rounding. Percentage changes are calculated based on unrounded numbers. YOY Change (9%) — (22%) NM Personnel Marketing Network & Processing Professional Fees Depreciation & Amortization Gener
Slide 11: Financial Metrics for Fiscal Year 2015
Annual free cash flow Annual diluted class A common stock earnings per share growth Tax rate Annual operating margin Client incentives as % of gross revenues Annual net revenue growth Financial Metrics for Fiscal Year 2015 Note: Fiscal full-year 2015 annual diluted earnings per share growth assumes
Slide 12: Appendix
Appendix
Slide 13: Calculation of Free Cash Flow
Calculation of Free Cash Flow US$ in millions A-1 Additions (+) / Reductions (-) to Net income Net income (as reported) Capital Assets + Depreciation and amortization - Capital expenditures (98) (202) Litigation + Litigation provision - Settlement payments (221) (324) + Settlement payments funded by