Scb X Public Company Limited · SET:SCB
Scb X Public — Investor Presentation (2022)
14 slides from Scb X Public's investor presentation, 2022
Slide 1: Simple and accessible lending for everyone, powered by AI technology
Ca Simple and accessible lending for everyone, powered by AI technology
Slide 2: Important note
Important note: This presentation contains “forward-looking statements” of SCB X Public Company Limited and its subsidiaries (“SCB* Group”) that related to financial or events of future period. Certain statements contained in this presentation that are not historical fact are the future expectation
Slide 3: Top 3 unsecured consumer finance products
top 3 unsecured consumer finance Products For Mass, Lower Mass Customers & Underserved
Slide 4: CardX: Re-defining with core foundations
Cardx Re-defining unsecured consumer finance with 3 core foundations Digital Platforms & Ko (2) Al@Scale Emerging Technologies See Partner Ecosystem Apply Al-powered models throughout Deploy next-gen technologies to Support customers throughout their every part of our business drive scale and speed
Slide 5: CardX: Re-defining with core foundations - AI@Scale
Cardx Re-defining unsecured consumer finance with 3 core foundations (2) Al@Scale | Apply Al-powered models throughout every part of our business te) . Engagement layer . koe Personalized offers & touchpoints he = f° ea iS . Decision layer . Alternative data for credit scoring Predictive and collect
Slide 6: Hyper-personalized campaigns and channel from acquisition to usage delivered in real-time
Hyper-personalized campaigns and channel from acquisition to usage delivered in real-time 5
Slide 7: Deploying AI across the journey allows CardX to control credit risks
CardX Deploying Al across the journey allows Card X to control credit risks while expanding our customer base to the underserved Al-based credit models enabling across rating scale Increase while of non-delinquent customers (forgetful, early payer, late payer) Define for treatment action and channel
Slide 8: AI recommends optimized collection treatments across customer's journey
Al recommends optimized collection treatments across customer's journey Before Al 1. 90% of activities handled by agents Self-cured < 60% of activities handled by agents Sharpening customers segmentation to better identify self-cured population, reducing needs for contact . Deploy new VoiceBot to ma
Slide 9: CardX: Digital Platforms & Emerging Technologies
Cardx fas. Re-defining unsecured consumer finance with 3 core foundations Digital Platforms & Emerging Technologies Deploy next-gen technologies to drive scale and speed a Cloud Native € Infrastructure Open API Microservice Architecture
Slide 10: Cloud Native Infrastructure, Open API, Microservice Architecture
8 @ 6 Cloud Native Infrastruct Swift model deployment, ability to scale in response to customer demand Open AI 4O0O interfaces allowing for seamless & secured features plug-in with partners Microservice Architect Flexible and modular development, allowing for fast turnaround and frequent release cyc
Slide 11: CardX: Partner Ecosystem
Cardx Re-defining unsecured consumer finance with 3 core foundations | See Partner Ecosystem Support customers throughout their daily activities Transport Travel & Logistics an * ee 5 Food & Health Utilities Lo a Beverage ey wy 10
Slide 12: Building a flywheel of partner ecosystem to connect to over 10 million customers by 2025
We are building a flywheel of partner ecosystem to connect to > 10 Millions customers by 2025 through 100+ strategic partners Maximize utilization of Card X products Acquire customers through 100,000+ partner touchpoints Customers by 2025 Deep integration with partner platforms to acquire customers
Slide 13: On the path to IPO by 2025
CardX We are on the path to IPO by 2025, and we will continue to grow 2025 Ambitions 9999 Loan O/S Net profit
Slide 14: CardX Our Ambition
CardX Our Ambition "The most admired regional financial platform, offering the simplest and most accessible experience for everyone ” Thailand's for multiple customer needs through innovation Cardx