Komercni Banka, a.s. · PSECZ:KOMB

Komercni Banka, a.s — Q3 2002 Earnings Presentation

29 slides from Komercni Banka, a.s's earnings presentation, October 2002

  1. Slide 1: Financial Results as at September 2002

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  2. Slide 2: Contents

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  3. Slide 3: Implementation Statement

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  4. Slide 4: New image for KB: leverage of SG global image and KB brand

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  5. Slide 5: Unified identity for KB subsidiaries to support cross-selling

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  6. Slide 6: Three new commercial guiding principles

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  7. Slide 7: A strong focus on each of our three key customer segments

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  8. Slide 8: Tailored product offer to the needs of customer segments

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  9. Slide 9: Challenge: KB known ready to gain its commercial

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  10. Slide 10: Contents

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  11. Slide 11: Key business indicators: clients, payment cards, direct banking

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  12. Slide 12: Increasing deposit base

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  13. Slide 13: Stabilised loan portfolio and ongoing positive trend in retail lending

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  14. Slide 14: Retail loans development focus

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  15. Slide 15: Financial results and ratios

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  16. Slide 16: Stable development in core banking activities

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  17. Slide 17: Net profit on financial operations contributing to net banking income growth

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  18. Slide 18: Successful cost control and ongoing restructuring

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  19. Slide 19: Impact of increasing quality of KB loan book

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  20. Slide 20: Increase of total balance sheet

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  21. Slide 21: Client portfolio development

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  22. Slide 22: Permanent improvement in the loan book quality

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  23. Slide 23: Continuing reduction of non-performing loans covered by the State Guarantee

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  24. Slide 24: Increased coverage of the portfolio

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  25. Slide 25: Subsidiary and associated undertakings results

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  26. Slide 26: Contents

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  27. Slide 27: Development of KB's share price and index PX-50

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  28. Slide 28: Structure of shareholders

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  29. Slide 29: Investor Relations Contacts

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Komerční banka, a.s. — Q3 2002 Earnings Presentation on 6ix