Slide 1: Q1 2025 Revenue
Q1 2025 REVENUE April 23rd, 2025
Slide 2: Disclaimer
Disclaimer This document contains forward-looking statements that involve risks and uncertainties, including references, concerning the Group's expected growth and profitability in the future which may significantly impact the expected performance indicated in the forward-looking statements. These r
Slide 3: Opening Remarks
Opening Remarks Pierre-Antoine Vacheron Group CEO
Slide 4: Initial findings: a direction to unlock Worldline's potential
INITIAL FINDINGS We have a direction to unlock Worldline’s potential A solid asset base But we need to We operate in a mid-to-high single digit Focus on core growth areas and exit from Market growth payment market with scale adjacencies mainly in Europe We cover the entire payment value chain with E
Slide 5: Put the company back on-track for robust growth & free cash-flow generation
PUT THE COMPANY BACK ON-TRACK FOR ROBUST GROWTH & FREE CASH-FLOW GENERATION ROBUST GROWTH DELIVERIES EFFICIENT PRIORITIES RELIABLE Q1 2025 revenue | 23-04-2025 | © Worldline | 5
Slide 6: 2025 Outlook
2025 OUTLOOK End of one-offs on top line POS terminals Margin development Merchant termination effect in MS Delays in shift to Nextgen terminals Unfavorable business mix seen in Findings to and with late SW delivery Q1’25 with better dynamic in lower be solved contract insourcing in FS margin vertic
Slide 7: Q1'25 Financial Highlights
Q1’25 Financial Highlights Grégory Lambertie Group CFO
Slide 8: Q1'25 external revenue in line with initial expectations
Q1’25 external revenue in line with initial expectations Q1 2025 Group Revenue Organic growth Organic growth (in €m) Q1 2025 Q1 2024* (Published Revenue) (NNR) Merchant services 777 784 (1.0%) (3.5%) Financial services 204 224 (8.9%) (8.8)% MeTS 87 85 +2.2% +2.2% Worldline 1,068 1,093 (2.3%) (4.3)%
Slide 9: Merchant Services Q1'25 performance highlights
MERCHANT SERVICES Q1’25 performance highlights KEY HIGHLIGHTS BUSINESS DYNAMICS Revenue bridge Challenge on terminal and related software availability impacting €784m +c.3.5% -c.2.5% -c.1% -c.1% €777m revenue by c.2.5% 3.6% underlying acquiring MSV growth vs. Q1’24 and acceptance transactions Q1 202
Slide 10: Financial Services Q1'25 performance highlights
FINANCIAL SERVICES Q1’25 performance highlights €204m revenues (8.9%) organic growth / (1.0%) excl. contract re-insourcing effect Revenue reached € 204 million, a (8.9%) organic growth. Soft performance impacted by one- Commercial wins / upsells off effect of the re-insourcing process. (-1%) excludi
Slide 11: Mobility & e-Transactional Services Q1'25 performance highlights
MOBILITY & E-TRANSCTIONAL SERVICES Q1’25 performance highlights €87m revenues 2.2% organic growth Revenue reached € 87 million, up +2.2%. Decent growth with continued momentum. Commercial wins / upsells ▪ Transport & Mobility: solid performance driven primarily by growth in France through new mobili
Slide 12: FY'25 Key take-aways
FY’25 Key take-aways Pierre-Antoine Vacheron Group CEO
Slide 13: In motion: restore robust growth and free cash-flow generation
IN MOTION to restore robust growth and free cash-flow generation PRIORITIES DELIVERIES ROBUST GROWTH OVERARCHING GOAL Fix short term product issues to restore Fix the gaps in the competitiveness Assess and test our best organisation right to wins Cash Margin Deliver features to ease generation Empow
Slide 14: Summary: challenges to address, but actions underway
SUMMARY Put the company back on-track to deliver robust growth and free cash-flow generation Significant addressable market opportunity remains Established operating model and footprint Challenges to address – but actions underway Q1 2025 revenue | 23-04-2025 | © Worldline | 14 - 14
Slide 15: Q&A
Q&A WORLDLINE sW/.
Slide 16: Appendices
Appendices WORLDLINE We,
Slide 17: Q1'25 Acquiring MSV development
Q1’25 ACQUIRING MSV DEVELOPMENT c.€134bn MSV in Q1’25 ACQUIRING MSV (€M)* (acquiring instore and online) c.+3.6% in Q1’25 MSV growth vs Q1’24 Scope evolution: Integration of Banco Desio Integration of Girocard acquiring volumes (previously excluded) 2023 2024 2025 * Rolling 3-week average transactio
Slide 18: Q1'25 NR to NNR bridge
Q1’25 NR TO NNR BRIDGE Schemes & Partners fees = scheme fees + kickbacks PM03 + full buy-rate Q1 2025 revenue | 23-04-2025 | © Worldline | 18 - 18
Slide 19: Thank you
THANK YOU For more information, please contact: Laurent Marie Group Head of Investor Relations laurent.marie@worldline.com Peter Farren Investor Relations Manager peter.farren@worldline.com Guillaume Delaunay Investor Relations Officer guillaume.delaunay@worldline.com