Falabella S.a. · BCS:FALABELLA
Falabella — Q1 2026 Earnings Presentation
28 slides from Falabella's earnings presentation, 2026
Slide 1: Corporate Presentation 1Q-2026
Corporate Presentation 1Q-2026 1
Slide 2: Cautionary Statement
C A U T I O N A R Y S TAT E M E N T These webcasts, presentations and transcripts contain "forward-looking statements," relating to, among other things, future operating and financial results, project performance, expenses, the impact of acquisitions and divestments, business strategy and any restru
Slide 3: Connecting leading Global Brands, Retailers, Financial Services, and Shopping Centers
Connecting leading Key Figures1 Global Brands, Retailers, Financial 37 million Services, and Ecosystem Customers Shopping Centers US$ 14.6 Bn in a virtuous Total Revenue business cycle US$ 3.4 Bn Online GMV US$ 2.2 Bn EBITDA US$ 13.5 Bn(1)(2) US$ 715 MM(1) US$ 8.3 Bn(3) 21 MM(1) 50%(4) (+10% YoY) (+
Slide 4: Constantly evolving to meet our customers' demands
Constantly evolving to meet our customers’ demands Born over 135 years ago as a tailor shop, built a powerful model with important synergies, based on the virtuous circle between retail, financial services and malls 1980 1993 1999 2006 2015 2021 2023 ORGANIC INITIATIVES Falabella Falabella entered F
Slide 5: Contribution breakdown
Contribution breakdown Mix by growth engine1 18% Revenue 18% EBITDA 3% Revenue 2% Revenue 1% EBITDA <1% EBITDA Revenue (US$ billion) 6.3 4.4 2.9 2.5 0.7 % Revenue 38% 26% 17% 15% 4% 27% Revenue 26% EBITDA % EBITDA 22% 16% 11% 25% 26% Loan Book (US$ billion) 8.3 <1% Revenue 50% Revenue <1% EBITDA 55%
Slide 6: Physical and digital ecosystem with diversified presence across Latin America
Physical and digital ecosystem with diversified presence across Latin America Sodimac Banco Falabella Mallplaza Falabella Total IKEA Sodimac(1) Sodimac (# of stores) 86 51 42 15 51 7 4 256 CMR Falabella Sodimac Falabella Retail 45 35 25 105 (# of stores) Sodimac Tottus (# of stores) 71 91 162 Banco
Slide 7: Our Strategy
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Slide 8: Our ecosystem continues to integrate our businesses to better serve customers
Our ecosystem Ecosystem’s Key Figures 1Q26 continues to integrate our 37 million businesses to better Ecosystem Customers serve customers, 21 million Loyalty Program Participants connecting products, 574 financing and benefits CUSTOMER Stores & Malls 7 into a personalized Countries experience 50% Cl
Slide 9: Our strategy is driven by four key priorities that guide our efforts
Our strategy is driven by four key priorities that guide our efforts Enhance the Refocus our Drive a more Prioritize investment value proposition digital strategy effective decisions and capital of our five core and ecosystem organization allocation to restore businesses to development profitability
Slide 10: Reinforcing a results-driven and empowered organization with simpler and more focused operations
Reinforcing a results-driven and empowered organization with simpler and more focused operations Empowerment Business Organizational and accountability results-driven redesign to simplify incentive model operations 11
Slide 11: Focused on driving profitability through expense control, capital allocation and investment processes
Focused on driving profitability through Efficient cash flow management and disciplined expense control expense control, capital allocation and investment processes Portfolio investment optimization Capital allocation aligned with strategic priorities 12
Slide 12: Focus on our growth engines to strengthen our ecosystem
Focus on our 5 growth engines to strengthen our ecosystem Strengthen our Enhance and Enhance and Strengthen Leading Digital Bank leadership differentiate our differentiate our omnichannel offering in the region in the region value proposition value proposition Multi-specialist (5 core Focus on PRO I
Slide 13: Financial Evolution
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Slide 14: Our retailers are maintaining their momentum showing solid topline growth
Our retailers are maintaining their momentum showing solid topline growth, with total online GMV1 growing 21% YoY Consolidated Revenue Var (%, vs 1Q25) 1.9% 7.6% 9.1% 6.0% Revenue Var (%, vs 1Q25) – Local Currency 23.0% 26.0% 17.0% 19.3% 11.2% 14.2% 11.4% 9.8% 9.4% 7.4% 4.9% 3.3% 0.2% 3.6% 1.0% Chil
Slide 15: Main financials figures
Main financials figures(1),(2) Total Revenues (US$ MM) Gross Profit (US$ MM) +1.6% 13,247 13,116 14,357 14,588 12,369 12,125 +2.0% 10,209 4,424 4,316 4,804 5,530 5,641 3,334 3,880 2020 2021 2022 2023 2024 2025 LTM 2020 2021 2022 2023 2024 2025 LTM mar-26 mar-26 EBITDA (US$ MM) Net Income1 (US$ MM) E
Slide 16: Summary Financials (US$ MM)
Summary Financials (US$ MM)(1),(2) Var LTM LTM 2020 2021 2022 2023 2024 2025 mar-26 vs mar-26 2025 TOTAL SALES Total sales 10,276 13,863 13,460 12,103 12,724 13,870 14,082 2% GMV Online 2,358 3,081 2,877 2,578 2,792 3,272 3,412 4% Total sales of physical stores 7,918 10,782 10,584 9,525 9,932 10,598
Slide 17: Highlights 1Q26
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Slide 18: Building the leading digital bank of the Andean region
HIGHLIGHTS 1Q26 Building the leading digital Loan Portfolio 1Q26 Growth bank of the Andean region2 (Local currency) Loan Portfolio Stock (US$ MM) +18% Mexico +20% YoY 8,296 7,011 Colombia +13% YoY 1Q25 1Q26 Peru +7% YoY NPLs Mar-26 Chile +18% YoY NPLs (%) 2.7% 2.2% 2.1% 4.8% 2Includes the Financial
Slide 19: Building the leading digital bank of the Andean region
HIGHLIGHTS 1Q26 Building the leading digital bank of the Andean region2 Credit card & passive account openings (#) Credit & debit card purchases (US$ MM) Credit Card Credit Card Passive Account Passive Account 8% 17% 715,669 771,675 6,558 7,655 51% 49% 59% 59% 49% 51% 41% 41% 1Q25 1Q26 1Q25 1Q26 2In
Slide 20: Our strategy has allowed to enhance profitability across our five growth engines during 1Q26
HIGHLIGHTS 1Q26 Our strategy has allowed to enhance profitability across our five growth engines during 1Q26 EBITDA Margin (%) 79.4% 78.7% 31.0% 32.7% 28.5% 15.1% 16.2% 8.1% 8.1% 8.8% 5.1% 5.5% 6.9% 1Q25 1Q26 1Q25 1Q26 1Q25 1Q26 1Q25 1Q26 1Q25 1Q25P 1Q26 1Q25 1Q26 21
Slide 21: EBITDA evolution (US$ MM)
HIGHLIGHTS 1Q26 EBITDA evolution (US$ MM) 16.2% 15.1% 14.9% 15.1% 14.1% 13.2% 10.0% 10.4% 11.2% 11.6% 633 Our strategy 9.4% 584 8.0% 539 6.7% 508 510 allows us to 6.8% 6.0% 5.2% 446 4.6% 315 315 320 350 356 continue 264 242 improving profitability 193 195 137 152 1Q2022 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23
Slide 22: Our operation continues to contribute to cash improvement
HIGHLIGHTS 1Q26 Our operation continues to contribute to cash improvement Evolution Cash (US$ MM) Non-banking businesses 70% 134 313 195 382 104 368 311 162 1.391 1.972 1.159 Mar-25 EBITDA Working Taxes CAPEX & Cash Flow Net Interest Debt Dividends Others Mar-26 (excl. Capital 4 Asset Sale - Banco I
Slide 23: We continue to strengthen our financial position
HIGHLIGHTS 1Q26 Net Financial Debt / EBITDA 8.6 8.2 7.3 6.3 6.5 5.7 5.0 4.7 3.6 3.7 2.9 2.6 2.5 1.9 1.8 1.3 1.2 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 3Q25 4Q25 1Q26 Debt Maturity Profile (US$ Debt Maturity Profile (US$ MM) million) Non-banking businesses, after hedgin
Slide 24: ESG
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Slide 25: Falabella's purpose is based on five ESG pillars
Falabella's purpose is based on five ESG pillars with clear aspirations and objectives aligned with the Sustainable Development Goals Environment Social Governance Climate Action Circularity and Waste Diversity and Social Impact Corporate Governance Inclusion Ambition To improve the lives of the To
Slide 26: ESG 2025 Progress Synthesis
ESG 2025 Progress Synthesis Environmental* Social Corporate Governance 1,400 Food donations 39,9% Women First Place tons in Senior Management and +32% Management positions Among the IPSA companies in the Human Rights and Business Diagnosis (PUC, ILO vs 2024 +2,6 million and WBA) of beneficiaries of
Slide 27: Sustained improvement of our rating in the main rating agencies and ESG ratings
The progress of our management is reflected in the sustained improvement of our rating in the main rating agencies and ESG ratings at the national and international level 2022 2023 2024 2025 73 73 73 Among the Top 10 most sustainable companies in the 71 retailing category. Indexes: MILA, World, Chil
Slide 28: Contact
E-MAIL inversionistas@falabella.cl WEBSITE investors.grupofalabella.com