Yoma Strategic Holdings Ltd. · SGX:Z59
Yoma Strategic — FY2026 Earnings Presentation
21 slides from Yoma Strategic's earnings presentation, March 2026
Slide 1: Earnings Results 2H2026 and FY2026
EARNINGS Yoma Strategic Holdings Ltd. 2H2026 and FY2026 RESULTS Real Estate Wave Money Leasing F&B Motors
Slide 2: Agenda
AGENDA Group Performance Segment Performance Outlook 2
Slide 3: Group Performance
GROUP PERFORMANCE 3
Slide 4: Group Financial Overview FY & 2H 2025 vs 2026
G R O U P F I N A N C I A L O V E R V I E W FY & 2H | 2025 vs 2026 Strongest financial performance US$233 million +11% +76% FY Revenue FY Core EBITDA FY Net Profit Growth Full Year Results 2H Results US$ million US$ million 270 +13.7% 140 +8.8% 233.2 119.6 120 110.0 220 205.2 100 170 80 120 60 +10.9
Slide 5: Full Year Commentary
FULL YEAR COMMENTARY Performance reflects the strength and disciplined execution of our businesses Revenue Increases 13.7% • Broad-based double-digit growth driven by Yoma Land (+17.1%), Yoma F&B (+16.7%) and Yoma Motors (+109.1%). • Supported by new projects, restaurant expansion and stronger vehic
Slide 6: Balance Sheet & Cash Flow Highlights
FINANCIAL OVERVIEW Balance Sheet & Cash Flow Highlights US$48.0 million 17.8% Stable US$47.3 million >1.5X Operating Cash Flow >2X Net Gearing Ratio Cash Balances Cash Flow Summary Net Gearing Ratio & Capital Structure US$ million US$ million 60 900 30% 48.0 772.6 738.1 50 800 25% 40 700 30 23.7 600
Slide 7: Segment Performance
SEGMENT PERFORMANCE 7
Slide 8: Yoma Land Financial Performance
F I N A N C I A L P E R F O R M A N C E FY & 2H | 2025 vs 2026 YOMA LAND Full Year Results 2H Results US$ million US$ million +17.1% 90 160 149.2 +7.2% 80 75.9 140 70.8 127.4 70 120 60 100 +21.0% 50 45.6 80 +23.7% 40 37.7 -14.5% 60 +12.7% 54.2 28.3 30 43.5 43.8 24.2 38.6 40 20 20 10 0 0 Revenue Core
Slide 9: Yoma Land: Healthy real estate environment
Y O M A L A N D FY2026 Performance sustained by a healthy real estate environment Revenue Growth Driven by Sales and Construction Momentum • Revenue grew 17.1% year-on-year, driven by development business growth of 19.9%. • Partly offset by lower operator fee income at Yoma Land Services (-7.6%). St
Slide 10: Yoma Land Development
Y O M A L A N D D E V E L O P M E N T FY2026 Demand supported by urbanisation and real estate as a store of value Broad Product Offering Drove Sales Momentum • Diversified product offers flexibility across changing market conditions. US$90.3 million • Demand shifts between affordable housing and lan
Slide 11: Yoma Land Services
11 Y O M A L A N D S E R V I C E S FY2026 Growing recurring income from Estate Operations and Leasing >9,000 >1,300 82% StarCity Residents Pun Hlaing Estate Residents Residential Occupancy Rate Revenue by Sub-segment (US$ million) — FY2025 vs FY2026 Vibrant and Appealing Communities • StarCity and P
Slide 12: Yoma F&B Financial Performance
F I N A N C I A L P E R F O R M A N C E FY & 2H | 2025 vs 2026 YOMA F&B Full Year Results 2H Results US$ million US$ million 25 45 +16.7% +15.1% 40 38.4 20.3 20 35 32.9 17.7 30 15 25 20 10 15 10 +26.7% +45.8% 5.7 +50.0% 5 3.5 +41.7% 4.5 5 2.4 1.6 2.4 1.7 1.2 0 0 Revenue Core EBITDA Net Profit Revenu
Slide 13: Yoma F&B: Market leadership across KFC & YKKO
Y O M A F & B FY2026 Strengthening market leadership across KFC & YKKO +20% 84 +50% Same-Store Sales Growth Total Restaurants Net Profit Growth Record Sales of US$38.4 million • Resilient consumer demand and strong brand positioning. • Driven by successful marketing campaigns, operating platform exp
Slide 14: Wave Money Financial Performance
F I N A N C I A L P E R F O R M A N C E FY & 2H | 2025 vs 2026 WAVE MONEY Full Year Results 2H Results US$ million US$ million 18 40 16 35 -29.7% 14 -26.4% 30 27.9 12.5 12 25 10 9.2 19.6 20 8 15 6 10 +15.6% 4 +33.3% 2.0 5 3.2 3.7 2 1.5 -300.0% -185.7% 0 0 -0.6 -0.7 -2 -5 -2.4 -2.0 Revenue Core EBITD
Slide 15: Wave Money: Transaction growth and user engagement
W A V E M O N E Y FY2026 Strong transaction growth and user engagement 7.2 million +48% MMK 48.9 Trillion Unique Users (March 2026) Transactions Volume YoY FY2026 Transfer Volume >10% of GDP Transition Towards a Broader Digital Financial Platform • Revenue declined due to lower fee generating remitt
Slide 16: Yoma Motors Financial Performance
F I N A N C I A L P E R F O R M A N C E FY & 2H | 2025 vs 2026 YOMA MOTORS Full Year Results 2H Results US$ million US$ million 12 20 18 +109.1% +95.7% 16.1 10 9.0 16 14 8 12 6 10 4.6 7.7 8 4 6 +180.0% +188.9% +450.0% 2 1.4 4 2.6 +360.0% 0.5 0.7 2 0.9 1.3 0 0 -0.2 -2 -0.5 -2 Revenue Core EBITDA Net
Slide 17: Yoma Motors: Recovery for Heavy Equipment & Passenger Vehicles
Y O M A M O T O R S FY2026 Strong recovery for Heavy Equipment & Passenger Vehicles +109% 152 98 Revenue Growth YoY Passenger Vehicles Sold Hino Trucks Sold Units Sold — FY2025 vs FY2026 Revenue More Than Doubled to US$16.1 million • Passenger Vehicles sales grew nearly ninefold to US$7.1 million, P
Slide 18: Leasing: Yoma Fleet Financial Performance
F I N A N C I A L P E R F O R M A N C E FY & 2H | 2025 vs 2026 LEASING: YOMA FLEET Full Year Results 2H Results US$ million US$ million 6 4 Flat 5 4.7 4.7 +13.6% 3 2.5 4 -53.6% 2.2 2.8 2 3 Flat 2 1 0.8 0.8 1.3 1 -800.0% +66.7% 0.2 0 0 -0.3 -1 -1 -0.9 -1.4 -2 -2 Revenue Core EBITDA Net Profit/Loss Re
Slide 19: Leasing: Yoma Fleet
L E A S I N G : Y O M A F L E E T FY2026 Operating lease and rental demand offset by smaller finance lease portfolio US$24.5 million 87% 5,230 Third-Party AUM Fleet Utilisation Yoma Plus Devices Stable Revenue Performance • Operating leases benefited from fleet expansion and pricing escalations. • D
Slide 20: Looking Ahead
LOOKING AHEAD 20
Slide 21: Outlook FY2027: Priorities and strategic positioning
O U T L O O K FY2027 Priorities and strategic positioning Macro Economic Backdrop Wave Money Expands Digital Capabilities ADB now forecasts Myanmar GDP growth of 2.4% (2026) and Expand wallet adoption, QR payments and cross-border 2.7% (2027). remittances, while progressing WaveScore to enable adjac
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