Jg Summit Holdings Inc. · PSE:JGS
Jg Summit — H1 2026 Earnings Presentation
15 slides from Jg Summit's earnings presentation, Aug 12, 2026
Slide 1: 1H2026 Unaudited Results Investor Briefing
1H2026 Unaudited Results Investor Briefing August 12, 2026
Slide 2: Disclaimer
Disclaimer This presentation may contain certain forward-looking statements with respect to the financial condition, results of operations and business of JG Summit Holdings, Inc. and its subsidiaries (JGS), as well as plans and objectives of the management of JGS. Such forward looking statements in
Slide 3: JGS: Property & food posted steady earnings growth while airline navigates challenging fuel & FX
JGS: Property & food posted steady earnings growth while airline navigates extremely challenging fuel & FX environment In Php billion % change YoY • JGS’ 1H26 consolidated topline was lifted by broad-based property growth and resilient food revenue expansion, alongside more 1Q26 2Q26 1H26 1Q 2Q 1H p
Slide 4: URC: Resilient core demand and sustained investments in branded businesses delivered topline growth
URC: Resilient core demand and sustained investments in branded businesses delivered topline growth Revenue ▲4% • Topline growth was led by a sustained growth in its branded by division 85.9 89.3 businesses, particularly by BCF Philippines and ANH, which % chg vs LY offset weakness in the Sugar divi
Slide 5: RLC: Sustained investment property performance & improving development contributions drove profit expansion
RLC: Sustained investment property performance & improving development portfolio contributions drove profit expansion Revenue ▲10% • Investment portfolio revenues expanded, driven by higher by division % chg vs LY Office and Mall occupancy, new warehouse space, and 25.2 RDE +9% 23.0 2% increased lux
Slide 6: CEB: Resilient passenger growth lifted topline, while cost discipline cushioned fuel shock
CEB: Resilient passenger growth lifted topline, while strict cost discipline cushioned the extreme fuel shock Revenue ▲8% • 1H26 revenues grew 8% YoY, reflecting resilient travel by division 68.6 demand as CEB flew 14.5M passengers (+4% YoY), with 63.3 % chg vs LY calibrated fare increases (+2%). 25
Slide 7: Core Investments
Core Investments EQUITY INCOME(2) EQUITY INCOME(2) DIVIDENDS RECEIVED DIVIDENDS RECEIVED 6.1 7.1 2.3 1.1 1.1 1.5 0.4 0.5 1H25 1H26 1H25 1H26 1H25 1H26 1H25 1H26 • Up 15% YoY led by stronger • Equity income up 61% YoY • Dividend per share declined by • Received 24% higher Power Generation earnings, f
Slide 8: Ecosystem Plays
Ecosystem Plays • Reached 10M customers (+48% YoY), adding ~300K monthly, sustaining strong customer acquisition momentum. • Record 242M transactions (+115% YoY) and PHP54.8bn in deposits (+75% YoY), signaling deepening trust and sustained momentum since Q4 2025. • 1 million customers have been intr
Slide 9: JGS: Healthy balance sheet strengthens resilience and supports growth for the group
JGS: Healthy balance sheet strengthens resilience and supports growth for the group Consolidated Parent Dec 2025 June 2026 % Chg Dec 2025 June 2026 % Chg Cash1 60.0 57.7 -4% Cash1, 2 12.4 12.9 5% Financial Debt 297.3 298.7 0% Total LT Debt 148.9 150.5 1% Total LT Debt 254.6 259.1 2% Total ST Debt 18
Slide 10: CAPEX declined 17% on reduced RLC and CEB capital spending
CAPEX declined 17% on reduced RLC and CEB capital spending 26.8 1H26 0.5 22.2 • Continued investment in the Malvar mega 0.3 Others plant 9.2 • Redevelopment for malls (The Jewel, RP 7.5 (1) Bacolod, Malolos Bayan Park, Rob. RLC Pangasinan Expansion), offices (GBF Centers, Cybergate Apo), logistics (
Slide 11: Key Messages
Key Messages • JG Summit saw a 7% uplift in topline for 1H26, coming from broad-based property growth plus resilient food revenue expansion, further aided by more passengers flown even with higher fares. Higher core investment contributions also helped temper the significant upswing in fuel costs an
Slide 12: Thank you
Thank you
Slide 13: Appendix
Appendix a
Slide 14: Balance Sheet
Balance Sheet (Php Millions) As of Dec 2025 As of June 2026 Cash & cash equivalents (including Financial assets at FVPL and financial assets at FVOCI) 64,077 61,940 Other current assets 147,932 147,516 Investments in Associates and JVs - net 175,448 179,276 Property, plant, and equipment 200,123 208
Slide 15: Income Statement
Income Statement (Php Millions) 1H25 1H26 YoY REVENUES 187,459 200,002 7% Cost of sales and services 128,875 144,351 12% GROSS INCOME 58,584 55,651 - 5% Operating Expenses 22,516 24,524 9% OPERATING INCOME 36,068 31,127 - 14% Financing costs & other charges (8,687) (9,791) 13% Finance Income 1,003 1