Falabella S.a. · BCS:FALABELLA

Falabella — Q3 2024 Earnings Presentation

13 slides from Falabella's earnings presentation, January 2025

  1. Slide 1: Earnings Presentation 3Q-2024

    Earnings Presentation 3Q-2024 1

  2. Slide 2: Cautionary Statement

    Cautionary Statement These webcasts, presentations and transcripts contain "forward-looking statements," relating to, among other things, future operating and financial results, project performance, expenses, the impact of acquisitions and divestments, business strategy and any restructuring plans.

  3. Slide 3: Highlights 3Q24

    Highlights 3Q24

  4. Slide 4: Our retailers continue to recover topline growth

    Our retailers continue to recover topline growth Revenue Var (%, vs 3Q23) (local currency) 10,7% 11,0% 7,4% 5,8% 6,3% 8,0% 4,7% 5,4% 7,1% 3,5% 2,7% 2,6% -9,9% Chile Peru Colombia Mexico Brazil Chile Peru Colombia Chile Peru Chile Peru Colombia1 GMV Var (%, vs 3Q23) Online 15% 40% 5% 26% Penetration

  5. Slide 5: Building the leading digital bank of the Andean region

    Building the leading digital bank of the Andean region Loan portfolio (US$ MM) NPL (%) Chile Colombia Peru Mexico Chile Colombia Peru Mexico 8 -6% 6.981 7.118 7.096 6 6.769 6.543 4 2 0 3Q23 4Q23 1Q24 2Q24 3Q24 3Q23 4Q23 1Q24 2Q24 3Q24 Credit card & passive account openings (#) Credit & debit card pu

  6. Slide 6: Summary Financials (US$ MM)

    Summary Financials (US$ MM) 3Q23 % revenues 3Q24 % revenues Var (%) Total sales Total sales 2.853 3.081 8% GMV Online 585 674 15% GMV own products (1P) 443 502 13% GMV third-party products (3P) 142 173 21% Total sales of physical stores 2.268 2.407 6% Financial Results Non-Banking Revenue 2.458 82,1

  7. Slide 7: Our strategy has allowed us to continue improving our profitability

    EBITDA (US$ MM) 11,2% 11,6% 10,0% 10,4% 368 Our strategy has 9,4% 362 325 8,0% 325 331 6,8% allowed us to 6,7% 6,0% 272 5,2% 250 4,6% 199 202 continue improving 141 157 our profitability 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 EBITDA Margin (%) 7

  8. Slide 8: Our operation continues to contribute to cash improvement

    Our operation continues to contribute to cash improvement Evolution Cash (US$ MM) Non-banking businesses 109% 98 128 1.515 304 55 2 348 913 235 41 724 Cash - 3Q23 EBITDA (ex. Working Taxes CAPEX Cash Flow Net Debt Capital Others Cash - 3Q24 IFRS 16) Capital - Banco Interest Increase Falabella - Plaz

  9. Slide 9: We continue to strengthen our financial position

    Net Financial Debt / EBITDA 8,6 8,2 7,3 6,3 6,5 5,7 5,0 4,7 3,6 3,7 We continue to 2,9 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 strengthen our financial position Debt Maturity Profile (US$ Debt Maturity Profile (US$ MM) million) Non-banking businesses, after hedging derivatives 3.038 6

  10. Slide 10: Key takeaways

    Key takeaways 1. Strengthening the recovery across our five business engines We consolidated four consecutive quarters of improvement in our financial performance, with a net income of US$97 million and reaching an EBITDA margin of 11.6% 2. Improved profitability enables us to continue enhancing our

  11. Slide 11: Falabella brand logos

    oy FALABE L LA fF alabellazom | G3soDIMAC. teTorrus s§ ©) maliplaza _— & sarcoraiaeta UL

  12. Slide 12: Investor Day

    INVESTOR DAY jo 24 Mmm DATE December 11, 2024 IN PERSON REGISTRATION LIVE WEBCAST 9:30 AM CLT 10:00 AM CLT/8:00 AM ET OCATION Santiago, Chile MEMBERS Gr Alejandro Gonzalez Juan Pablo Harrison Benoit De Grave Chief Executive Officer Chief Financial Officer Chief Strategy & Transformation Officer () ‘

  13. Slide 13: Investor contact

    E-mail inversionistas@falabella.cl Website investors.falabella.com

Falabella — Q3 2024 Earnings Presentation on 6ix