Banca Transilvania Sa · BVB:TLV
Banca Transilvania Sa — Investor Day (2026)
9 slides from Banca Transilvania Sa's investor day presentation, 2026
Slide 1: Investor Day: Setting the Next Stage of Growth
INVESTOR DAY SETTING THE NEXT STAGE OF GROWTH
Slide 2: Deepening Client Relationships
DEEPENING CLIENT RELATIONSHIPS OANA ILAȘ
Slide 3: Growing & Deepening Client Relationships
Relevance Perspectives Proven Delivery Path Forward Ambition GROWING & DEEPENING CLIENT RELATIONSHIPS 4.5 1.2 MN MN Active customers (+5%YoY). Customers with savings 55% receive recurring products (+14% YoY). income in BT Leading position in savings 1.6 0.7 MN MN Loans in portfolio (+5% YoY). BT cus
Slide 4: Strong Foundation, Bright Perspectives
Relevance Perspectives Proven Delivery Path Forward Ambition STRONG FOUNDATION, BRIGHT PERSPECTIVES WHERE WE ARE EVOLUTION WHERE WE HEAD STRONG, DIVERSIFIED & ENGAGED CLIENT BASE DEEPER RELATIONSHIPS, HIGHER VALUE 0.8 MN youth • ~175k Premium & Private • SCALE Dedicated propositions underway for ~21
Slide 5: BT Pay Consolidating as the Heart of Retail Universe
Relevance Perspectives Proven Delivery Path Forward Ambition BT PAY CONSOLIDATING AS THE HEART OF RETAIL UNIVERSE SCALED EXISTING INTEGRATION WITHIN GROUP ECOSYSTEM • BTAM 55% new subscribers via BT Pay • BT PENSII 30% new subscribers via BT Pay (in first 12 months) EXCEED 5 MN USERS EXPANDED THE PO
Slide 6: Ready for Responsible Agentic Shopping
Relevance Perspectives Proven Delivery Path Forward Ambition READY FOR RESPONSIBLE AGENTIC SHOPPING 1ST BANK IN ROMANIA TO PERFORM A TRANSACTION 8 OUT OF 10 Romanians use AI tools, creating FULLY MANAGED BY AI a significant opportunity for AI- Possible due to our differentiating enabled services* pa
Slide 7: BT RISE Program to Evolve Retail Commercial Model
Relevance Perspectives Proven Delivery Path Forward Ambition BT RISE PROGRAM TO EVOLVE RETAIL COMMERCIAL MODEL #5 #6 PARTNERSHIPS CUSTOMER VALUE BEYOND BANKING MANAGEMENT To deliver BT as Data & AI enabled lifestyle ecosystem CVM engine to ambition #3 target customers with the right offer, at the ri
Slide 8: 5Y Retail Ambition on Path to BT100
Relevance Perspectives Proven Delivery Path Forward Ambition 5Y RETAIL AMBITION ON PATH TO BT100 #1 6 MN ACTIVE CLIENTS RETAIL ECOSYSTEM x2 RETAIL LOAN BOOK +10 The ambition that PP unifies scale, depth SHARE OF NON-RISK INCOME and customer value. +50 % REVENUE PER CLIENT ORGANIC GROWTH 8
Slide 9: Investor Day: Setting the Next Stage of Growth
INVESTOR DAY SETTING THE NEXT STAGE OF GROWTH