First · NYSE:FCF

First — First Commonwealth Financial — Merger or Acquisition (July 2016)

7 slides from First's merger presentation, Jul 27, 2016

  1. Slide 1: First Commonwealth Announces Another Step in Building its Ohio Business

    NYSE: FCF NYSE: FCF First Commonwealth Financial Corporation Announces Another Step in Building its Ohio Business July 27, 2016

  2. Slide 2: Forward-looking Statements

    NYSE: FCF Forward‐looking Statements This presentation contains forward‐looking statements about First Commonwealth’s future plans, strategies and financial performance that may be considered forward‐looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E o

  3. Slide 3: Successful Strategy in Ohio

    NYSE: FCF Successful Strategy in Ohio 3 Measured Buildout in Ohio  Leveraging significant management experience in Ohio market  Opened a business center in Cleveland in April 2014  Targeting commercial customers in northeastern OH  Acquired First Community Bank in Columbus, OH in October 2015 

  4. Slide 4: Another Step in Building Our Ohio Business

    NYSE: FCF Canton Ashtabula Columbus PA OH Pittsburgh Altoona Cleveland Real Estate Lines 52%Commercial 38% Real Estate Loans 8% Auto / Vehicle 2% Other Consumer 0% Small Business 0% Savings 57% Demand / NOW 36% CDs 4% IRAs 3% Another Step in Building Our Ohio Business 4 Note: Acquired loan and depos

  5. Slide 5: Pro Forma Deposit Market Share

    NYSE: FCF Pro Forma Deposit Market Share 5 Note: Branch and deposit data as of June 30, 2015, pro forma for M&A announced through July 26, 2016, except acquired branches and deposits, which are as of May 31, 2016. Source: SNL Financial. Top 10 Banks in Canton, OH MSA Top Banks in Ashtabula, OH MSA D

  6. Slide 6: Key Transaction Terms

    NYSE: FCF Key Transaction Terms 6 Note: Acquired branches, deposit and loan data as of May 31, 2016. (1): Net book value as of May 31, 2016. Purchase Price  4.5% premium on deposits  $33.1 million based on $735 million of deposits as of May 31, 2016  Premium will be calculated based on average da

  7. Slide 7: For more information, please contact

    NYSE: FCF NYSE: FCF For more information, please contact: Ryan M. Thomas Vice President / Finance & Investor Relations First Commonwealth Financial Corporation 654 Philadelphia Street Indiana, Pennsylvania 15701 (724) 463‐1690 InvestorRelations@fcbanking.com

First Commonwealth Financial — Merger or Acquisition (July 2016) on 6ix