Usio, Inc. · NASDAQ:USIO
Usio — Payment Data Systems — Dawson James Securities Small Cap Growth Stock Conference 2015
16 slides from Usio's conference presentation, Oct 15, 2015
Slide 1: Dawson James Small Cap Growth Stock Conference
Dawson James Securities Small Cap Growth Stock Conference October 15, 2015
Slide 2: Forward Looking Statements
Forward Looking Statements Disclosure Except for historical information herein, matters set forth in this presentatioon are forward- looking within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1 including statements about commercial operations, techn
Slide 3: PYDS (NASDAQ) Overview
PYDS (NASDAQ) Overview Payment Data Systems is a next-generation integrated, custom payment solutions provider for merchants, billers, banks, service bureaus and card issuers. 4 Management & Team 20 Employees Michael Long Chairman, CEO (Co-Founde! Louis Hoch (si Habib Yunus 1. S2 weeks inclaes time
Slide 4: Pillars of Business
3 Pillars of Business PAYMENT Data Systems (Seo ~PAYM hen ENT 4 ZBILL* Prepaid Card Payment . Processor & Processing Bill Payment Program Credit, Debit and Processing Manager ACH -SgPAYMENT Conf nd Propriet nc, (NASDAQ: PYDS: 4
Slide 5: What We Do
ACH Processing ACH Origination eCheck Conversion Processing NSF Returned Check Recovery Mobile, Web, and Virtual Terminal Payments What We Do Credit Card Processing Credit / Debit Card Processing Debit Card ONLY Processing Account Validation POS/Card Swipe Retail Prepaid Card Issuing General Purpose
Slide 6: Est.
14,500,000 Est. 12,954,132 8,579,024 4,269,937 2,653,744 2011 2012 2013 2014 2015
Slide 7: Est.
$3,400,000,000 Est. $2,978,141,813 75% CAGR $630,101,153 §256,564,542 §203,655,596 2011 2012 2013 2014
Slide 8: Customers
FIFTH THIRD BANK | aan [Pfizer] &f Medtronic & Over 500 Churches
Slide 9: Prepaid card programs
may use everywhere Debit 5173 1210 1234 5678 MasterCard is accepted. aweo custo Improve customer engagement nr Grow your Develop business customer loyalty Confidential and Proprietary to Payment Data Systems, Inc. (NASDAQ: PYDS)
Slide 10: Stream Card debuted
Stream Card debuted on September 24 Stream is easy to load, use, and manage using any device. Direct deposit info available online Load checks with a smart phone Access accounts using any device Low fees * i e eo Redan ns, Inc. (NASDAQ: PYDS) 10
Slide 11: Financial Takeaways
Financial Takeaways Vv @ Strong Focus Uplisting on Financials Aug 11 Norden New Products veut . cae iquidity $2 MM in free Strategic Acquisitions cash flow Visibility $3.8 MM in cash Access to Capital =e
Slide 12: PYDS Generates Cash
PYDS Generates Cash 2014 YE 2015 Q2 2015 Q1 MM=Millions Soe pall Hand Free Cash M=Thousands aenerinch Generated ~SgPAYMENT fictive nd Propitatry to Baywerd Baia Sysion mae AR
Slide 13: Revenue, Net Income, CAPEX
Revenue ($) Net Income ($) CAPEX ($) 13,395,131 3,838,288 5,180,362 -789,039 2013 2014 2013 2014 2013 2014 Cont t Data Sy: IASDAQ: PYDS) 13
Slide 14: Balance Sheet Highlights 2014
Balance Sheet Highlights 2014 Millions Account 12/31/14 12/31/13 Cash 55.0 26.6 Net Cash 28 0.8 Total Assets 61.1 Short-term/long-term debt Customer deposits payable Total Liabilities Equity & Paid-in-capital Accumulated deficit Total Equity EAPAYMENT ; P s) 14
Slide 15: USD Millions
USD Millions 121: Revenues Nn bes a Ny a Cost of sales Gross Pramiguel.chapa Dsbcgtobal (1.9) oO S$ Depreciation (0.04) (0.03) = ed = Income tax benefit ry to Payment Data S}
Slide 16: Slide 16
Payment Data Systems — Dawson James Securities Small Cap Growth Stock Conference 2015 on 6ix