Capitol Federal Financial, Inc. · NASDAQ:CFFN
Capitol Federal Financial — Shareholder Meeting (January 2013)
20 slides from Capitol Federal Financial's shareholder meeting presentation, Jan 23, 2013
Slide 1: Strength Built on Trust Earned
STRENGTH BUILT ON TRUST EARNED.
Slide 2: Welcome to the 2012 Annual Meeting
Welcome to the 2012 Annual Meeting of Capitol Federal Financial, Inc.
Slide 3: Board of Directors
Board of Directors John B. Dicus, Chairman, President & CEO Morris J. Huey, II Jeffrey M. Johnson Michael T. McCoy, M.D. Reginald L. Robinson Jeffrey R. Thompson Marilyn S. Ward
Slide 4: Management
Management John B. Dicus, Chairman, President & CEO R. Joe Aleshire, Executive Vice President Natalie G. Haag, Executive Vice President Rick C. Jackson, Executive Vice President Carlton A. Ricketts, Executive Vice President Kent G. Townsend, Executive Vice President Tara D. Van Houweling, First Vice
Slide 5: Strength Built on Trust Earned
STRENGTH BUILT ON TRUST EARNED.
Slide 6: Safe Harbor Disclosure
Safe Harbor Disclosure Except for the historical information contained in this presentation, the matters discussed may be deemed to be forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995, that involve risks and uncertainties, including changes in ec
Slide 7: Selected Balance Sheet Data
Selected Balance Sheet Data September 30, September 30, 2012 2011 (in thousands) Total Assets $ 9,378,304 $ 9,450,799 Total Loans $ 5,608,083 $ 5,149,734 Total Deposits $ 4,550,643 $ 4,495,173 Total Borrowings $ 2,895,322 $ 2,894,462 Total Stockholders' Equity $ 1,806,458 $ 1,939,529
Slide 8: Financial Performance FY 2012
Financial Performance FY 2012 Net Income (in thousands) $74,513 Earnings Per Share (Basic & Diluted) $0.47 Net Interest Margin 2.01% Return on Average Assets 0.79% Return on Average Equity 3.93%
Slide 9: Financial Performance FY 2012
Financial Performance FY 2012 Efficiency Ratio 43.55% Operating Expense Ratio 0.97% Non-performing Assets to Total Assets 0.43% Equity to Total Assets 19.26%
Slide 10: Payment of Dividends
Payment of Dividends •For fiscal year 2012, we paid in excess of 100% of our net income in cash dividends. •For fiscal year 2013, it is the intent of our Board and management to payout 100% of our net income in a combination of quarterly and special year-end cash dividends. •CFFN declared a regular
Slide 11: Calendar Year 2012 Dividends
Calendar Year 2012 Dividends (in thousands) Regular quarterly dividends* $ 46,653 Special year-end dividend (December) 26,585 True Blue® dividend (December) 76,494 Total cash dividends paid in 2012 $ 149,732 *Paid in February, May, August, and November
Slide 12: Calendar Year Dividend History
Calendar Year Dividend History (in thousands) $80,000 $70,000 $60,000 $50,000 $40,000 $30,000 $20,000 $10,000 $0 * †Excludes “Welcome” dividend of $96.8 million paid in March 2011. *Excludes True Blue® dividend of $76.5 million paid in December 2012.
Slide 13: Repurchase of Common Stock
Repurchase of Common Stock Shares Amount Average Repurchased (in millions) Price Paid Fiscal year 2012 12,642,502 $149.0 $11.78 October 1, 2012 through November 28, 2012 3,263,882 $38.6 $11.84 Total shares repurchased through November 28, 2012 15,906,384 $187.6 $11.80 •As of November 28, 2012, $5.4
Slide 14: "True to Our Word"
“True to Our Word” •Single-Family Portfolio Lender •Retail Financial Services •Strong Cost Controls •Interest Rate Risk Management •Excellent Asset Quality •Strong Capital Position •Stockholder Value
Slide 15: Management
Management Carl Ricketts, Executive Vice President Natalie Haag, Executive Vice President Chief Corporate Services Officer General Counsel
Slide 16: Questions & Answers
Questions & Answers
Slide 17: Strength Built on Trust Earned
STRENGTH BUILT ON TRUST EARNED.
Slide 18: Jim Morris, Director
Jim Morris, Director Mr. Morris, a certified public accountant, retired from KPMG LLP on September 30, 2012 after having served as partner-in-charge of the financial services practice of the firm’s Kansas City office. Mr. Morris joined the firm in 1976 (when it was known as Peat Marwick Mitchell & C
Slide 19: Thank you for attending.
Thank you for attending.
Slide 20: Strength Built on Trust Earned
STRENGTH BUILT ON TRUST EARNED.
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