Intellect Design Arena Ltd · NSE:INTELLECT

Intellect Design Arena — Q2 FY22 Earnings Presentation

42 slides from Intellect Design Arena's earnings presentation, Oct 28, 2021

  1. Slide 1: Intellect Design Arena – Intimation under Regulation 30(6)

    intellect’ @ © B Design for Digital INTELLECT /SEC/2021-22 October 28, 2021 National Stock Exchange of India Ltd., INTELLECT Exchange Plaza, 5th Floor, Plot No. /1, G Block, Bandra Kurla Complex, Bandra (E), Mumbai — 400051 BSE Ltd. 538835 1" Floor, New Trade Ring, Rotunda Building, PJ Towers, Dalal

  2. Slide 2: Intellect – Design for Digital

    intellect’ © Design for Digital #fintech #clot d-#data tai

  3. Slide 3: Safe Harbor Statement

    Safe Harbor Statement Certain statements in this release concerning our future prospects are forward-looking statements. Forward-looking statements by their nature involve a number of risks and uncertainties that could cause actual results to differ materially from market expectations. These risks a

  4. Slide 4: Agenda

    Agenda 01 Intellect - A Snapshot 02 Performance Overview 03 Building on Market Leadership 04 Impactful Innovations 05 Management Observations 3 3

  5. Slide 5: Intellect

    Intellect The world’s only NextGen, Composable and Contextual FinTech Platform Ranked #1 globally by IBS 25+ Years 97+ for Retail and Transaction Banking and of Domain Expertise Countries Served InsurTech categories in IBS SLT 2021 in FinTech 8012 - The world’s first design center for FinTech 30+ 26

  6. Slide 6: Intellect Platforms and Products Overview

    Intellect Platforms and Products Overview iGTB Cloud - CashPower ‘22 Platform Digital Core Underwriting (Xponent) Contextual Banking iKredit360 CORPORATE Experience INSURANCE BANKING BANKING Risk RETAIL Analyst Payments Digital Services Hub Cards Magic Submission Liquidity Retail Banking Management

  7. Slide 7: Intellect Platforms and Products Overview

    Intellect Platforms and Products Overview CAPITAL MARKETS RISK, TREASURY & iGov PLATFORMS Treasury and ALM (Capital Cube) iTurmeric Asset Servicing (Capital Sigma) IDX The world’s only NextGen, Composable and Contextual FinTech Platform

  8. Slide 8: Performance Overview

    Performance Overview Q2 FY 22 and H1 FY 22 - Financial Highlights 7

  9. Slide 9: Q2 FY22 - Strong Revenue Growth and Acceleration of SaaS Revenues

    Q2 FY 22 - Strong Revenue Growth and Acceleration of SaaS Revenues TOTAL REVENUE (US $) TOTAL REVENUE (INR) EBITDA (INR) Q2 FY22 $ 61.03 Mn Q2 FY22 4521 Mn Q2 FY22 1182 Mn 22% Q2 FY21 $ 49.97 Mn 22% Q2 FY21 3718 Mn 33% Q2 FY21 892 Mn SAAS & SUBSCRIPTION LICENSE (INR) AMC (INR) REVENUE (INR) Q2 FY22

  10. Slide 10: Q2 FY22 - Strong Revenue Growth and Operating Leverage

    Company Overview Intellect Journey Board of Directors Business Model Industry Overview Key Competitive Strengths Quarter under Review Annexure Q2 FY 22 - Strong Revenue Growth and Operating Leverage INVESTMENT IN GROSS MARGIN % EBITDA % PRODUCT DEVELOPMENT GROSS MARGIN (INR) 58 % 26 % - (CAPITALIZED

  11. Slide 11: H1 FY22 - Strong Revenue Growth and Acceleration of SaaS Revenues

    H1 FY22 - Strong Revenue Growth and Acceleration of SaaS Revenues TOTAL REVENUE (US $) TOTAL REVENUE (INR) EBITDA (INR) H1 FY22 $ 116.41 Mn H1 FY22 8605 Mn H1 FY22 2184 Mn 22% H1 FY21 $ 95.57 Mn 20% H1 FY21 7177 Mn 39% H1 FY21 1571 Mn SAAS & SUBSCRIPTION LICENSE (INR) AMC (INR) REVENUE (INR) H1 FY22

  12. Slide 12: H1 FY22 - Strong Revenue Growth and Operating Leverage

    H1FY 22 - Strong Revenue Growth and Operating Leverage INVESTMENT IN GROSS MARGIN % EBITDA % GROSS MARGIN (INR) PRODUCT DEVELOPMENT (CAPITALIZED) (INR) H1 FY22 57 % H1 FY22 25 % H1 FY22 577 Mn H1 FY21 55% H1 FY21 22% H1 FY22 4914 Mn 25% H1 FY21 3930 Mn COLLECTIONS (INR) NET DSO ANNUALISED EPS 141 Da

  13. Slide 13: Healthy Pipeline

    Healthy Pipeline The current funnel of Intellect (INR Mn) 48,084 ($649 mn) Q2 FY22 46,302 ($ 628 mn) Q1 FY22 40,181 ($ 540 mn) Q2 FY21 41,490 ($ 560 mn) 38,118 ($ 517 mn) 30,285 ($ 407 mn) is accounted by 156 is accounted by 150 is accounted by 117 opportunities opportunities opportunities DESTINY D

  14. Slide 14: Active Pursuits

    Active Pursuits Q2 FY21 Q1 FY22 Won Lost Added Remarks Q2 FY 22 5 deals Won High Value 2 deals Lost Active 41 50 5 2 11 43 deals from Q1 22 54 Pursuits 11 new deals added 1 deal Won > INR 50 Cr 9 9 1 - 3 8 deals from Q1 22 11 3 new deals added 2 deals Won INR 30 Cr – 1 deal Lost INR 50 Cr 12 17 2 1

  15. Slide 15: Financial Results for the Second Quarter Ended September 30, 2021

    Financial Results for the Second Quarter Ended – September 30, 2021 Additional Information on function wise classification of statement of Profit and Loss of the Group (Consolidated Unaudited / Not Reviewed) INR Millions QUARTER ENDED HALF YEAR ENDED YEAR ENDED September 30, 2021 June 30, 2021 Septe

  16. Slide 16: Board Announcement

    Board Announcement Investment of INR 1000 Mn in a privately pooled investment vehicle, Alternative Investment Fund-Category III in accordance with Regulation 10 of SEBI (Alternative Investment Funds) Regulations, 2012 as recommended by the Audit Committee 15

  17. Slide 17: Building on Market Leadership

    Building on Market Leadership Key Deal Wins and Implementations 16

  18. Slide 18: Building Market Leadership: 9 New Deals including 6 Platform Deals

    Building Market Leadership 9 New Deals including 6 Platform Deals Europe: Signed a Strategic Deal with Resurs Bank in Nordic Region 54 APAC 28 24 India: Large multimillion Destiny deal from a leading private sector bank for implementing Intellect SME platform AMERICAS (iKredit 360) EUROPE Americas M

  19. Slide 19: Growing Customer Trust with On Time Deliveries

    Growing Customer TRUST with On Time deliveries New Digital Transformation Intellect completed the digital transformations 10 in Q2 FY 22 26 in 26 financial institutions across the world during this quarter Digital Transformations with 16 expanded product capabilities /additional Geographies in Q2 FY

  20. Slide 20: Impactful Innovations

    Impactful Innovations New Contextual and Composable Platforms 19

  21. Slide 21: iGTB Cloud - CashPower '22

    iGTB Cloud - CashPower ‘22 20

  22. Slide 22: CashPower '22 Release Notes

    CashPower ‘22 Release Notes www.igtb.com

  23. Slide 23: iGTB CashPower '22 Highlights - II

    iGTB CashPower ’22 Highlights - II Digital on-boarding: Frictionless ushering of corporate on to the Group CIO Leading Transaction Bank CashPower platform C I O Commercial Acumen IT Acumen Operational Acumen Commercial Acumen IT Acumen Operational Acumen How do I realize returns on How do I moderniz

  24. Slide 24: iGTB Cloud - CashPower '22

    iGTB Cloud - CashPower ‘22 World’s First Integrated Cloud Native Platform for Cash Management offered as Managed Service CashPower - 18 Modules Launched on 16th Aug, 2021 360 DEGREE BANKING CashXtra - 12 Modules SMART PAY & COLLECT MODULES CashNow - 6 Modules 1. Account Services - 8. Liquidity SEAML

  25. Slide 25: Rapid Implementation Methodology

    Rapid Implementation Methodology Comprehensive and Reliable Implementation Methodology 1 BUSINESS ACCELERATORS • Market specific Product Awareness Session • Product deployed in cloud with MData & PData 10-25 • Onboarding templates • Regression test packs Weeks# • Interface configurations 2 Be up & r

  26. Slide 26: Proven integration experience across all leading Core Banking systems

    Proven integration experience across all leading Core Banking systems DIGITAL CORE Phoenix Equation ROBUST INTELLECT INTEGRATION LAYER Various Home-Grown & Legacy Core Banking systems 25

  27. Slide 27: CashPower on iGTB Cloud across Azure data centres

    CashPower on iGTB Cloud across Azure data centres EASTERN NORDICS EUROPE • SWEDEN • DENMARK • ROMANIA • FINLAND • HUNGRY • NORWAY • POLAND • ICELAND • CZECH R • SERBIA C • UKRAINE APAC EUROPE MIDDLE-EAST • SINGAPORE • GERMANY • UAE • MALAYSIA • SPAIN • BAHRAIN • INDONESIA • NETHERLANDS • THAILAND •

  28. Slide 28: iKredit 360 & IDC Open Finance Platform Powers Resurs Bank

    iKredit 360 & IDC Open Finance Platform Powers Resurs Bank to be a market leader for e-Commerce and POS Credits

  29. Slide 29: Key Focus Areas

    Key Focus Areas Growth and expansion over last 40 years Leader in consumer finance across Nordic region Leading partner for sales-driven payment and loyalty solutions in retail and e-commerce Best-in-class instore credit Agile business model Above all, a sense of responsibility towards the retail pa

  30. Slide 30: Pain Points and Digital Transformation Goals

    : Pain Points Digital Transformation Goals Establish the foundation 1 Cost of development for a 24/7 bank Become a self-service 2 Manual processes bank Across Sweden, Faster time to 3 Changes in payments Norway, Denmark and market Finland Enhanced customer and 4 Limited flexibility partner insights

  31. Slide 31: Intellect Partnership Promotion By Resurs

    Intellect Partnership Promotion By Resurs CAPITAL MARKETS DAY PREVIEW CIO TALKING ABOUT THE PARTNERSHIP AT HIGHLIGHTING THE PARTNERSHIP THE CAPITAL MARKETS DAY CEO MESSAGE PRESS RELEASE 3 0

  32. Slide 32: IDC and iKredit 360 - Power Under the Hood

    IDC and iKredit 360 - Power Under the Hood Open Finance Headless Platform Resurs - Mobile and Internet Channels Partner ERP Systems / e-Commerce Market Place (Developed and Managed by Resurs) (Developed and Managed by Retail Chains) 300+ OpenAPI 3.0 compliance RestAPIs Intellect Open Finance Platfor

  33. Slide 33: Container based Micro-services Hosted in AWS

    Container based 0 Micro-services 1 Hosted in AWS 0 Germany 2 Power Under the Hood Digital Twinning, Auto scaling for 0 continuous demand spurts 3 innovation and deployment with Micro-services Cloud native system architecture 0 optimized for continuous delivery 4 Multi-entity, Multi-country, Multi-ti

  34. Slide 34: Intellect delivers Innovation as a Service

    Intellect delivers Innovation as a Service Collaborative innovation 01 with Resurs Bank. 02 Quick Response time Accelerated release 03 process Conceptualize, create, test 04 and launch partner products on the fly 05 Incommit rapid mode, from code to build – CI-CD Model 33

  35. Slide 35: Hyper connected with the Ecosystem

    Hyper connected with the Ecosystem Quicker on-boarding for API-first architecture developers and enables ‘Embrace and partners Extend’ Rich Event driven Partners can go from concept architecture to test to launch within days 300 + APIs out of the box 34

  36. Slide 36: Intellect Digital Core - Best in Class Breadth of Functionality

    Intellect Digital Core - Offers Best in Class Breadth of Functionality 100+ Packaged Business Capabilities with over 1000 Functions Deposits (7) Account Operations (10) Lending (18) Marketplace Enterprise Deposit Operations Cash Deposit (26) Services (20) Commercial Loan Origination AI/ML Based Voic

  37. Slide 37: Intellect Digital Core - Best in Class Breadth of Functionality

    Intellect Digital Core - Offers Best in Class Breadth of Functionality 300+ Intellect Public Open APIs & 90+ Partner APIs Lending & Collateral Deposits (25) CIF (15) Management (90) Payments (60) Partner APIs Find Closed Deposit Account Create Joint CIF Initiate a Loan SWIFT - payment returns (92) D

  38. Slide 38: Management Observations

    Management Observations Key observations from Arun Jain, CMD and Venkat Saranu, CFO 37

  39. Slide 39: Management Observations

    Management Observations Arun Jain, Chairman and Managing Director “Intellect's technologies have driven calibrated and profitable growth over the last 8 quarters. As committed during the Intellect Technology day in March 2021, we launched two Platforms on Cloud this quarter - iKredit360 and iGTB Clo

  40. Slide 40: Stock Information

    Stock Information sce Relative Stock Performance (1-Oct-20 to 30-Sept-21) 400 350 om 302 250 - 150 a 100 50 0 01-Oct 01-Nov 01-Dec 01-Jan 01-Feb 01-Mar 01-Apr 01-May 01-Jun 01-Jul 01-Aug 01-Sep ——INTELLECT DESIGN ARENA 9 =——=NIFTY-50 ——=NIFTY -IT Shareholding Pattern (As on 30" September) Stock Data

  41. Slide 41: Contacts

    Contacts Venkateswarlu Saranu Praveen Malik Nachu Nagappan Chief Financial Officer Vice President – Investor Relations AVP – Corporate Communication venkat.saranu@intellectdesign.com +91 8939782837 +91 8939619676 praveen.malik@intellectdesign.com nachu.nagappan@intellectdesign.com 40

  42. Slide 42: © 2021, Intellect Design Arena Limited. All rights reserved.

    © 2021, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval sys

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