Akme Fintrade (india) Limited · NSE:AFIL
Akme Fintrade (india) — FY2024 Earnings Presentation
19 slides from Akme Fintrade (india)'s earnings presentation, Jul 12, 2024
Slide 1: Exchange filing letter: Investor Presentation for quarter and year ended March 31, 2024
Date: 12 July 2024 Na onal Stock Exchange of BSE Limited India Limited (NSE) Phiroze JeejeeBhoy Towers, Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Mumbai – 400 001 Bandra, Mumbai – 400 051 Scrip Code: 544200 Symbol: AFIL Subject: Investor Presenta on for the quarter and year e
Slide 2: Akme Fintrade (India) Ltd Investor Presentation July 2024
TM AKME FINTRADE (INDIA) LTD INVESTOR PRESENTATION July 2024
Slide 3: Disclaimer
TM Disclaimer Prospective Investors should be aware that investing in equity shares carries a substantial level of risk. For detailed information regarding such risks, potential investors are advised to refer to the section titled "Risk Factors" in the Prospectus. It is important to note that some v
Slide 4: Aasaan Loans Board of Directors
TM Aasaan Loans Board of Directors Mr. Nirmal Kumar Jain | CMD Mr. Rajendra Chittora | Executive Director Mr. Nirmal Kumar Jain, a seasoned asset finance expert, boasts He is a qualified Executive Director with more than two decades over 27 years of experience in finance and development. As a of exp
Slide 5: Stewarding Growth: Aasaan Loans Team
TM Stewarding Growth: Aasaan Loans Team Mr. Akash Jain | CEO Ms. Rajni Gehlot | Chief Financial Officer With over 20 years of experience, a versatile Chartered Accountant Ms. Rajni Gehlot, a qualified Chartered Accountant and the excelling in management consultancy, audits, fundraising, taxation, Co
Slide 6: Company Overview
TM Company Overview Akme Fintrade (India) Limited, a RBI registered, leading Non-Banking Finance Company (NBFC) dedicated to transforming rural and semi-urban finance in India. Established in 1996, and trusted by over 200,000 customers, Akme Fintrade (India) Limited has been at the forefront of fost
Slide 7: Aasaan Loans: Aspirations in Action
AASAAN LOANS™ Aspirations in Action: Aasaan Loans Gy 2s st sent Ea wet oa igh ae B) 4 12 2,00,000+ BBB Stable 400 CR+ States Branches Customers Served Credit Rating Total AUM @ Vision Our objective is to energise common people via To be an ideal online platform where everyone will be financial inclu
Slide 8: Aasaan Loans Journey: Key Events and Milestones
TM Aasaan Loans Journey: Key Events and Milestones Year 2023 - Formally inducted professional KMPs to drive business Year 1996 Year 1999 Year 2021 and inducted 3 senior bankers and business Registered with RBI as a deposit Effectively managed loan portfolio totaling professional as independent direc
Slide 9: Target Group & Products
TM Target Group & Products Key Borrowers – Individuals & Small Business Owners Products: We operate in two principal lines of business: Vehicle Finance Business Finance SME/Business Loans (As of March 2024): ₹31,868.15 lakhs Credit Exposure (As of March 2024): ₹8,503.85 lakhs (78.94% of total credit
Slide 10: Aasaan Loans Products
TM Aasaan Loans Products Current Products Aasaan Aasaan Aasaan Loan Vehicle Loan Saral Udyog Loan Against Property Get on-road finance for new and used Avail secured loans against your Secured loans to meet your personal two, three and four wheelers with property for business growth or working needs
Slide 11: Our Extensive Network
TM Registered Office: Udaipur, Rajasthan. Our Extensive Network Corporate Office: Mumbai, Maharashtra 4 States 12 Branches Branches • • Thane Ahmedabad • Mandasaur 25 Points of Presence • Jodhpur • Chittorgarh • Sabla Rajasthan • Salumber • Pune 125 Staff Members • Surat • Reodhar Gujarat Madhya Pra
Slide 12: Branch Network
TM Branch Network: 6 Branches in Rajasthan, 2 each in Maharashtra, Gujarat and Madhya Pradesh
Slide 13: Our Competitive Strength
TM Our Competitive Strength Proven Execution Well-Established Stable and Hub and Spoke Capabilities in Rural and Vehicle Finance and Experienced Business Model Semi-Urban Geographies Small Business Lending Management Team for Efficiency Robust Underwriting Access to Diversified Customer-Centric Proc
Slide 14: Key Financial Highlights
Key Financial Highlights AUM Product wise Disbursement product wise 100.00% 80 69.7 68.96 78.30% 78.70% 78.94% 80.00% 58.2 60 60.00% 41.8 40 30.3 30.97 40.00% 21.70% 21.20% 21.06% 20.00% 20 0.00% 0 FY 22 FY23 FY 24 FY 22 FY23 FY 24 SME/LAP Vehical Loans SME/LAP % Vehical Loans % 3 2.49 60.00% 2.5 51
Slide 15: Key Financial Highlights
Key Financial Highlights Net Interest Margin GNPA (%) NNPA(%) 6 12.00% 10.92% 10.01% 4.9 5 9.00% 8.06% 7.92% 4.57 3.57 4 6.00% 4.06 3.63 3 2.97 3.44 3.00% 2 1.74 0.00% 1 FY 21 FY22 FY 23 FY 24 0 Net Interest Margin FY 21 FY 22 FY 23 FY 24 5.00% 4.48% 250 223.24 204.71 3.80% 4.00% 3.44% 200 150 130.2
Slide 16: Key Financial Highlights: Profit and Loss Statement
TM Key Financial Highlights Profit and Loss Statement Profit & Loss for the Period FY2024 (A) FY2023 (A) FY2022 (A) FY2021 (A) Interest Income 69.66 63.11 64.87 85.75 Interest Expense 28.28 28.01 34.93 47.98 Fee & Other Income 3.85 6.46 2.63 2.62 Total Net Income 45.23 41.56 32.58 40.39 OPEX 7.90 8.
Slide 17: Key Financial Highlights: Balance Sheet
TM Key Financial Highlights Balance Sheet Balances as of FY2024 (A) FY2023 (A) FY2022 (A) FY2021 (A) Loan Assets (Net of ECL) 390.80 345.57 342.87 412.84 Other Financial Assets 24.57 24.18 23.70 33.45 Other Non-Financial Assets 20.68 20.68 7.45 9.05 Total Assets 436.05 390.43 374.02 455.34 Borrowing
Slide 18: Forward Focus: Navigating Towards Success
TM Forward Focus: Navigating Towards Success 01 02 03 Tailored credit Cutting-edge Customer-centric ethos solutions & financial technology & data fostering trust & loyalty to empowerment for analytics driving drive lower cost of untapped rural & semi- strategic insights customer acquisition urban ma
Slide 19: Thank You
TM THANK YOU AKME FINTRADE (INDIA) LTD Investor Relations Advisors: Mr. Manoj Chobisa Adfactors PR Pvt. Ltd. Company Secretary and Compliance Officer Mr. Aditya Tikare cs@aasaanloans.com aditya.tikare@adfactorspr.com https://aasaanloans.com/ www.adfactorspr.com care@aasaanloans.com | 9594 377 377 |