Kotak Mahindra Bank Limited · NSE:KOTAKBANK

Kotak Mahindra Bank — Q2 FY2010 Earnings Presentation

13 slides from Kotak Mahindra Bank's earnings presentation, Oct 27, 2009

  1. Slide 1: Earnings Update – Q2 FY10 Results

    Earnings Update – Q2 FY10 Results October 27, 2009

  2. Slide 2: Performance Highlights

    Performance Highlights • Consolidated PAT for Q2FY10 up 86% to Rs. 2,998 mn from Rs.1,610 mn in Q2FY09 (Q1FY10 Rs. 2,573 mn) • Consolidated advances up 11% to Rs. 268 bn as on September 30, 2009 from Rs. 240 bn as on September 30, 2008 (March 31, 2009 Rs 225 bn) . • Consolidated NIM for Q2FY10 at 6

  3. Slide 3: Consolidated Financials

    Consolidated Financials Revenues Rs million Q2FY10 Q2FY09 Q1FY10 H1FY10 H1FY09 FY09 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Financing Activities 8,321 8,816 8,294 16,615 16,989 35,065 Fee Income* 3,463 2,964 2,999 6,462 5,855 10,339 Premium income 5,793 5,143 4,268 10,061

  4. Slide 4: Consolidated Financials – Assets and Liabilities

    Consolidated Financials Assets Rs million As on As on As on As on Sept 30, 2009 Sept 30, 2008 June 30, 2009 March31, 2009 Advances • Commercial vehicles & Construction equipments 33,477 37,430 32,314 33,345 • Auto loans 55,317 49,531 49,384 47,742 • Personal loans 17,151 31,328 20,189 23,948 • Home

  5. Slide 5: Consolidated Financials – Company-wise Profit After Tax

    Consolidated Financials Company-wise Profit After Tax Rs million Q2FY10 Q2FY09 Q1FY10 H1 FY10 H1FY09 FY09 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Kotak Mahindra Bank (Standalone) 1,259.1 478.7 903.1 2,162.2 1,024.0 2,761.0 Kotak Mahindra Prime 394.9 354.4 189.0 583.9 767.0

  6. Slide 6: Kotak Mahindra Bank – Standalone

    Kotak Mahindra Bank – Standalone Rs million Q2FY10 Q2FY09 Q1FY10 H1FY10 H1FY09 FY09 Revenues (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Treasury & BMU* 2,564 2,079 2,527 5,092 3,810 9,174 Corporate/Wholesale Banking 2,441 1,938 2,266 4,706 4,361 8,879 Retail Banking 6,229 6,9

  7. Slide 7: Kotak Mahindra Bank – Standalone Assets and Liabilities

    Kotak Mahindra Bank– Standalone Assets Rs million As on As on As on As on Sept 30, 2009 Sept 30, 2008 June 30, 2009 March 31, 2009 Advances • Commercial vehicles & construction equipments 33,477 37,430 32,314 33,345 • Personal loans 16,381 29,437 19,177 22,616 • Home loans 31,125 32,542 30,303 31,66

  8. Slide 8: Bank Performance Highlights

    Bank Performance Highlights • PAT of the Bank (Standalone) for Q2FY10 up 163% yoy to Rs.1,259 mn from Rs. 479 mn in Q2FY09 (Q1FY10 Rs. 903 mn). • Net Interest Income (NII) of the Bank (Standalone) for Q2FY10 was up 19% YoY to Rs. 4,365 mn from Rs. 3,655 mn in Q2FY09 (Q1FY10 Rs. 4,090 mn). • Advances

  9. Slide 9: Key Subsidiaries – Highlights

    Key Subsidiaries – Highlights Kotak Mahindra Prime (KMP) – car finance, other lending Rs million Q2FY10 Q2FY09 Q1FY10 H1FY10 H1FY09 FY09 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Total income 2,401 2,540 2,239 4,640 4,915 9,822 Operating Profit 791 824 714 1504 1628 3,176 Pr

  10. Slide 10: Kotak Securities – stock broking

    Kotak Securities – stock broking Rs million Q2FY10 Q2FY09 Q1FY10 H1FY10 H1FY09 FY09 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Total income 2,345 2,192 2,234 4,579 4,410 6,846 Profit before tax 1,161 636 1,128 2,289 1,308 1,668 Profit after tax 759 410 743 1,501 845 1,065 • K

  11. Slide 11: Kotak Mahindra Capital Company – investment banking

    Kotak Mahindra Capital Company – investment banking Rs million Q2FY10 Q2FY09 Q1FY10 H1FY10 H1FY09 FY09 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Total income 222 326 221 443 744 978 Profit before tax 59 137 77 136 290 216 Profit after tax 41 89 48 90 186 128 • Kotak Investme

  12. Slide 12: Asset Management Company and International Subsidiaries

    Kotak Mahindra Asset Management Company and Trustee Company – asset management Rs million Q2FY10 Q2FY09 Q1FY10 H1FY10 H1FY09 FY09 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Total income (AMC) 481 185 372 853 363 853 Profit before tax (AMC) 269 (9) 210 479 (13) 159 Profit afte

  13. Slide 13: Safe Harbor

    Safe Harbor This document contains certain forward- looking statements based on current expectations of Kotak Mahindra management. Actual results may vary significantly from the forward- looking statements contained in this document due to various risks and uncertainties. These risks and uncertainti

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