Alinma Bank · TADAWUL:1150
Alinma Bank — Q4 2025 Earnings Presentation
29 slides from Alinma Bank's earnings presentation, Feb 4, 2026
Slide 1: Q4 2025 Earnings Presentation
_ 04 February 2026 Earnings — Presentati 40 2025 Accelerating innovation. Driving sustainable growth. oe q
Slide 2: Table of Contents
Table of Contents O1 02 O3 04 O5 O06 O7 49 2025Eorni Alinma Overview Financial Performance Highlights Strategy Update FY 2025 Financial Performance Outlook & Guidance Q&A Appendix ings Presentation
Slide 3: Alinma Overview
cLoilll O 1 alinma Accelerating innovation. Driving sustainable growth. Alinma Overview Q4 2025
Slide 4: Alinma Overview
Financial Performance Highlights Strategy Update FY 2025FinancialPerformance | _Outlook& Guidance . . Loilll Alinma Overview alinma One Step Ahead é i i Net Profit Margin ROE ROA i. 4 A Pinancial #2inKSA #2inKSA #4inKSA Stock Highlights osition 3.46% 18.42% 2.13% Ha 292025) 292025) (392025) nu . Tra
Slide 5: Financial Performance Highlights
cLoilll O 4 alinma Accelerating innovation. Driving sustainable growth. Financial Performance Highlights Q4 2025
Slide 6: Ʀ 229.7 Bn Ʀ 311.1 Bn Ʀ 11,905 Mn
• • • • • • Ʀ Ʀ 229.7 Bn Ʀ 311.1 Bn Ʀ 11,905 Mn Ʀ 6,397 Mn 0.92% 150.3% Ʀ 227.4 Bn Ʀ 109.8 Bn 48.3% 31.2% 3.47% 18.7% Classification: Private
Slide 7: Strategy Update
cLoilll O 3 alinma Accelerating innovation. Driving sustainable growth. Strategy Update Q4 2025
Slide 8: Classification: Private
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Slide 9: Most innovative and customer centric bank in KSA
Alinma Overview Financial Performance Highlights FY 2025 Financial Performance |__ Outlook & Guidance The most innovative and customer centric bank in KSA with a focus on profitability and building distinctive differentiation leveraging Al 40 2025Earnings Presentation a Most customer-centric Engage
Slide 10: Strategy 2030 vision and strategic objectives for the bank
Performance Highlights jal Performance Qutlook & Gi Strategy 2030 vision and strategic objectives for the bank in KSA with a focus on profitability and building distinctive differentiation leveraging Al SS Oe Become the most innovative and customer centric bank a Retail banking & Private banking (Od
Slide 11: Strategy 2030 vision and strategic objectives for the bank
Alinma Overview | Financial Performance Highlights FY 2025FinancialPerformance | Outlook & Guidance Strategy 2030 vision and strategic objectives for the bank alinma ee mt Become the most innovative and customer centric bank in KSA with a focus on profitability and building distinctive differentiati
Slide 12: FY 2025 Financial Performance
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Slide 13: Classification: Private
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Slide 14: Classification: Private
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Slide 15: Classification: Private
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Slide 16: Classification: Private
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Slide 17: Classification: Private
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Slide 18: Classification: Private
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Slide 19: Classification: Private
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Slide 20: Classification: Private
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Slide 21: Classification: Private
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Slide 22: Classification: Private
• • • • Classification: Private
Slide 23: Outlook & Guidance
cLoilll O5 Accelerating innovation. Driving sustainable growth. il Outlook & Guidance Q4 2025
Slide 24: Classification: Private
< > < Classification: Private
Slide 25: Q&A
cLoilll 06 ss Accelerating innovation. Driving sustainable growth. Q&EA Q4 2025
Slide 26: Appendix
cLoilll O ] alinma Accelerating innovation. Driving sustainable growth. Appendix Q4 2025
Slide 27: Sustainability
Alinma Overview | — FinancialPerformance Highlights StrategyUpdate | FY2025FinancialPerformance | Outlook Guidance Sustainability In the third annual sustainability report, we feature our sustainability commitments, strategy, and journey as part of our ongoing commitment to transparently communicati
Slide 28: Investor Relations
Alinma Overview Performance Highlights Strategy Update Our IR App will keep you up-to-date Investor with the latest development- from Relations App latest share prices and press releases to IR calendar, financial results and our document library on the go [ 4 Download on the @ App Store | “pe GETTON
Slide 29: Disclaimer
Alinma Overview jancial Performance Highlights Performance Disclaimer alinma This presentation is being provided to you for general information purposes only. The information contained in the presentation has been obtained from sources believed by Alinma Bank (“Alinma’) to be up to date, correct and