FirstRand Limited · JSE:FSR
FirstRand — Investor Presentation (2004)
11 slides from FirstRand's investor presentation, 2004
Slide 1: WesBank – Ronnie Watson
WesBank Ronnie Watson
Slide 2: Key Highlights … Dec '03
WesBank Key Highlights … Dec ’03 WesBank’s Share of Retail Cluster NPBT 22% ¾ NPBT up 35% ¾ New business production up 24% ¾ NPLs down to 0.78% (0.93% June WesBank Share of 03) Retail Cluster Advances ¾ NIR up 33.1% 41%
Slide 3: Operational Improvement
Operational Improvement Specific Bad Debts to Advances for the Financial Year ended June ‘03 1.4 250 1.2 1 0.8 200 % 0.6 Rm 0.4 0.2 0 150 1999 2000 2001 2002 2003 Bad Debt % Rand Values
Slide 4: Market Share - Book Values
Market Share - Book Values Instalment Sale and Leasing Book 35 30 25 20 % 15 10 5 0 Mar Mar Mar-03 Jun-00 Jun Jun June Sep Sep Sep Sep Dec Dec Dec Dec WesBank FirstRand Group Standard Group ABSA Group Nedcor Group Others Source: DI900 - Collated to latest Reserve Bank totals + Toyota Financial Servi
Slide 5: New Vehicle Market Share
New Vehicle Market Share 35 30 25 % 20 15 10 5 Jul Jul May Nov May Nov Mar-02 Mar-03 Mar-04 Jan Sep Jan Sep Jan WesBank SBVAF AVAF Cash Source: WesBank
Slide 6: Used Vehicle Market Share
Used Vehicle Market Share 35 30 25 % 20 15 10 5 Jul Jul Mar-02 May Nov Mar-03 May Nov Mar-04 Jan Sep Jan Sep Jan WesBank SBVAF AVAF Cash Source: WesBank
Slide 7: Motor Division Business Diversity
Diversity Annual Growth Rate 31% Annual Growth Rate 25% Motor Division Business Division Dec 2003 Book R44bn
Slide 8: Partnerships
Partnerships Supermarket Finance
Slide 9: Motor Value-Adding Activities
Motor Value-Adding Activities Wholesale Finance F&I Training Motor Sewells & Finance Benchmarking Car Care Consultants
Slide 10: Strategic Focus Areas
Strategic Focus Areas ¾ People ¾ Customer Service ¾ Efficiencies ¾ Growth
Slide 11: Growth Opportunities
Growth Opportunities ¾ Organic o SANTACO, InspectaCar, Private Leasing, Business Division growth strategy, Islamic Finance and Collection Solutions External ¾ Acquisition o Actively looking for opportunities that will add load e.g. Barloworld Equipment book ¾ Greenfields o Australia and other Intern