Cash Converters International Limited · ASX:CCV
Cash Converters International — Investor Presentation (August 2023)
15 slides from Cash Converters International's investor presentation, Aug 1, 2023
Slide 1: Cash Converters International Limited (ASX:CCV)
Cash Converters International Limited (ASX:CCV) TechKnow Invest Roadshow | Conference August 2023 Sam Budiselik Managing Director
Slide 2: About Us
About Us The largest circular economy store network across the globe, supporting good borrowers that others won’t ✓ Provide a solution to customer cash needs through our stores globally and online ✓ Core competency is using our data to build a risk profile of borrowers other lenders can’t, allows us
Slide 3: Our Global Network
Our Global Network • Across Australia, New Zealand and the 35 142 United Kingdom, Cash Converters operates BELGIUM UNITED 42 Corporate owned stores and is the Master KINGDOM UNITED Franchisor of a franchise network of stores. KINGDOM • The rest of the international operations are run by Master Franc
Slide 4: Business Model – 'Powering up' | FY24-FY28
Business Model – ‘Powering up’ |FY24-FY28 The Loan Book is structurally shifting away from the small loan product due to Australian legislative changes (implementation mandated on 12 June 2023) CCV has identified upside to the current business, leveraging our business model across an expanding geogr
Slide 5: Our Ecosystem
Our Ecosystem Growing online presence integrated with our stores; serving a large and growing customer base in growing markets Australian Addressable Market CCV has a high Personal Vehicle Finance Retail customer satisfaction NPS 60+1 Finance $46b+ Australian Circular Economy2 $2bn+ Australian Sub-p
Slide 6: Our Technology
Our Technology Unlike many “Fintechs” trying to build a market with technology, we have wrapped technology around a sustainable business model that has served millions of customers worldwide for almost 40 years. Platform Customer • Cloud • Web • Proprietary • Mobile • Multi-Site Scale • Single View
Slide 7: Our Competitive Advantage
Our Competitive Advantage Substantial scale and data repository provides our business with a competitive advantage. Large Customer Base Leading Tech Platform Healthy Balance Sheet Sustainability Regulation ✓ Transacting with over ✓ Proprietary platforms built ✓ $59.8m in cash at 31 ✓ Facilitating ci
Slide 8: H1 FY2023 Highlights
H1 FY2023 Highlights Half-year period ended 31 December 2022 and Trading update for March Quarter, Q3 FY2023
Slide 9: H1 FY2023 Highlights
H1 FY2023 Highlights December, H1 FY2023 (vs PCP) – financial results • Revenue growth driven by increasing volume across all loan books and store trading Dividend Revenue up 24% $142.4m improvements. Earnings Operating EBTIDA up 18% $28.9m Fully franked declared for 1c • Operating NPAT excludes sig
Slide 10: H1 FY2023 Highlights Continued…
H1 FY2023 Highlights Continued… Growth Drivers ✓ Diversification of business model away from SACC product sitting within Small Loans (impacted by new legislation); strong customer demand for alternative financing solutions ✓ Marketing optimisation now attracting 22,000+ new customers per month ✓ Med
Slide 11: Trading Update for March Quarter, Q3 FY2023
Trading Update for March Quarter, Q3 FY2023 Outlook – Trading update, March Quarter Q3 FY2023 ✓ The rebound in credit demand observed in H1 FY2023 has continued into Q3 FY2023 resulting in growing Loan Books and robust retail trade ✓ Stores performance remains strong ✓ The Company continues to lever
Slide 12: Our Strategy
Our Strategy cashédnverters
Slide 13: Our Strategy – 'Powering up' | FY24-FY28
Our Strategy – ‘Powering up’ | FY24-FY28 We continue to grow our customer reach, acquire franchise stores, innovate new product releases and focus on operational excellence to deliver shareholder value. New Products Network Expansion Operational Excellence Expand product suite Expand network to reac
Slide 14: Thank You
Thank You cashéenverters
Slide 15: Disclaimer
The material contained in this presentation is intended to be general background information on Cash Converters and its activities current at the date of the presentation. The information is supplied in summary form and is therefore not necessarily complete. It is not intended that it be relied upon
Cash Converters International — Investor Presentation (August 2023) on 6ix