Cash Converters International Limited · ASX:CCV
Cash Converters International — ASX SMIDcaps Conference 2025
11 slides from Cash Converters International's conference presentation, Sep 24, 2025
Slide 1: Cash Converters International Limited (CCV) - ASX SMIDcaps Conference
Cash Converters International Limited (CCV) ASX SMIDcaps Conference 24 September 2025
Slide 2: Who We Are
Who We Are A modern data-driven lender and circular retailer Global Network Responsible Repurposed Retail Digitally Enabled Proven Growth Online & In-Store Lower-Cost Lending Luxury Focus Data Driven Shareholder Returns • Founded in Australia, • Responsible credit • Championing the circular • Over 5
Slide 3: Financial Highlights
Financial Highlights Strong FY25 financial results demonstrating strategy is delivering FY25 Financial Snapshot3: Revenue Operating EBITDA Operating NPAT Cash & Equivalents • Share Price: 28c $385.3m $74.5m $25.1m $73.2m • Market Cap: $176m • NTA per Share: 28.8c ➤ ➤ ➤ ➤ 1% 8% 20% 30% FY24: $382.6m
Slide 4: Strategic Transformation Delivering Results
Strategic Transformation Delivering Results Simplifying the business model, laying the foundation for long-term earnings growth Focus Area Progress to Date FY26 Priorities Long-term Target Product • Launch new ‘Cashies Loan1’ in Q2 • New loan book growth Lending ✓ Exit from payday & vehicle loans Ev
Slide 5: Global Store Network
Global Store Network 659 stores across 15 countries 161 • • Owned by CCV Corporate1 Core Geographies: AU, UK & NZ 135 Corporate Stores • Fully consolidated and revenue-generating United Kingdom 58 United Kingdom 207 • • Core Geographies: AU, UK & NZ 5-year Pipeline. FY26 Target: 20+ AU/UK stores Fra
Slide 6: Acquisition Strategy
Acquisition Strategy Targeting 20+ franchise store acquisitions per annum to unlock earnings upside Store Metrics & Acquisition Economics Store Acquisition Pipeline & Strategy Acquired Stores AU & UK FY25 Average Store Performance Acquisition Pipeline • NPAT contribution from acquired stores up ~30x
Slide 7: Transformational Growth
Transformational Growth Diversifying earnings, evolving product mix and acquiring stores to drive long-term value Revenue Diversification $30 .0m Operating NPAT & EBITDA $45 0.0m Gross Loan Book & Net Loss Rates1 $25.1m 20.3% 17.5% $201.3m $245.9m $302.7m $382.6m $385.3m $10 0.0m 16.0% 25. 0% 14.6%
Slide 8: Retail: Luxury Store Rollout
Retail: Luxury Store Rollout Bondi Success Proven Concept, Ready to Scale Proven model delivering higher sales & margins with a compact, premium format FY26 Expansion New metro luxury-only stores Targeting high-margin growth 8
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Slide 10: Why Invest in Cash Converters?
Why Invest in Cash Converters? Our Competitive Edge ✓ Diversified Model: Dual earning streams, global footprint, diversified risk ✓ Profitable Store Model: Franchise acquisition opportunity, high-margin luxury growing ✓ Growing Store Network: Greenfield site openings, future acquisition pipeline ✓ L
Slide 11: Disclaimer
The material contained in this presentation is intended to be general background information on Cash Converters and its activities current at the date of the presentation. The information is supplied in summary form and is therefore not necessarily complete. It is not intended that it be relied upon
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