Intellect Design Arena Ltd · NSE:INTELLECT

Intellect Design Arena — Investor Day (September 2016)

93 slides from Intellect Design Arena's investor day presentation, Sep 2, 2016

  1. Slide 1: Filing cover letter to stock exchanges

    intellect @ B Design for Digital INTELLECT/SEC/2016-17 September 02, 2016 1. The National Stock Exchange of India Ltd., Exchange Plaza, 5" Floor, Plot No. C/1, G Block, Bandra Kurla Complex, Bandra (E), Mumbai — 400 051 2. The Bombay Stock Exchange Ltd., 1st Floor, New Trade Ring, Rotunda Building,

  2. Slide 2: Changing the DNA of BFSI

    Changing the DNA of BFSI Investor Day | September 2016

  3. Slide 3: Safe Harbor Statement

    Safe Harbor Statement Certain statements in this release concerning our future prospects are forward-looking statements. Forward- looking statements by their nature involve a number of risks and uncertainties that could cause actual results to differ materially from market expectations. These risks

  4. Slide 4: Who Are We?

    WHO ARE WE? 2

  5. Slide 5: Global Fintech Leader for BFSI

    GLOBAL FINTECH LEADER FOR BFSI 3

  6. Slide 6: Uniquely Focused Products Business

    UNIQUELY FOCUSED PRODUCTS BUSINESS 4

  7. Slide 7: Design Philosophy Providing Differentiation

    DESIGN PHILOSOPHY PROVIDING DIFFERENTIATION 5

  8. Slide 8: Key Differentiators

    Key Differentiators DIGITAL CONTEXTUAL REAL TIME 6

  9. Slide 9: Marquee Banks Partnering with Intellect

    192 Marquee Banks Partnering with Intellect CUSTOMERS 7

  10. Slide 10: Comprehensive Product suite covering entire gamut of financial services

    14 Comprehensive Product suite covering entire gamut of financial services PRODUCT PORTFOLIO 8

  11. Slide 11: Ahead of schedule; testimony of strong execution

    92% Ahead of schedule; testimony of strong execution IMPLEMENTATION 9

  12. Slide 12: Rs 811 Crores Revenue

    Rs 811 Crores On course to double the revenue from listing (2015) by 2018 REVENUE 10

  13. Slide 13: Consistent margins

    50%+ Consistent margins GROSS MARGIN 11

  14. Slide 14: Global workforce driving innovation

    4,000+ Global workforce driving innovation EMPLOYEES 12

  15. Slide 15: Business lines in various maturity stages

    Business lines in various maturity stages Monetization Adoption Catalyst Growth Incubation 20% efforts offers 80% efforts to achieve 20% return 80% returns Time Horizon

  16. Slide 16: Significant investment in R&D has provided a head start

    Significant investment in R&D has provided a head start Others iPay Incubation One Markets Xponent (Card/Wallet) (Risk Analyst) Central Banks Catalyst Trade SCF One LRM Wealth Adoption Payments Lending Digital Core One Treasury Distribution Monetization Liquidity DTB 14

  17. Slide 17: Global human capital driving growth

    Global human capital driving growth 4,000+ 89 911 ~3,000 Strong Experienced Associates Base Middle Level Passionate Leadership Associates Team Management Comprises Sector Constitutes Bankers, Talented and Engaged Specialists, Capital Market Comprises Young, Team - our pride and Passionate, Agilers C

  18. Slide 18: Led by a world class management team

    Led by a world class management team Arun Jain S Swaminathan Jaideep Billa Manish Maakan Venkatesh Srinivasan Pranav Pasricha Chairman & Managing Chief Financial Officer Chief Executive Officer, Chief Executive Officer, Chief Executive Officer, Chief Executive Officer, Director iGCB iGTB iRTM iSEEC

  19. Slide 19: Led by a world class management team

    Led by a world class management team K Srinivasan (KS) Alfred J. Carpetto Mark S.Wilson Reid Warren Business Head – IMEA Business Head – Americas Business Head – Europe Business Head – Asia Pacific 17 17

  20. Slide 20: On way to achieve highly profitable business

    On way to achieve highly profitable business 5th year of Listing FY 14-15 FY 15-16 FY 19-20 DETAILS Actual Actual Forecast Revenue Mix Licence & AMC 32% 33% 43% Implementation Revenue 68% 67% 57% GM (%) 50% 52% 60% S&M (%) 32% 31% 23% G&A (%) 10% 10% 6% R&E (%) 20% 13% 5% Others (%) 1% 1% 1% Operati

  21. Slide 21: Copyright notice

    © 2016, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval sys

  22. Slide 22: Enabling Business Aware Banking & Payments

    Da t e: Se pt ember 2 2 0 1 6 Enabling Business Aware Banking & Payments 1 1

  23. Slide 23: Three Forces of Change for FIs

    Three Forces of Change for FI s Three forces of change CONSUMER) 22 N P 33N TECHNOLOGY) INDUSTRY)STRUCTURE) 2

  24. Slide 24: The world of Banking & Insurance is changing

    The world of Banking & Insurance is changing … Banking & Insurance Companies Source: Majesto Research 3

  25. Slide 25: Software is eating the world

    “Software is eating the world” Mar k Andr eesen 4 4

  26. Slide 26: #disruption (still) a myth?

    #disruption (still) a myth? 5

  27. Slide 27: Market is growing | Example: US

    Market is growing | Example: US 6 6

  28. Slide 28: This change has a significant impact on the industry

    This change has a significant impact on the industry ... Source: Majesto Research 7

  29. Slide 29: And it is driven by digital adoption

    And it is driven by digital adoption … Source: Andreessen Horowitz Research 8

  30. Slide 30: The world in 2020 | 5bn people have a smartphone

    The world in 2020 | 5bn people have a smartphone Source: Andreessen Horowitz Research 9

  31. Slide 31: Digital Age is transforming the industry

    “Digital Age” is transforming the industry as we know … Source: PWC Global Fintech Reoport 2016 10

  32. Slide 32: Our customers take Digital strategically

    Our customers take Digital strategically and are accelerating their transformation programs Source: AT Kearney Analysis 11

  33. Slide 33: Why do our customers need Intellect Design?

    Why do our customers need Intellect Design?

  34. Slide 34: Disintermediation is here and now

    Disintermediation is here and now …

  35. Slide 35: Re-bundling of the Bank is already happening

    Why the rush? Re-bundling of the Bank is already happening 14

  36. Slide 36: Challengers all around us | Insurance

    Challengers all around us | Insurance 15

  37. Slide 37: Disrupters | SME Banking

    Disrupters | SME Banking 888-986-8263 | Help | Signin Get the security of a business line of credit today. Qualify for a line up to $100,000 in minutes! ACCREDITED BUSINESS At+ FREE, NO OBLIGATION Find out how Kabbage works in this brief video @ git ‘ol Ou, 16

  38. Slide 38: Disruptors | Retail Banking

    Disruptors | Retail Banking 17

  39. Slide 39: How retail banks are being displaced, diminished and disintermediated

    How retail banks are being displaced, diminished and disintermediated Displaced NSN. Diminished rr-r-Disintermediated > \ 4 $B Visibility Point of sale ¢? . AY estan tansy, = 6 ee {J ( apt Saat, coe nee | \ : fimiamamh ‘pm |. a > — iu Digital wallet automatically chooses best card \ fii — based on r

  40. Slide 40: Disruption | Market Outlook across FI categories

    Disruption | Market Outlook across FI categories Opportunity for Intellect Design Source: PWC Global Fintech Reoport 2016 19

  41. Slide 41: Opportunity or threat?

    Opportunity or threat? Assessment of PSD2 impact on banks 88% Expect PSO2 to have an impact on thee business 68% Heide pled losing contro! of Psp2 customer interface es 68% Fool they will be weakened fs 8 result of PSD2 84% Foresae strategy changes due to PSO2 52% “Think there will be a risk of labi

  42. Slide 42: Relevant Trends in Banking

    Relevant Trends in Banking Source: PWC Global Fintech Reoport 2016 21

  43. Slide 43: Relevant Trends in Payments and Fund Transfer

    Relevant Trends in Payments and Fund Transfer Source: PWC Global Fintech Reoport 2016 22

  44. Slide 44: Relevant Trends in Insurance

    Relevant Trends in Insurance Source: PWC Global Fintech Reoport 2016 23

  45. Slide 45: Our Focus is on enabling FI's New #Digital Eco System

    Our Focus is on enabling FI’s New #Digital Eco System 24

  46. Slide 46: Ideal Customer Profile in each Market Segment

    Ideal Customer Profile (ICF) in each Market Segment Our Sweetspot 25

  47. Slide 47: Digital Strategy – Technology Enablement

    Digital Strategy – Technology Enablement 26

  48. Slide 48: #co-exist Build ecosystems, and be part of other's

    1 #co-exist Build ecosystems, and be part of other’s

  49. Slide 49: #Disruption: Re-bundling of the Financial Institution

    #Disruption : Re-bundling of the Financial Institution 28

  50. Slide 50: Opportunity (or Threat): API based Eco System

    Opportunity (or Thread): API * based Eco System through regulation (PSD2) or competition (rebundling) * API = Application Programming Interface, see also: https://en.wikipedia.org/wiki/Application_programming_interface 29

  51. Slide 51: Building Eco Systems through APIs

    Building Eco Systems through APIs Uber in 2014 Uber in 2015 30

  52. Slide 52: Banks have to choose a path to the future

    Banks have to choose a path to the future … Scenario 1 Digital Core Systems Banking Digital CX Scenario 2 Lean Built-for-Digital Banking Platform Core Greenfield Digital Fintech Providers Scenario 3 Banking Services Fintech Providers Aggregator Aggregator Fintech Providers Core Systems Scenario 4 Om

  53. Slide 53: API First and Platform Strategy to Co-Exist with Fintechs

    API First and Platform Strategy to Aggregate and Co-Exist with Fintechs Extend the Eco System

  54. Slide 54: APIs | FI's Eco System and Internal Co-Creation Enabler

    APIs | FI’s Eco System and as Internal Co- Creation Enabler 33

  55. Slide 55: Product Offering | Alternative capitalization on same Product IP

    Product Offering | Alternative capitalization on same Product IP Part of Full Stack : Speed + Economics No Restrictions : Flexibility + Control 34

  56. Slide 56: #decomplex Increase adoption of digital channels

    2 #decomplex Increase adoption of digital channels

  57. Slide 57: Disruption | Pressure on Cost Income ratio

    Disruption | Pressure on Cost Income ratio Source: EFMA - Digital Transformation in 10 Building Blocks – to boost customer experience and return on Equity. McKinsey 36

  58. Slide 58: Cost per user compared

    Cost per user compared [USD] 200 Tier 1/2 Bank 7,4 eBay Facebook Google 37

  59. Slide 59: Digital Adoption: No friction, easy to onboard

    Digital Adoption: No friction, easy to onboard. 38

  60. Slide 60: Innovate on the Glass

    Innovate on the Glass Banking As A Widget

  61. Slide 61: 40

    40

  62. Slide 62: Bespoke?

    Bespoke? 41

  63. Slide 63: Asset: Knowledge Development

    Asset: Knowledge Development

  64. Slide 64: Industrialized UIs for Target Verticals

    Industrialized UIs for Target Verticals

  65. Slide 65: Netflix for Banking: Everywhere

    Netflix for Banking: Everywhere 15 44

  66. Slide 66: Seamless Experiences despite Technology and Organizational Silos

    Seamless Experiences despite the Technology and Organizational Silos 45

  67. Slide 67: Enabling Technology

    Enabling Technology 46

  68. Slide 68: Tailored Experiences through SDKs and Extension Points

    Tailored Experiences through SDKs and Extension Points 47

  69. Slide 69: Leave home by 4:30 pm

    Leave home by 4:30 pm Driving From home Arrive 90 min early British Airways BAO2 Scheduled - departs hours 56 mins LON >

  70. Slide 70: Harvest Data Insights: Contextual Banking

    Harvest Data Insights: Contextual Banking Best Next Offer Best Next Advise 49

  71. Slide 71: Machine Learning make interactions smarter and very context aware

    Machine Learning make interactions smarter and very context aware. Sour ce: Forrester Research, “Mobi l e I s The New Face Of Engagement ” report. 50

  72. Slide 72: Outside In: Intellect's Contextual Digital Platform

    Outside In: Intellect’s Contextual Digital Platform OMNI-CHANNEL/API DIGITAL SERVICES PREDICTIVE ANALYTICS SYSTEMS INTEGRATION 51

  73. Slide 73: #aggregate To remain relevant, become a platform

    3 #aggregate To remain relevant, become a platform

  74. Slide 74: Wishlist customer

    A 2013 survey from Celent Research asked people what they want most in a mobile financial app. The results showed that, more than anything, users want Wishlist customer the ability to view all their finances in one place. Source: Celent Research on U.S. Mobile App Preferences, July 2013 53

  75. Slide 75: Hierarchy of Needs applied to Financial verticals' customers

    Hierarchy of Needs applied to Financial verticals’ customers INSIGHT How Am I Doing? FORESIGHT What Should I Do? OVERSIGHT What Do I Have and Where Is it Going? 54

  76. Slide 76: Threat: Aggregated or be aggregated

    Threat: Aggregated or be aggregated. 55

  77. Slide 77: PFM and BFM: Financial Well Being

    PFM and BFM: Financial Well Being 56

  78. Slide 78: PFM and BFM: How am I doing compared to others?

    PFM and BFM: How am I doing compared to others? 57

  79. Slide 79: #bcommerce Sell into Self Service channels

    4 #bcommerce Sell into Self Service channels, and Improve Conversion in Origination

  80. Slide 80: Disruption | Margin Pressure

    Disruption | Margin Pressure 59

  81. Slide 81: eCommerce for Banking

    eCommerce for Banking Operate Self Service Channels with Amazon-like mindset 60

  82. Slide 82: bCommerce and Digital Marketing

    bCommerce and Digital Marketing 61

  83. Slide 83: bCommerce: Campaign Management

    bCommerce: Campaign Management 62

  84. Slide 84: Spending in Marketing Technology

    Spending in Marketing Technology 63

  85. Slide 85: #timetoconnect #masscustomize A-la-carte and Full Outsource

    #timetoconnect #masscustomize A-la-carte and Full Outsource

  86. Slide 86: This is why they buy: Time-to-Market

    This is why they buy: Time-to-Market 65

  87. Slide 87: Why the Intellect Digital solutions: Mass Customized

    Why the Intellect Digital solutions: Mass Customized

  88. Slide 88: Embrace and Extend: Expand our eco system

    Embrace and Extend: Expand our eco system.

  89. Slide 89: Digital Product IP Superstore, or In-Store

    Digital Product IP Superstore, or In-Store

  90. Slide 90: Roadmap Acceleration and Market Alignment: Co-Creation

    Roadmap Acceleration and Market Alignment: Co-Creation 69

  91. Slide 91: Summary

    Summary  Customer Centric approach: Context Awareness will drive Interactions  Deep focus: We have Product IP and Knowledge to get this right.  Solutions are attached to customer’s business pains and ambitions.  Validated: Perfect Product-Market Fit.  Targeting segments with: best-of-breed and

  92. Slide 92: Our Ambition

    Our Ambition Help Financial Institutions to Accelerate their Digital Transformation through Productized Technology- and Design Innovation, and make them True Customer Centric, Business Aware and Emerge as a FinTech Leader. 71

  93. Slide 93: Thank you

    Thank you

Intellect Design Arena — Investor Day (September 2016) on 6ix