Coastal Carolina Bancshares, Inc. · OTC:CCNB
Coastal Carolina Bancshares — Merger or Acquisition (May 2026)
10 slides from Coastal Carolina Bancshares's merger presentation, May 29, 2026
Slide 1: Creating a Premier South Carolina Community Bank
Creating a Premier South Carolina Community Bank May 29, 2026 1
Slide 2: Legal Disclaimers
Legal Disclaimers Cautionary Note Regarding Forward-Looking Statements This presentation may contain forward-looking statements regarding Coastal Carolina Bancshares, Inc. (“Coastal Carolina”) and its wholly owned subsidiary, Coastal Carolina National Bank, Beacon Holding Company, Inc. (“Beacon”), a
Slide 3: A Merger of Equals to Further Serve South Carolina
A Merger of Equals to Further Serve South Carolina Pro Forma Combined Financials(1) Combined Branch Map Assets Loans Deposits $2.2B $1.8B $1.9B Greenville NC Wilmington Strategic Rationale Columbia Conway SC The combination forms the third largest Myrtle Beach publicly traded community bank holding
Slide 4: Highly Attractive Footprint Supports Potential Long-Term Growth
Highly Attractive Footprint Supports Potential Long-Term Growth (1) Branch Footprint Nation-Leading Growth Profile Proj. Population Δ Proj. Median HHI Δ NC (’26-’31) (’26-’31) Greenville Wilmington Columbia SC Conway Myrtle Beach Charleston (10 branches) (6 branches) (1 LPO) South Carolina Market Sh
Slide 5: Key Growth Markets in South Carolina
Key Growth Markets in South Carolina Myrtle Beach, SC MSA Charleston, SC MSA Greenville, SC MSA #4 $744M #3 $676M #13 $108M Market Share(1) Deposits Market Share(1) Deposits Market Share(1) Deposits Population Median HHI Population Median HHI Population Median HHI $88k 12% 1,086k 16% 7% 13% 7% 14% 2
Slide 6: Top-Tier Position in the SC Community Banking Market
Top-Tier Position in the SC Community Banking Market Combined size positions CCNB among the leading community banks in South Carolina South Carolina Market Share(1) South Carolina Public Banks(2)(3) SC Market Price / Deposit Market Asset Ticker / Assets(4) Cap. TBV Rank Company Name HQ Share Rank Ex
Slide 7: Experienced Management Team with Market Expertise
Experienced Management Team with Market Expertise(1) Name Combined Title Experience Bios Prior to joining CCNB, Laurence served as Grand President & Chief Strand Market Executive for First Federal Bank, Laurence S. Bolchoz 40+yrs Executive Officer overseeing 20 financial centers in Horry & Georgetow
Slide 8: Key Transaction Highlights
• Consideration: 100% stock Key Transaction • Each share of Beacon will be exchanged for 0.736 shares of Coastal • Options and warrants of Beacon will be converted into options and warrants Transaction Structure of Coastal based on the exchange ratio Highlights • Coastal Ownership: 56.1% // Beacon O
Slide 9: Expected Benefits to All Constituencies
Expected Benefits to All Constituencies CLIENTS COMMUNITY TEAM MEMBERS SHAREHOLDERS With locations across Servicing the Complementary culture Scale, performance, and South Carolina, clients community has been a focused on community, scarcity will drive franchise will have easier access guiding beaco
Slide 10: Compelling Rationale for Combining
Compelling Rationale for Combining • Increased size provides benefits to customers, Immediate communities, employees, and shareholders that would have taken years to accomplish alone Scale • Allows for faster build-out of existing markets • Charleston and Myrtle Beach were logical markets for New ex
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