Slide 1: Overview of Financial Results: First-Half Results for FY2015
Overview of Financial Results Overview First-Half Results for FY2015 November 5, 2015 IBJ Leasing Co., Ltd. This document contains forecasts and other forward-looking statements that are based on information available at the time of preparation of this document. Actual business results may differ ma
Slide 2: Consolidated P/L
Consolidated P/L Operating assets increased steadily. Accordingly gross profit before write-offs and funding costs also increased Posting of credit costs (as opposed to a cost reversal last year) resulted in declines in operating income and ordinary income, but net income increased thanks to an
Slide 3: Sales
Sales Contract execution volume expanded 28% y-o-y overall as Leasing and installment sales and Financings both increased - Leasing and installment sales：+22%, Financing: +34% Operating assets increased 5% compared to the end of the previous fiscal year, nearly achieving the full-year target of
Slide 4: Leasing and Installment Sales
Leasing and Installment Sales Contract execution volume increased steadily 22% y-o-y, same as the previous year - In Industrial and factory equipment, contract execution volume increased 54% y-o-y, as we continued to work on large companies’ capital investment projects - In Information and communi
Slide 5: Financing
Financing Contract execution volume grew in all fields as a result of our focus on capturing diverse financing needs - Factoring contract execution volume was firm as we continued to respond to the needs of large companies - We positioned Specialized Finance and Aircraft Finance as key areas, and
Slide 6: Profitability
Profitability Gross profit before write-offs and funding costs rebounded higher due to the accumulation of superior operating assets - In Leasing and Installment Sales, assets were increased while suppressing the drop in spreads, thereby keeping profit on par with the previous year - In Financing,
Slide 7: Interest-bearing Debt and Net Assets
Interest-bearing Debt and Net Assets Funding costs were again low The CP issuance limit was increased by ¥50 billion in response to the growth in operating assets - IBJ Leasing: ¥350 billion ⇒ ¥400 billion; IBJL-TOSHIBA Leasing: ¥150 billion Interest-bearing debt Funding costs（%） （¥bn） Borrowing
Slide 8: Earnings forecasts and dividends
Earnings forecasts and dividends Having made good progress toward full-year targets in the first half, we will accelerate implementation of basic strategies in the second half to achieve our goals We passed a resolution to pay an interim dividend of ¥30 per share. Adding this to the year-end div