Krung Thai Bank Public Co., Ltd. · SET:KTB
Krung Thai Bank Public — Krung Thai Bank — Economy Resources Slide Infographic 450Slide เจาะพฤติกรรมท่องเที่ยวใน Normal เมื่อโควิดทำชีวิตเปลี่ยน 31 08 63
26 slides from Krung Thai Bank Public's investor presentation, Aug 31, 2020
Slide 1: tWalpAdaniwsawaau
tWalpAdaniwsawaau
Slide 2: Sections overview
Slide 3: i an
i an
Slide 4: Travel in the New Normal intro
| wdnssumsnavinavavqauWaaulUadwuin ainwans:nunymwasvuasnwaauDInlAda-19 tGuniwluihasdiwus=inAluta isiuia=[diauwndnssu New Normal dan fuzalsavmiss:u1a ] 2 -] a) ” lgou punsABud=Ns:d1aaEwNIWwUIW lasugnonanad Krungthai COM =)
Slide 5: Travel behavior in the New Normal
wndinssumisnavinestu New Normal meee ict 5
Slide 6: Travel behavior survey findings
) 1. ias?uUssinanaratdudadanusn wo=tAasdiwUsaunalduasfionw YW -. . - ae ee Unriavihiadvavdunuifiaotuus:inanuad ww uJasthardiwussineld udtinnaviiaaAdvasin ——_9:jmss:urquaulasa‘iaw inaatuus:ineniau ; AaduvavqrdvavnwununasshasimKGauauusn 6 Waudwren Aad UunNuMsriavinastuauiAduavunnavinaIwdU pinndudradwl
Slide 7: Travel behavior changes with technology and apps
{) 2. thastnaq duq dusntu: unn. Gavdusnluiias uastUnsuauqtudsvIuKgaqaduark , WAuUnuatdumw Apple Map, usavjungaqagvaiK msluUihasdjamsdusnddadauvinnaa azSungaundagny wWavlUAdu Aad uvavunnavifasAa:[UinusdamsdusnlUtuMsinaAsvKU? duiimsuatdumvoin Apple Map tuuszinelnetudaoidauavmiayu 2020 — — @ ivusana Qu
Slide 8: 40% 34% 29% 20% 20% 15% 2% 0% 1-160 161-483 484-805 484-805
40% 34% 29% 20% 20% 15% 2% 0% 0 1-160 161-483 484-805 484-805
Slide 9: Unseen places travel trend
[)3. iff Unseen auluwanwatu nduadad wiusuTuWuriavifiastunanssy Outdoor “| doubt the desire to go to so-called uintWuauau 1 og hot spots or top-ten-list destinations Heit dale eae will drive the next wave of travel.” a Rolf Potts, UntdaunUvdariavinas yo : » 0% 10% 20% 30% nO “0% cls TD | . . nawusv 1
Slide 10: Travel Bubble: New Normal
Section Travel Bubble: New Normal vavmssuunnavinasaiwewiG
Slide 11: What is Travel Bubble
| Travel Bubble Aaaz[s? Aa misiUa?RUMsnavinsNUUS:InAaUs=inAKoY UnwWuus:tnahdhusuddatsathutus:dua ?uuwUs:inAdaymisnhunaasdallazninisAnad uciuwwUs:inealudavnnds Travel Bubble Coy’ Fast Lane Travel Corridor/ Green Lane Krungthai COMPASS (h)
Slide 12: Travel Bubble timeline and conditions
| cdasiwUssnafirh Travel Bubble WauluiSavmaaszoua:msrind arouandiwru ; unssno Gwaasz. Jun-20: Fast Lane anboidav | waznndd 14 Su lu Wavld avsv unssna = Aug-20: Travel Corridor a= TAEMERO g untseu oe tlasnnad 7 Ju wunwiuusen Sep-20: viWasu unn. civeid a1nuslu (Gwaasza ucilUdavrinds) Vads:naiwnisaiwam
Slide 13: Travel Bubble tourist arrival impacts
) AansuTna aroWoisnmsh Travel Bubble NuUs:natuiaiariuufestnauin Gawathuch iam = 700=« 40,000 55,000 88 11 49 5 1 Husuqaadatnv (iaaasiedu) idaun.A.-a.A. 2020 aA. 800 59,000 54,000 119 12 4 29 1 answ Suita ansy4 uualsa imnald Gaauw Tdniu aiuians dadaudnriavihasainus:inaunuiaisa 28% 11% 5y% 3% 2% AGatw
Slide 14: Travel Bubble impact on businesses
Snguuuumsiva Travel Bubble Auiautadinsulne | Alfa aye GUnriaviharciwsraurtiv 33% GAtshadaraAgy uWa:isusuTuvin Artdiraciaidauay sialdns:p1ad SMEs wazwusu
Slide 15: Travel Bubble and tourist spending
| Travel Bubble... WuriUa awwniia aya AUchomtuiUAaravity 33% 1.3 yavdnriavihasdiwnanuine UIA NiMauasayE fiur: Krungthai conrass(1) KUIEIK
Slide 16: Travel Bubble: Medical and Long Stay
| Travel Bubble... aayatawi=nau Medical cinadw wa: Long Stay féd1adansuav mstésiagqonjduaag Husutnnavirias sieldnavine (auuin) SonTaAUNIU Aldsuus:laou y Medical Sy GnaawM/ —_ Long Stay 104-164% 33-85% 1,123% 1,006,000 465,200 >72,754 1-13 wau 3-4.2 nu 43 KOU nsvinw4 waus, nsvinw4 \avihu, vaus Tsowen
Slide 17: Tourism indicators 2020-2021
Slide 18: Tourist arrivals decline in 2020
| GnriavifiaschumndduiBusralanan (64% vavsialdriavirand 2019) KaddaEiwsuUsUKavTAZO-19 7 Gauusnuavw 2020 UnriavihaachunGKadativ 71% HusuUNnavinardwerdsraidauv 2019-2020 —— @ 2020 @*xchanve Kuda: AuAU rive: %YO 4 30% ill 7 @ . © | B % 100% -100% 0 a2 ee i o 2 9 oo oo 2 2 9° 9°98 9 9 9 6 7 oe f ca 7 7
Slide 19: Tourist arrival scenarios 2020-2021
| uuaIMmuMssuUNNavihaschosrd o:tJuadananArmnuadusudnriaviheaschwwraru 2021 ManunnavitiaadiwewGa:hads 83% ?uv 2020 uaztuU 2021 aranauundulaldsi 11.3% Us:uitumsHusUUNriaviAedcwsrGU 2020-2021 H1/2021 H2/2021 —od aquau i QI ums waadodina 40 nstidaa 7 (Best) woutaldel fuse a nstdgiu _ Wa Travel Bubble su
Slide 20: Tourism growth outlook
| Krungthai COMPASS miasUKtamsriavinatuus:inea:Wudsldriaudwa uva:edoluiranutu 2019 Us:utTuUMsHuUIUUNNaviIAanaU 2020-21 @ swouunriaviiastna e %Growth auau-asy 200 51.9% 100 flu: nsensvomsriavifiaauastiv Usurtumstag Krungthal COMPASS KUTEInG: MsAUITUASAUAAUAADINUIOSMIsIsifEIdEuU WacnduAUTNaifsocdwUsci
Slide 21: Tourism revenue 2020-2021 scenarios
lUsucumssialdriavifias 2020-2021: siafdnads unn.{nas=naiaiusialaKan mafunstiWumu (Base Case) Us:tHusiala?uv 2021 adh 1.24 Auauyin MamsnisialddindnnaviAawnauasciwerd U 2020-2021 2.94 3.02 Best Case = 1.6 Base Case =1.24 0.91 Worst Case =0.92 matud 2020-2021 Unriavifiasinas:tOuundvsiald Kanuaumisnavin
Slide 22: wuswau UunsiwiAt
wuswau UunsiwiAt Og, \ Aadwuy Saunwd aisasstu td auqns Krungthai conras(22)
Slide 23: GDP scenarios 2020-2021
[) Ussuitums GDP 2020-2021 * AluwUsAGU uansauindu SuuwsKard uwskaauindu ns:aartan Q4/2020 Q1/2021 Q2/2021 Q3/2021 Q4/2021 2020f 2021f (§utUa Bubble Tatu 04/2020 Sua: 1,000 au -9.1% +4.2% (SuuenasusuAUtU Bubble audidu (Ua Bubble (usihaaudinsuus:inatuialsa 8v O3/2021 (Wa Bubble (usimanauiwutunaraus:in
Slide 24: COVID-19 and GDP growth history
l5nqa COVID-19 rihiAsugAaKadusy WasAIasa:WuUdIT Oinqad 1997 @ingamsisulan (Subprime) @umannia Real GDP (%yoy) 12 Avg. 8.0% pa. Avg. 5.4% pa. Avg. 3.0% pa. Avg. 2.5% pa “12 o See 2. > Oe PIES EES PIS SSS Krungthai COM
Slide 25: Disclosures
Disclosures This report is not intended to provide the basis for any evaluation of the financial Krungthai instruments discussed herein. The information was obtained from various sources; we do not COMPA 55k guarantee its accuracy or completeness. In particular, information provided herein should be
Slide 26: Krungthai COMPASS
Krungthai~ COMPASS x