Slide 1: The Gateway to Bitcoin Financial Services
The Gateway to Bitcoin Financial Services July 2024 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc
Slide 2: Disclaimer
Strictly Private & Confidential. Do Not Distribute. © Fold, Inc 2 [ ] Disclaimer About this Presentation This investor presentation (this “Presentation”) is provided for informational purposes only and has been prepared to assist int erested parties in making their own evaluation with respect to a p
Slide 3: Sponsor Overview: Industry Leading Sponsors, Backed by a Prominent Team
3 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Sponsor Overview | Industry Leading Sponsors, Backed by a Prominent Team 1) Return on units based on acquisition consideration paid by First Data of $15.00 per share of CCN common stock and $3.99 per C CN warrant (assumes warrants wer
Slide 4: Introductions: Today's Presenters
4 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Introductions Today’s Presenters Will Reeves CEO & Co - Founder Wolfe Repass VP of Finance Jonathan Kirkwood Co - Founder, Ten31
Slide 5: Bitcoin Overview: A Fast-Growing Brand & Rapid Adoption Trends
5 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc 3 9 25 59 115 210 354 465 596 760 923 1,071 1,241 7 10 20 39 72 116 180 272 389 490 647 758 889 Bitcoin Users Internet Users 2011 1992 2012 1993 2013 1994 2014 1995 2015 1996 2016 1997 2017 1998 2018 1999 2019 2000 2020 2001 2021 2002
Slide 6: Company Overview
6 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Company Overview Fold is a Gateway to Bitcoin - Based Financial Services for an Expanding Network 1,000+ Bitcoin Holdings 3 2019 Year Founded Company Highlights Strategic Partners $50M+ In Monthly Volume 574K Accounts Created $2B+ In
Slide 7: Products Overview: Fold's Current Product Offerings
7 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Products Overview Fold’s Current Product Offerings Insured Bitcoin Custody & Trading □ Buy bitcoin with zero fees □ Withdraw bitcoin instantly □ Set amount to buy daily, weekly, or monthly □ Bitcoin purchases via Round - Ups on every
Slide 8: Customer Base Statistics
8 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Customer Base Statistics Highly Engaged Base with Potential for Cross Selling 84% Are aged 35+ 46% Want access to credit & loans 65% Make over $100K 84% Interested in a business account 80% Have prime credit 87% Of premium users engag
Slide 9: Product Roadmap
9 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Product Roadmap Comprehensive Financial Services Driven by High Customer Engagement Merchant Rewards Banking & Debit Card Custody & Trading Credit Card Loans Business Accounts Strong Customer Involvement 1 Bill Pay 1) Based on histori
Slide 10: Monetization: How Fold Generates Revenue
10 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Monetization How Fold Generates Revenue Users Current Offerings Future Opportunities Increased network volume grows the amount of bitcoin in the treasury Interchange on all card transactions Revenue share on merchant offers & partner
Slide 11: Bitcoin as a Treasury Reserve Asset
Bitcoin as a Treasury Reserve Asset Fold has Amassed 1,000+ Bitcoin in Our Corporate Treasury Bitcoin is an Additional Lever to Accrue Value Fold is tracking to be the first publicly traded pure play bitcoin financial services company 1) Yahoo Finance, Top 20 companies with the most cash reserves, 0
Slide 12: Customer Benefits: Promoting Access to Value Appreciation
12 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Customer Benefits Promoting Access to Value Appreciation for Fold's Customers 50% of Americans have no savings or less savings than prior years . 1 Fold democratizes wealth creation by aiming to make bitcoin accessible to everyone. S
Slide 13: Conclusion: Fold Believes it has a Sustainable Competitive Advantage
13 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Conclusion Fold Believes it has a Sustainable Competitive Advantage First Mover Advantage Depth of Technology Transferring Wealth x Fold is tracking to be the first publicly traded pure play bitcoin financial services company x Propr
Slide 14: Illustrative Transaction Summary
14 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Illustrative Transaction Summary Capitalization (in $M except for share data) $493.8 Implied Market Capitalization 1 $(112.5) ( - ) Net Cash / Bitcoin $381.3 Enterprise Value Key Highlights $M Sources $365 Fold Rollover Equity 20 Cas
Slide 15: Appendix
\Y 8 FOLD Appendix
Slide 16: Management Team
16 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Management Team Visionary Leadership for Fold’s Next Growth Phase Nikki Gonclaves VP of Risk and Compliance • 10+ years of experience in Fraud & Risk and Compliance across TradFi and DeFi • Built out global GRC policies and procedure
Slide 17: Bitcoin has Outperformed Several Key Assets Since June 2019
17 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc 578.2% 186.2% 102.6% 114.5% 81.1% (10.7%) 422.5% 271.6% 245.1% 124.6% 99.8% 1) Market data as of 07.09.2024 2) Bitcoin on balance sheet based on publicly available information. Companies exclude bitcoin miners and crypto exchanges 3)
Slide 18: Bitcoin has the Potential to Protect Everyday People from Inflation
18 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Bitcoin has a fixed supply unlike traditional fiat currency and has the potential to protect people from excessive money printing that can lead to inflation B itcoin has the Potential to Protect Everyday People from Inflation $0.00 $
Slide 19: Platform Highlights
19 Strictly Private & Confidential. Do Not Distribute. © Fold, Inc Platform Highlights A Compelling Opportunity Within Consumer Finance Bitcoin financial services platform that seamlessly integrates dollars with bitcoin & making way for powerful new financial products Financial Automations enable au