Moneyme Ltd. · ASX:MME
Moneyme — Shareholder Meeting (November 2020)
21 slides from Moneyme's shareholder meeting presentation, Nov 24, 2020
Slide 1: Annual General Meeting – Chair and CEO addresses and presentation
MoneyMe Limited ASX: MME ASX Announcement For personal use only 24 November 2020 Annual General Meeting – Chair and CEO addresses and presentation MoneyMe Limited (ASX: MME) (“MoneyMe” or “Group”) attaches the Chair and CEO addresses and accompanying presentation to be made at MoneyMe’s Annual Gener
Slide 2: Chair's Address: Mission and the MoneyMe Difference
MoneyMe Limited - 2020 Annual General Meeting CHAIR’S ADDRESS I will now make some brief comments about the company’s strategy and performance For personal use only before handing over to Clayton our Managing Director and CEO, to take you through these matters in more detail. I remind shareholders t
Slide 3: Well positioned for the Covid-19 Environment
[Page 4 : Well positioned for the Covid-19 Environment] Moving onto page 4. The global COVID-19 pandemic has emerged as a key challenge for businesses, governments and individuals. For personal use only MoneyMe has performed well recently despite the challenging environment, meeting its key FY20 Pro
Slide 4: Board of Directors and Key Corporate Governance References
[Page 6: Board of Directors] A summary biography for each MoneyMe Board Director is set-out on page 6. I would like to take this opportunity to recognise and thank my fellow Board members for the commitment and expertise they provided to the business in its inaugural listing year. For personal use o
Slide 5: Managing Director and CEO's Address
MANAGING DIRECTOR AND CEO’S ADDRESS Thank you Pete, and good morning everyone. I am delighted to speak to you today and provide you with an update on the company’s performance over the year, its first quarter into FY21 and the plans ahead. For personal use only [Page 9: Selected Operating and Perfor
Slide 6: Solid Track Record of Growth
[Page 10: Solid Track Record of Growth] On page ten, the metrics are solid, with strength very clearly coming through from MoneyMe’s business model. At the core, is our technology powering our agility to deliver, we are lean on operating For personal use only costs and we have diversification of pro
Slide 7: Robust Q1'21 Performance
[Page 12: Robust Q1’21 Performance] And into the new Financial Year on page 12. For personal use only I am delighted with MoneyMe’s robust growth for the trading quarter ended 30 September 2020: o Originations are 10.5% above Q120 and well and truly in growth state with 39% ahead on Q420; o Gross Cu
Slide 8: November 2020 presentation authorisation
For personal use only 24 NOVEMBER 2020 moneyme.com.au This presentation is authorised for release on ASX by the MoneyMe Limited Disclosure Committee
Slide 9: Chair's Address
moneyme 2 = Chai r's Address al us Peter Coad FOr person
Slide 10: Our Mission
For personal use only OUR MISSION Page 2
Slide 11: The MoneyMe Difference
For personal use only Large addressable market Technology first Credit product innovation Founder-led team Consumer credit originated by An intelligent modular platform Innovation is driving growth with Passionate and experienced team non-bank lenders like MoneyMe is which is scalable and has proces
Slide 12: Well positioned for the Covid-19 Environment
For personal use only Agile business model Balance sheet strength Low fixed cost business with strong diversification across employment Healthy operating cash flows and cash at bank industries, geographies, employment types and age groups New funding facility is delivering significant cost H
Slide 13: The business model is primed for opportunity
For personal use only The business model is primed for opportunity Revenue and balance sheet growth Building sustainable and diversified contracted revenue growth, calibrated for COVID-19 risk, and increasing customer lifetime value Further increasing loan unit economics Increasing customer loan val
Slide 14: Board of Directors
For personal use only Peter Coad Clayton Howes Jonathan Lechte Scott Emery Susan Wynne Independent Non-Executive Managing Director & Independent Non-Executive Non-Executive Director Independent Non-Executive Chairman Chief Executive Officer Director Director • Peter has more than 30 years’ experienc
Slide 15: Key Corporate Governance References
For personal use only Please refer to our investor website for key corporate governance related information. Page 7
Slide 16: CEO's Address
moneyme CEO’s Address “co Clayton Howes FOr person
Slide 17: Selected Operating and Performance Measures
For personal use only Programmatic placement of digital marketing assets reaching target customers 1,100,000+ website users Originated on our platform Average funded value Mobile app available for iOS and Android Artificial intelligence driving automated 870,000+ mobile app user sessions in FY20 dec
Slide 18: Solid Track Record of Growth
Solid Track Record of Growth For personal use only Originations ($m) Gross Customer Receivables ($m) 178.5 133.6 CAGR CAGR 116.8 87.5 FY17 – FY20 FY17 – FY20 31.4% 76.4 70.3 50.4% 48.1 39.3 FY17 FY18 FY19 FY20 FY17 FY18 FY19 FY20 1 Total Revenue ($m) Pro forma NPAT ($m) 2.8 47.7 CAGR CAGR FY17 – FY2
Slide 19: Strong FY20 vs Prospectus
For personal use only Originations ($m) Gross Customer Receivables ($m) 178.5 141.9 133.6 168.2 6.1% (5.9%) FY20 (P) FY20 (A) FY20 (P) FY20 (A) Total Revenue ($m) Statutory NPAT ($m) 47.7 1.3 45.8 4.0% 775.5% (0.2) FY20 (P) FY20 (A) FY20 (P) FY20 (A) Page 11
Slide 20: Robust Q1'21 Performance
For personal use only Originations ($m) Gross Customer Receivables ($m) 138.1 45.3 41.0 104.1 10.5% 32.7% Q1 FY20 Q1 FY21 Q1 FY20 Q1 FY21 Total Revenue ($m) Average Equifax Score 12.0 637 622 10.2 17.6% 2.4% Q1 FY20 Q1 FY21 Q1 FY20 Q1 FY21 Page 12
Slide 21: And more… Unlocking the path to accelerated growth
For personal use only And more… Personal loans FY21 FY20 FY14 FY19 Page 13