Citizens Community Bancorp, Inc. · NASDAQ:CZWI

Citizens Community Bancorp — Investor Presentation (February 2014)

8 slides from Citizens Community Bancorp's investor presentation, Feb 13, 2014

  1. Slide 1: 1200 $1,047 1000 $(7,091) 2010

    (In $000) 1200 $1,047 1000 800 600 400 200 $(7,091) 2010

  2. Slide 2: 18,000 16,000 14,000 12,000 10,000 $14,279 $14,987 $16,054 $16,120

    (In $000) 18,000 16,000 14,000 12,000 10,000 $14,279 $14,987 $16,054 $16,120 2010 2011 2012 2013

  3. Slide 3: 3,500 $3,296 3,000 $2,761 $2,499 $2,528 2,500 2,000 1,500 1,000 500 0 :

    (In $000) 3,500 $3,296 3,000 $2,761 $2,499 $2,528 2,500 2,000 1,500 1,000 500 0 : 2010 2011 2012 2013

  4. Slide 4: 500,000 $456,232 $440,863 450,000 $431,746 $427,789 400,000 350,000 300,000

    (In $000) 500,000 $456,232 $440,863 450,000 $431,746 $427,789 400,000 350,000 300,000 2010 2011 2012 2013

  5. Slide 5: 6.61% 3.48% 2.69% iF _ . |

    6.61% 3.48% 2.69% iF _ . | 2010 2011 2012 2013

  6. Slide 6: Tier 1 Leverage, Tier 1 Risk-Based and Total Risk-Based Capital Ratios

    18.0% 16.0% 14.0% 120% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% #Tier 1 Leverage Ratio 16.5% i Tier 1 Risk-Based Cap. Ratio 2013 —t-Total Risk-Based Cap. Ratio

  7. Slide 7: (In$) 12.00 11.00 $10.30 $10.73 $10.51 1900 $9.75 9.00 8.00 7.00 6.00 5.00 |

    (In$) 12.00 11.00 $10.30 $10.73 $10.51 1900 $9.75 9.00 8.00 7.00 6.00 5.00 | 2010 2011 2012 2013

  8. Slide 8: Citizens Community Bancorp, Inc. - Price Change (%)

    Citizens Community Bancorp, Inc. - Price Change (%) caw (27.42%) 8h US. Toot 20.6555) SNL US. Bank < B500M (923.531) % 30 Price. man (%) "i ze fis x = "S z =a +3 i : 2013 2on3 zara 2013 2013 dete

Citizens Community Bancorp — Investor Presentation (February 2014) on 6ix