Intellect Design Arena Ltd · NSE:INTELLECT
Intellect Design Arena — Q4 FY26 Earnings Presentation
34 slides from Intellect Design Arena's earnings presentation, May 8, 2026
Slide 1: Analysts / Institutional Investors Presentation cover letter
IDAL/2026-27/SE/17 May 8, 2026 National Stock Exchange of India Ltd Scrip Symbol - INTELLECT BSE Ltd. Scrip Code - 538835 Dear Sir/Madam, Sub: Analysts / Institutional Investors Presentation We have enclosed the presentation for Analysts and Institutional Investors on the Company’s Audited Financial
Slide 2: Growth by Design
Growth by Design Research and engineering compounding outcomes through deliberate design choices in products, markets, and customers Q4 & FY26 Earnings Announcement 1 © 2026 Intellect Design Arena Ltd
Slide 3: Safe Harbour Statement
Safe Harbour Statement Certain statements in this release concerning our future prospects are forward-looking statements. Forward-looking statements by their nature involve a number of risks and uncertainties that could cause actual results to differ materially from market expectations. These risks
Slide 4: Intellect - An AI-first global FinTech product company
COMPANY SNAPSHOT Intellect - An AI-first global FinTech product company 62 3 6,500+ 500+ Countries Decades Associates Customers Worldwide Global footprint Domain expertise in FinTech, Across 39 nationalities Banks, AMCs, Insurers & since 1993 FinTechs Core Purpose CORE PURPOSE 8012 2 Mn hours Comple
Slide 5: A decade of AI - Now at an inflection point
AI LEADERSHIP A decade of AI - Now at an inflection point We are entering the Wave 6 of the AI-native enterprise WE ARE HERE A decade-long AI journey grounded in real customer challenges 1 2 3 4 5 6 Wave 1 Wave 2 Wave 3 Wave 4 Wave 5 Wave 6 Data & AI as Data & AI as Data & AI as Data & AI as Intelli
Slide 6: Two platforms. One unfair advantage.
PLATFORMS LEADERSHIP Two platforms. One unfair advantage. eMACH.ai Purple Fabric Comprehensive & Composable Open Finance Platform Open Business Impact Enterprise AI Platform 700 3,061 942 45+ 95%+ 18-Layer 550 Microservices APIs Events Clients Live Accuracy SLA Architecture Domain-aware Agents Compo
Slide 7: Three dimensions of design — One compounding outcome
THE THEME Three dimensions of design — One compounding outcome We do not chase growth. We design for it. Every 3-year cycle, we re-engineer three interlocking dimensions of the business and let the math do its work. 01 02 03 Designing our Products Designing our Market Designing our Customer Presence
Slide 8: Three dimensions of design — One compounding outcome
THE THEME Three dimensions of design — One compounding outcome We do not chase growth. We design for it. Every 3-year cycle, we re-engineer three interlocking dimensions of the business and let the math do its work. 01 02 03 Designing our products Designing our market Designing our customer presence
Slide 9: Every focus area moves through four stages in three cycles
DESIGNING OUR PRODUCTS • 01 OF 05 Every focus area moves through four stages in three cycles We pick a new focus area every three financial years. CYCLE 1 CYCLE 2 CYCLE 3 Initiation ₹ 500 Cr ₹ 1,000 Cr ₹ 1,500 Cr Build, position, and land the Scale wins, deepen Geography expansion, land- Category le
Slide 10: The same playbook, three times running
DESIGNING OUR PRODUCTS • 02 OF 05 The same playbook, three times running FOCUS AREA FOCUSED IN TODAY (ARR) PROGRESSION Wholesale Banking FULLY MATURED • CATEGORY LEADER FY16-17 ₹ 1,500 Cr C1 C2 C3 Consumer Banking ON TRACK • ENTERING CYCLE 3 FY19-20 ₹ 1,000 Cr C1 C2 C3 Wealth, Capital Markets & Insu
Slide 11: Six Strategic Phases (SP). Two innovation engines
DESIGNING OUR PRODUCTS • 03 OF 05 Six Strategic Phases (SP). Two innovation engines Every six months we plan a flagship product launch — and back it with sustained R&D investment H1 FY23-24 H2 FY23-24 H1 FY24-25 H2 FY24-25 H1 FY25-26 H2 FY25-26 SP1 SP2 SP3 SP4 SP5 SP6 Flagship Launch Flagship Launch
Slide 12: External validation has compounded with every phase
DESIGNING OUR PRODUCTS • 04 OF 05 External validation has compounded with every phase Recognition from analysts and awards bodies, the industry has tracked our research roadmap step-for-step H1 FY 23-24 H2 FY 23-24 H1 FY 24-25 H2 FY 24-25 H1 FY 25-26 H2 FY 25-26 SP1 SP2 SP3 SP4 SP5 SP6 RECOGNITIONS
Slide 13: Patents — The IP moat behind our products
DESIGNING OUR PRODUCTS • 05 OF 05 Patents — The IP moat behind our products Filings have moved from differentiation to disruptive — concentrated around our flagship research bets Where we file - By technology area PATENTS FILED — TO DATE Purple Fabric 36% 125 Composable Architecture 3% Wealth & Insu
Slide 14: Three dimensions of design — one compounding outcome
THE THEME Three dimensions of design — one compounding outcome We do not chase growth. We design for it. Every 3-year cycle, we re-engineer three interlocking dimensions of the business and let the math do its work. 01 02 03 Designing our products Designing our market Designing our customer presence
Slide 15: Balanced revenue contribution across geographies
DESIGNING OUR MARKET PRESENCE Balanced revenue contribution across geographies Revenue contribution by geography — the mix has materially shifted towards developed markets over the last 3 years. GEO FY24 FY25 FY26 % Share Americas (US & Canada) 341 383 825 27% Europe 679 747 683 22% Middle East & Af
Slide 16: Three dimensions of design — one compounding outcome
THE THEME Three dimensions of design — one compounding outcome We do not chase growth. We design for it. Every 3-year cycle, we re-engineer three interlocking dimensions of the business and let the math do its work. 01 02 03 Designing our products Designing our Market Designing our Customer Presence
Slide 17: Our global footprint
DESIGNING OUR CUSTOMER PORTFOLIO Our global footprint 500+ leading global, regional and challenger financial institutions rely on Intellect 9 of Top 15 9 of Top 15 18 of Top 20 16 of Top 20 10 of Top 15 6 of Top 10 North American European Banks Middle Eastern Indian Banks APAC, ANZ Banks African Ban
Slide 18: Momentum at a glance: pipeline and destiny wins
MOMENTUM AT A GLANCE Pipeline depth and destiny wins — the leading indicators Pipeline Quality Destiny Wins PIPELINE VALUE FY25-26 DESTINY-CLASS WINS ₹ 12,099 Cr 21 +18% YoY • Highest forward coverage in our history PIPELINE — NUMBER OF DESTINY DEALS 99 WHAT COUNTS Multi-product, multi-year programs
Slide 19: High Value active pursuits - Pipeline movement
MOMENTUM AT A GLANCE High Value active pursuits - Pipeline movement Q4 FY26 pursuit count by deal-size band, with quarter-on-quarter movement DEAL SIZE BAND DEAL SIZE BAND DEAL SIZE BAND TOTAL HIGH-VALUE PURSUITS > ₹ 50 Cr ₹ 30 – 50 Cr ₹ 20 – 30 Cr TOTAL 28 34 37 99 Q4 FY25: 97 Q4 FY26 MOVEMENT • HO
Slide 20: Q4 Strategic Wins
SIGNIFICANT DEALS • 01 of 02 Q4 Strategic Wins Americas Middle East A leading US-based wholesale distributor of specialty insurance products and services A UAE-based full-service corporate bank chose eMACH.ai DTB to enhance corporate client chose Purple Fabric Magic Submission to enable end-to-end u
Slide 21: Q4 Strategic Wins
SIGNIFICANT DEALS • 02 of 02 Q4 Strategic Wins India APAC A global banking major serving more than 40 million customers chose eMACH.ai Wealth to A leading full-service universal bank in the Philippines chose eMACH.ai Brokerage to unify deliver a unified, multi-tenant wealth platform across domestic
Slide 22: Five new design choices for the next 3 years
CRYSTAL BALL GAZING Five new design choices for the next 3 years Concentrated bets — each one designed to compound across products, markets, and customers 01 AI-First (Purple Fabric) Native AI surface across every product line. Annuity-priced. Talent and IP moat. 02 M2C — Mainframe to Cloud Legacy M
Slide 23: FY26 Financial Highlights
FY26 Financial Highlights 22 © 2026 Intellect Design Arena Ltd
Slide 24: Growth momentum across all financial metrics
MOMENTUM AT A GLANCE Growth momentum across all financial metrics 01 02 03 04 Robust top-line growth Strong EBITDA growth License-linked growth Accelerating profit growth Strong Performance delivered with EBITDA increased to ₹ 703 Cr a License linked revenue increased to PBT increased to ₹ 493 Cr a
Slide 25: FY26 – Financial highlights
FINANCIAL HIGHLIGHTS • 01 OF 02 FY26 – Financial highlights All amounts are in INR Total Income License Linked Revenue License Platform AMC 3,161 Cr 1,667 Cr 517 Cr 580 Cr 570 Cr YoY: +23% YoY: +34% YoY: +3% YoY: +141% YoY: +13% Gross Margin EBITDA Non-GAAP Profit Before Tax Profit After Tax Profit
Slide 26: Q4 FY26 – Financial highlights
FINANCIAL HIGHLIGHTS • 02 OF 02 Q4 FY26 – Financial highlights All amounts are in INR Total Income License Linked Revenue License Platform AMC 884 Cr 464 Cr 152 Cr 162 Cr 149 Cr YoY: +18% YoY: 18% YoY: -13% YoY: +105% YoY: +8% Gross Margin EBITDA Profit Before Tax Profit After Tax ARR – Annual Recur
Slide 27: Audited Financial Results for Q4 and FY Ended March 31, 2026
Audited Financial Results for Q4 and FY Ended – March 31, 2026 Additional Information on function-wise classification of the statement of Profit and Loss of the Group INR Cr Quarter Ended Full Year Ended Particulars Mar 31, 2026 Dec 31, 2025 Mar 31, 2025 Mar 31, 2026 Mar 31, 2025 (Q4FY26) (Q3FY26) (
Slide 28: Board Announcements
Board Announcements In line with the Dividend Distribution Policy of the Company, the Board has recommended a final dividend of Rs. 4/- plus a special dividend of Rs. 3/- per share basis of face value of Rs. 5/- each on the Equity Shares for the financial year ended March 31, 2026, subject to the ap
Slide 29: Organisation Announcements
Organisation Announcements Retirement Ms. Sudha Gopalakrishnan, currently the Chief Assurance & Governance officer, will be retiring from the services of the Company with effect from the close of business hours on May 31, 2026, upon attaining the age of superannuation. The Board placed on record its
Slide 30: Organisation Announcements
Organisation Announcements Appointment Mr. Prashant Lalchandani has been appointed as the Chief Technology Officer (CTO) of the Company effective June 1, 2026, and will be designated as Senior Management Personnel. Prashant is a distinguished technology leader with over 30 years of experience in pro
Slide 31: Five reasons Intellect stands apart
The Investment Thesis Five reasons Intellect stands apart 01 AI Native Leadership Wave 6 infrastructure already live in 45+ institutions globally 02 Zero Debt, Clean Balance Sheet Strengthening cash position, recurring ARR engine driving compounding returns 03 Global Scale, Deep Domain 62 countries,
Slide 32: Stock information
About Intellect Stock information Shareholding Pattern (As on 31st Mar 2026) Stock Data (As on 31st Mar 2026) Market Cap ₹ 8,366.65 Cr Promoters 29.73 % Stock Price ₹ 599 FPIs 25.03 % 52 Week (High / Low) ₹ 1,255 / ₹ 577 NSE / BSE - Symbol INTELLECT / 538835 Mutual Funds 6.52 % No. of Shares Outstan
Slide 33: Intellect - Contacts
About Intellect Intellect - Contacts Vasudha Subramaniam Praveen Malik Nachu Nagappan Chief Financial Officer Investor Relations Corporate Communications vasudha.s@intellectdesign.com +91 89397 82837 +91 89396 19676 praveen.malik@intellectdesign.com nachu.nagappan@intellectdesign.com 32 © 2026 Intel
Slide 34: © 2026, Intellect Design Arena Limited. All rights reserved.
© 2026, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval sys
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