Capitol Federal Financial, Inc. · NASDAQ:CFFN
Capitol Federal Financial — Shareholder Meeting (January 2022)
13 slides from Capitol Federal Financial's shareholder meeting presentation, Jan 28, 2022
Slide 1: Welcome to the Capitol Federal Financial Annual Meeting
Inc: WELCOME TO THE Capitol Federal Financial Annual Meeting
Slide 2: Board of Directors
John B. Dicus, Chairman, President & CEO Michel’ Philipp Cole, ABC Morris J. Huey, II Jeffrey M. Johnson Michael T. McCoy, M.D. James G. Morris Carlton A. Ricketts Jeffrey R. Thompson Board of Directors
Slide 3: Management
Management John B. Dicus, Chairman, President & CEO Anthony S. Barry, Executive Vice President Natalie G. Haag, Executive Vice President & Corporate Secretary Rick C. Jackson, Executive Vice President Robert D. Kobbeman, Executive Vice President Daniel L. Lehman, Executive Vice President Kent G. Tow
Slide 4: Safe Harbor Disclosure
Safe Harbor Disclosure Except for the historical information contained in this presentation, the matters discussed may be deemed to be "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include statements about ou
Slide 5: Selected Balance Sheet Data
Selected Balance Sheet Data September 30, 2021 2020 (in thousands) Total Assets $ 9,631,246 $ 9,487,218 Total Loans $ 7,081,142 $ 7,202,851 Total Deposits $ 6,597,396 $ 6,191,408 Total Borrowings $ 1,582,850 $ 1,789,313 Total Stockholders' Equity $ 1,242,273 $ 1,284,859
Slide 6: Financial Performance FY 2021
Financial Performance FY 2021 Net Income (in thousands) $76,082 Earnings Per Share (basic & diluted) $0.56 Net Interest Margin 1.90% Return on Average Assets 0.79% Return on Average Equity 5.97%
Slide 7: Financial Performance FY 2021
Financial Performance FY 2021 Efficiency Ratio 56.91% Operating Expense Ratio 1.20% Non-performing Assets to Total Assets 0.14% Equity to Total Assets 12.90%
Slide 8: Calendar Year 2021 Dividends
Calendar Year 2021 Dividends (in thousands) Regular quarterly dividends* $ 46,086 True Blue Capitol dividend (June) 54,210 True-up dividend (December) 29,853 Total cash dividends paid in 2021 $ 130,149 *Paid in February, May, August, and November.
Slide 9: Cumulative Cash Returned to Stockholders
(in m ill io ns ) $1,595.3 $1,725.5 $393.3 $393.3 $789.5 $865.5 $412.5 $466.7 2020 2021 $0.0 $200.0 $400.0 $600.0 $800.0 $1,000.0 $1,200.0 $1,400.0 $1,600.0 $1,800.0 Cumulative Cash Returned to Stockholders † Stockholder Dividends $9.48 Per Share Share Repurchases 33,732,444 shares Avg. Price of $11
Slide 10: Payment of Dividends
Payment of Dividends • CFFN declared a regular quarterly dividend of $0.085 per share on January 25, 2022. • For fiscal year 2022, it is the intent of our Board and management to pay out 100% of our net income. • Dividends will be paid in a combination of quarterly and true-up cash dividends.
Slide 11: Long-Term Strategy
Long-Term Strategy • Single-Family Portfolio Lender • Deposit Services • Commercial Banking • Excellent Asset Quality • Strong Cost Controls • Strong Capital Position • Stockholder Value • Interest Rate Risk Management
Slide 12: Questions & Answers
‘jan — = =~ Questions & Answers (vy) Capitol Federal Financial, Inc’ Annual Meeting
Slide 13: Thank you for attending
PRN Thank you for attending a) Capitol Federal Financial, Inc’ Annual Meeting
Capitol Federal Financial — Shareholder Meeting (January 2022) on 6ix