Kotak Mahindra Bank Limited · NSE:KOTAKBANK

Kotak Mahindra Bank — Q2 FY2011 Earnings Presentation

14 slides from Kotak Mahindra Bank's earnings presentation, Oct 20, 2010

  1. Slide 1: Earnings Update – Q2FY11 Results

    Earnings Update – Q2FY11 Results October 20, 2010

  2. Slide 2: Performance Highlights

    Performance Highlights  Consolidated PAT for Q2FY11 up 21% to ` 3,641 mn from ` 2,998 mn in Q2FY10. (Q1FY11 ` 3,277 mn)  Consolidated PAT for H1FY11 up 24% to ` 6,918 mn from ` 5,571 mn in H1FY10. (FY10 ` 13,070 mn)  Consolidated advances up 40% to ` 375 bn as on September 30, 2010 from ` 268 bn

  3. Slide 3: Consolidated Financials

    Consolidated Financials Revenues ` million Q2FY11 Q2FY10 Q1FY11 H1FY11 H1FY10 FY10 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Financing activities 11,013 8,321 9,859 20,872 16,615 35,231 Fee Income* 3,213 3,463 3,262 6,475 6,462 12,837 Premium Income 7,263 5,793 5,462 12,725

  4. Slide 4: Consolidated Financials – Assets and Liabilities

    Consolidated Financials Assets ` million Advances As on As on As on As on Sept 30, 2010 Sept 30, 2009 June 30, 2010 Mar 31, 2010 Commercial vehicles & Construction equipments 45,362 33,477 40,301 36,935 Auto loans 78,465 55,317 70,644 65,418 Mortgage Loans 59,832 35,502 52,992 47,650 Personal loans

  5. Slide 5: Company-wise Profit after Tax

    Consolidated Financials Company-wise Profit after Tax ` million Q2FY11 Q2FY10 Q1 FY11 H1FY11 H1FY10 FY10 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Kotak Mahindra Bank (Standalone) 1,947.0 1,259.1 1,869.0 3,816.1 2,162.2 5,611.1 Kotak Mahindra Prime 613.3 394.9 759.9 1,373.2

  6. Slide 6: Kotak Mahindra Bank Standalone - Performance Highlights

    Kotak Mahindra Bank Standalone - Performance Highlights  Bank (Standalone) PAT for Q2FY11 up 55% to ` 1,947 mn from ` 1,259 mn in Q2FY10. (Q1FY11 ` 1,869 mn)  Net Interest Income (NII) of the Bank (Standalone) for Q2FY11 up 25% yoy to ` 5,438 mn vs. ` 4,365 mn in Q2FY10. (Q1FY11 ` 5,082 mn).  Ret

  7. Slide 7: Kotak Mahindra Bank – Standalone Revenues and Segmental PBT

    Kotak Mahindra Bank – Standalone ` million Q2FY11 Q2FY10 Q1 FY11 H1FY11 H1FY10 FY10 Revenues (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Treasury & BMU* 3,367 2,611 3,241 6,608 5,135 11,262 Corporate/Wholesale Banking 3,789 2,441 3,149 6,938 4,706 11,564 Retail Banking 7,175 6

  8. Slide 8: Kotak Mahindra Bank – Standalone Assets

    Kotak Mahindra Bank – Standalone Assets ` million As on As on As on As on Sept 30, 2010 Sept 30, 2009 June 30, 2010 Mar 31, 2010 Advances – Product wise Commercial vehicles & Construction equipments 45,362 33,477 40,301 36,935 Mortgage loans 59,832 35,411 52,469 47,116 Agriculture Finance 33,283 21,

  9. Slide 9: Liabilities and Key Subsidiaries – Highlights

    Liabilities ` million As on As on As on As on Sept 30, 2010 Sept 30, 2009 June 30, 2010 Mar 31, 2010 CASA 90,179 54,565 66,573 74,631 Term Deposit 145,362 108,437 125,368 120,373 Certificate of Deposit 47,329 26,150 48,637 43,860 Total Deposits 282,870 189,162 240,578 238,865 Total Borrowings 80,774

  10. Slide 10: Securities – stock broking and Investment Banking

    Kotak Securities – stock broking ` million Q2FY11 Q2FY10 Q1 FY11 H1FY11 H1FY10 FY10 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Total income 1,980 2,345 1,744 3,724 4,579 8,379 Profit before tax 774 1,161 674 1,448 2,289 4,039 Profit after tax 517 759 474 991 1,501 2,601  Kot

  11. Slide 11: Investment Banking deals and Life Insurance

    Kotak Investment Banking was involved in the following Capital Market deals:  Adani Enterprises Ltd QIP ` 40 bn; IDFC Ltd Debt ` 34 bn; SKS Microfinance Ltd IPO ` 16 bn; Gujarat Pipavav Port Ltd IPO ` 6 bn; Strides Arcolab Ltd QIP ` 5 bn; Eros International Media IPO ` 4 bn; Bajaj Corp Ltd IPO ` 3

  12. Slide 12: Life Insurance and Asset Management

    As on As on As on As on Sept 30, 2010 Sept 30, 2009 June 30, 2010 Mar 31, 2010 AUM (` bn) 76 51 68 65 Sum assured - Individual – (` bn) 384 293 356 344 Sum assured - Group – (` bn) 751 511 683 571 Solvency ratio 2.69 3.07 2.69 2.80 Individual policies – nos 1,110,038 955,951 1,088,926 1,081,268 Grou

  13. Slide 13: International Subsidiaries, KIAL and KMIL

    International Subsidiaries ` million Q2FY11 Q2FY10 Q1 FY11 H1FY11 H1FY10 FY10 (3 months) (3 months) (3 months) (6 months) (6 months) (12 months) Total Income 346 401 335 681 811 1,591 Profit before tax 133 241 192 325 502 875 Profit after tax 123 208 157 279 439 803  As on September 30, 2010 assets

  14. Slide 14: Safe Harbor

    Safe Harbor This document contains certain forward- looking statements based on current expectations of Kotak Mahindra management. Actual results may vary significantly from the forward- looking statements contained in this document due to various risks and uncertainties. These risks and uncertainti

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