Capitol Federal Financial, Inc. · NASDAQ:CFFN
Capitol Federal Financial — Shareholder Meeting (January 2010)
20 slides from Capitol Federal Financial's shareholder meeting presentation, Jan 28, 2010
Slide 1: 2009 Annual Meeting
~ Following the Ae oo 2009 ANNUAL MEETING Capitol Federal Financial
Slide 2: Welcome to the 2009 Annual Meeting of Capitol Federal Financial
Welcome to the 2009 Annual Meetingg off Capitol Federal Financial
Slide 3: 2009 Annual Meeting
~ Following the Ae oo 2009 ANNUAL MEETING Capitol Federal Financial
Slide 4: Board of Directors
Board of Directors B. B. B B Andersen John B. Dicus, Chairman, President & CEO Morris J. J Huey, Huey II Jeffrey M. Johnson Michael T. T McCoy, McCoy M.D. MD Jeffrey R. Thompson Marilyn S.S Ward
Slide 5: Capitol Federal Management
Capitol p Federal Management g John B. B Dicus, Dicus Chairman, Chairman President & CEO R. Joe Aleshire, Executive Vice President Larry a y K.. Brubaker, ubake , Executive xecutive Vice President resident Morris J. Huey, II, Executive Vice President Rick C. Jackson, Executive Vice President Kent G.
Slide 6: Safe Harbor Disclosure
Safe Harbor Disclosure Except for the historical information contained in this presentation, the matters discussed may be deemed to be forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995, that involve risks and uncertainties, including changes in ec
Slide 7: Fiscal Year 2009 at September 30th
Fiscal Year 2009 at September p 30th (in thousands) Total Assets $8,403,680 Total Loans $5,603,965 Total Deposits $4,228,609 Total Borrowings $3,106,179 Total Stockholders’ Equity $941,298
Slide 8: Financial Performance FY 2009
Financial Performance FY 2009 N t Income Net I (i (in millions) illi ) $66 3% $66.3% Diluted Earnings Per Share $0.91% Net Interest Margin 2.20% Return on Average Assets 0.81% Return on Average Equity 7.27%
Slide 9: Financial Performance FY 2009
Financial Performance FY 2009 Effi i Efficiency R Ratio ti 45 62% 45.62% Operating p g Expense p Ratio 1.14% Non-performing Assets to Total Assets 0 46% 0.46% Equity to Total Assets 11.20% Book Value per Share $12.85%
Slide 10: Branch Expansion Since October 2008
Branch Expansion Since October 2008 • Derby Marketplace - Derby, Derby KS • Nall Valley y - Leawood, KS • Village of Seville - Leawood, KS • Barry Road Price Chopper - Kansas City, MO • Embassy Plaza- Kansas City, MO
Slide 11: Earnings Per Share
Earnings g Per Share For the Year Ended September 30, 2009 GAAP N GAAP Non-GAAP Net Income (in thousands) $ 66,298 $ 66,298 Basic Average Shares Outstanding 73 144 116 73,144,116 20 951 299 20,951,299 Diluted Average Shares Outstanding 73,208,101 21,015,284 Basic $0.91 $3.16 Diluted $0.91 $3.15
Slide 12: 2009 Calendar Year Dividends
2009 Calendar Year Dividends • Dividends de ds paid: pa d: $2.29 $ . 9 pe per sshare ae • $108 million in deposit accounts at the Bank as of December 31, 2009 • The Board approved a $0 $0.50 50 per share dividend for the first quarter of 2010.
Slide 13: Calendar Year Dividend History
Calendar Year Dividend History $2.50 2 30 2.30 2 29 2.29 $2.00 2.09 2.11 2.00 2.00 2.00 2.00 $1.50 $1.00 $0.50 0.62 0.46 0 30 0.30 $0.00
Slide 14: Special Year End Dividend
Special p Year End Dividend (in thousands, except share and per share data) Fiscal Year 2009 Net Income $ 66,298 Regular Quarterly Dividends Paid 41,773 Net Income in Excess of Dividends Paid $ 24,525 Amount Designated for Special Year End Dividend $ 6,131 Shares Eligible to Receive Dividends on Nov
Slide 15: Cash Returned to Stockholders
Cash Returned to Stockholders Initial stock price: $ 10.00 - total cumulative dividends paid: - 18.17 Net cost of shares purchased in IPO: $ (8.17)
Slide 16: Cumulative Cash Returned to Stockholders
Cumulative Cash Returned to Stockholders (in thousands) $750,000 $744,851 Stockholder dividends $500,000 $250,000 Stock repurchases $0 FY 1999 - January 2010
Slide 17: Regulatory Reform—Pending Legislation
Regulatory Reform—Pending L i l i Legislation • Approved A d by b House H b butt nott S Senate. t • The h Bankk currently l hhas authority h to pay dividends to Capitol Federal Financial. • MHC currently has the right to waive dividends.
Slide 18: Questions & Answers
Questions & Answers | Ge
Slide 19: Thank you for attending
Thank you for attending. attending
Slide 20: 2009 Annual Meeting
~ Following the Ae oo 2009 ANNUAL MEETING Capitol Federal Financial
Capitol Federal Financial — Shareholder Meeting (January 2010) on 6ix