Kotak Mahindra Bank Limited · NSE:KOTAKBANK
Kotak Mahindra Bank — Q3 FY2010 Earnings Presentation
13 slides from Kotak Mahindra Bank's earnings presentation, Jan 21, 2010
Slide 1: Earnings Update – Q3 FY10 Unaudited Results
Earnings Update – Q3 FY10 Unaudited Results January 21, 2010
Slide 2: Performance Highlights
Performance Highlights • Consolidated PAT for Q3FY10 up 153% to Rs. 3,314 mn from Rs. 1,309 mn in Q3FY09. (Q2FY10 Rs. 2,998 mn) • Consolidated PAT for nine months ended December 31, 2009 was up 101% to Rs. 8,885 mn from Rs. 4,417 mn corresponding period of previous year. • Consolidated advances up 2
Slide 3: Consolidated Financials: Revenues and Analytical Ratios
Consolidated Financials Revenues Rs million Q3 FY10 Q3 FY09 Q2 FY10 YTD FY10 YTD FY09 FY09 (3 months) (3 months) (3 months) (9 months) (9 months) (12 months) Financing activities 9,024 9,144 8,321 25,639 26,133 35,065 Fee Income* 3,163 2,362 3,463 9,625 8,217 10,339 Premium Income 7,059 5,026 5,793
Slide 4: Consolidated Financials: Assets and Liabilities
Consolidated Financials Assets Rs million Advances As on As on As on As on Dec 31, 2009 Dec 31, 2008 Sept 30, 2009 Mar 31, 2009 Retail Commercial vehicles & Construction equipments 34,246 34,997 33,477 33,345 Auto loans 58,859 47,712 55,317 47,742 Personal loans 14,978 27,570 17,151 23,948 Mortgage
Slide 5: Consolidated Financials: Company-wise Profit after Tax
Consolidated Financials Company-wise Profit after Tax Rs million Q3 FY10 Q3 FY09 Q2 FY10 YTD FY10 YTD FY09 FY09 (3 months) (3 months) (3 months) (9 months) (9 months) (12 months) Kotak Mahindra Bank (Standalone) 1423.8 711.3 1,259.1 3,586.0 1,735.3 2,761.0 Kotak Mahindra Prime 494.4 333.2 394.9 1,07
Slide 6: Kotak Mahindra Bank – Standalone Revenues and Segmental PBT
Kotak Mahindra Bank – Standalone Rs million Q3 FY10 Q3 FY09 Q2 FY10 YTD FY10 YTD FY09 FY09 Revenues (3 months) (3 months) (3 months) (9 months) (9 months) (12 months) Treasury & BMU* 3,154 2,875 2,564 8,246 6,685 9,174 Corporate/Wholesale Banking 2,606 2,247 2,441 7,313 6,607 8,879 Retail Banking 6,
Slide 7: Kotak Mahindra Bank – Standalone Assets and Liabilities
Kotak Mahindra Bank – Standalone Assets Rs million As on As on As on As on Advances Dec 31, 2009 Dec 31, 2008 Sept 30, 2009 Mar 31, 2009 Retail Commercial vehicles & Construction equipments 34,246 34,997 33,477 33,345 Personal loans 14,417 25,965 16,381 22,616 Mortgage loans 40,201 33,449 35,411 33,
Slide 8: Bank Performance Highlights
Bank Performance Highlights • PAT of the Bank (Standalone) for Q3FY10 up 100% yoy to Rs.1,424 mn from Rs. 711 mn in Q3FY09 (Q2FY10 Rs. 1,259 mn) • PAT of the Bank (Standalone) for the nine months ended December 31, 2009, was up 107% Rs. 3,586 mn from Rs. 1,735 mn corresponding period of previous yea
Slide 9: Key Subsidiaries – Highlights
Key Subsidiaries – Highlights Kotak Mahindra Prime (KMP) – car finance, other lending Rs million Q3 FY10 Q3 FY09 Q2 FY10 YTD FY10 YTD FY09 FY09 (3 months) (3 months) (3 months) (9 months) (9 months) (12 months) Total income 2,546 2,361 2,401 7,186 7,276 9,822 Operating Profit 909 642 791 2,414 2,270
Slide 10: Kotak Securities – stock broking
Kotak Securities – stock broking Rs million Q3 FY10 Q3 FY09 Q2 FY10 YTD FY10 YTD FY09 FY09 (3 months) (3 months) (3 months) (9 months) (9 months) (12 months) Total income 1,927 1,169 2,345 6,506 5,579 6,846 Profit before tax 909 66 1,161 3197 1,374 1,668 Profit after tax 592 40 759 2093 885 1,065 •
Slide 11: Key Subsidiaries: KIAL and Kotak Mahindra Capital Company
Kotak Investment Advisors Limited (KIAL) – alternate assets management/advisor Rs million Q3 FY10 Q3 FY09 Q2 FY10 YTD FY10 YTD FY09 FY09 (3 months) (3 months) (3 months) (9 months) (9 months) (12 months) Total Income 245 295 247 747 848 1,148 Profit before tax 160 204 144 482 578 748 Profit after ta
Slide 12: Kotak Mahindra Asset Management Company and International Subsidiaries
Kotak Mahindra Asset Management Company and Trustee Company – asset management Rs million Q3 FY10 Q3 FY09 Q2 FY10 YTD FY10 YTD FY09 FY09 (3 months) (3 months) (3 months) (9 months) (9 months) (12 months) Total income (AMC) 507 236 481 1,360 599 853 Profit before tax (AMC) 314 63 269 793 50 159 Profi
Slide 13: Safe Harbor
Safe Harbor This document contains certain forward- looking statements based on current expectations of Kotak Mahindra management. Actual results may vary significantly from the forward- looking statements contained in this document due to various risks and uncertainties. These risks and uncertainti
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