Yokohama Financial Group, Inc. · TSE:7186

Yokohama Financial — H1 FY2004 Earnings Presentation

27 slides from Yokohama Financial's earnings presentation, 2004

  1. Slide 1: 7¢k—-YAs F479

    4 7¢k—-YAs F479 EIGER ABMREIIIUT &D At HR sR fT

  2. Slide 2: u OHR u

    1 u OHR 2 u u u u u 3 u u u 1

  3. Slide 3: 1. 1,019 1,019 nn ++ +3 +3 +0.3% +0.3% 2,060 2,060 +24 +24 +1.1%

    1. nn 04 04 24 24 1,019 1,019 nn ++ +3 +3 +0.3% +0.3% nn 04 04 2,060 2,060 +24 +24 +1.1% +1.1% 2

  4. Slide 4: OHR

    1. OHR nn 04 04 424 424 12 12 2.6% 2.6% OHR41.1% OHR41.1% nn 04 04 870 870 [+12 [+12 ]] 3

  5. Slide 5: 1. 2.0% 2.0% nn +15 +15 +2.8% +2.8% 1,190 1,190 +12 +12 +1.0% +1.0%

    1. nn 04 04 12 12 2.0% 2.0% 595 595 nn +15 +15 +2.8% +2.8% nn 04 04 1,190 1,190 +12 +12 +1.0% +1.0% 4

  6. Slide 6: 1. 3.8% 3.8% nn 0.45% 0.45%

    1. nn 04 04 248 248 04 04 350 350 14 14 3.8% 3.8% nn 0.45% 0.45% 5

  7. Slide 7: 1. 3.8% 3.8% nn

    1. nn 04 04 99 3.8% 3.8% nn 6

  8. Slide 8: 1. +64 +64 +31.6% +31.6% +76 +76 +16.0% +16.0% 10.4% 10.4% 2 7

    1. nn 04 04 264 264 +64 +64 +31.6% +31.6% nn 04 04 550 550 +76 +76 +16.0% +16.0% nn 04 04 10.4% 10.4% 2 7

  9. Slide 9: n n 04 n n Tier

    1. nn 04 04 99 Tier Tier 8.33% 8.33% 10.97% 10.97% nn 550 550 450 450 CB CB 599 599 (99.9%) (99.9%) Tier Tier 8

  10. Slide 10: nn

    2. nn nn 9

  11. Slide 11: 25% 25% 59% 59% nn

    2. nn 04 04 99 25% 25% 59% 59% nn 10

  12. Slide 12: 19% 19%

    2. nn 04 04 99 03 03 33 19% 19% 11

  13. Slide 13: 20% 20%

    2. nn 04 04 99 03 03 33 20% 20% 12

  14. Slide 14: nn … …

    2. nn nn … … 13

  15. Slide 15: 3,600 3,600

    2. nn 60 60 nn 04 04 01 01 3,600 3,600 14

  16. Slide 16: 42.2% 42.2%

    2. nn 04 04 99 33 33 nn 04 04 99 42.2% 42.2% 15

  17. Slide 17: +10.7% +10.7% nn

    2. nn 04 04 99 +10.7% +10.7% nn 16

  18. Slide 18: 2.

    2. nn 04 04 nn 04 04 17

  19. Slide 19: n n 97 n n 04 ROA

    2. nn 97 97 nn 04 04 99 97 97 33 0.412% 0.412% 0.185% 0.185% ROA RAROA 18

  20. Slide 20: +6 +6 +4.1% +4.1% 14.8% 14.8% 14.8% 14.8%

    2. nn nn 04 04 149 149 +6 +6 +4.1% +4.1% 14.8% 14.8% nn 04 04 14.8% 14.8% 19

  21. Slide 21: +5 +5

    2. nn 04 04 nn 04 04 18 18 +5 +5 20

  22. Slide 22: 11.4% 11.4%

    2. nn 02 02 10 10 02 02 73 73 04 04 691 691 nn 04 04 99 11.4% 11.4% 21

  23. Slide 23: +5 +5

    2. nn 04 04 28 28 +5 +5 22

  24. Slide 24: 3. nn 3.5 3.5 nn nn

    3. nn 96 96 3.5 3.5 nn nn 23

  25. Slide 25: ATM

    3. nn nn ATM 24

  26. Slide 26: 3. nn nn

    3. nn 05 05 44 nn 25

  27. Slide 27: Slide 27

Yokohama Financial Group — H1 FY2004 Earnings Presentation on 6ix