Transunion · NYSE:TRU
Transunion — Merger or Acquisition (January 2025)
13 slides from Transunion's merger presentation, Jan 16, 2025
Slide 1: TransUnion to Acquire Mexico's Leading Consumer Credit Bureau
TransUnion to Acquire Mexico’s Leading Consumer Credit Bureau Chris Cartwright, President and CEO Todd Cello, CFO January 16, 2025
Slide 2: Forward-Looking Statements and Non-GAAP Financial Information
Forward-Looking Statements Non-GAAP Financial Information This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These This investor presentation includes certain non-GAAP statements are based on the current beliefs and expec
Slide 3: Expanding leading Latin America presence with acquisition of largest consumer credit bureau in Mexico
Expanding leading Latin America presence with acquisition of largest consumer credit bureau in Mexico • Acquiring Trans Union de Mexico, S.A., the consumer credit business of Buró de Crédito – TransUnion currently owns ~26% of the business – Acquiring additional ~68% ownership from selling sharehold
Slide 4: Acquiring high-quality, fast-growing bureau with strong customer relationships
Acquiring high-quality, fast-growing bureau with strong customer relationships ~$145M1 of revenue in 2024F • Largest player in growing $300 million+ Mexican market; leader in credit risk with emerging presence Vertical Mix Solutions Mix in fraud and consumer solutions • Strong growth profile with hi
Slide 5: Mexico boasts attractive demographics in an increasingly digital economy
Mexico boasts attractive demographics in an increasingly digital economy Large and growing economy Attractive demographics ► Second largest Latin American economy; ► 129 million people, expected to grow to 138 #12 globally million by 2027 ► Largest trading partner with the U.S.; ► Over 60% of popula
Slide 6: Proven global playbook to drive growth in Mexico
Proven global playbook to drive growth in Mexico Adjacencies Product Innovation Client Engagement Existing verticals Market Growth* Credit Retail Trusted advisor CreditVision Telecommunications GDP: ~2% CAGR engagement strategy Affordability solutions TruIQ analytics suite Emerging opportunities Cre
Slide 7: Growth playbook drove significant value in Colombia; same leadership team for Mexico integration
Growth playbook drove significant value in Colombia; same leadership team for Mexico integration Colombia Revenue Growth Playbook ~11% CAGR ~$50M • Gained share with top accounts and strengthened ‘trusted advisor’ role Adjacencies • Introduced and scaled new solutions, including now ~2/3rds of reven
Slide 8: Mexico acquisition continues our commitment to make trust possible in global commerce
Mexico acquisition continues our commitment to make trust possible in global commerce Enable financial inclusion Support credit education Enhance data security • Financial inclusion is • Drive increased consumer • Establish industry standard expanding but lags other awareness of credit scores for da
Slide 9: Mexico is highly complementary to our leading global portfolio
Mexico is highly complementary to our leading global portfolio and grants us leadership in Spanish-speaking LatAm United Kingdom Canada Revenue: $225M Revenue: $153M (+1% growth) (+13% growth) Asia Pacific Latin America Revenue: $101M (+14% growth) Revenue: $133M (+9% growth) Mexico expected to Afri
Slide 10: Financial Expectations
• ~$145 million1 of 2024F revenue – ~10% constant currency growth in 2024 driven by strong credit volumes with largest banks – Anticipate high-single digit growth in early years of ownership, assuming no benefit from revenue synergies • ~$70 million2 of 2024F Adjusted EBITDA Financial – High 40s Adj
Slide 11: Deal Overview and Capital Allocation
Deal Overview • Increasing ownership from ~26% to ~94% for cash consideration of ~$560 million1 • Funding in Mexican pesos with cash-on-hand and debt financing – Anticipating closing by end of 2025, subject to regulatory approval and customary closing conditions Deal Overview – Expected to add ~0.3x
Slide 12: Mexico enhances our ambitious global growth strategy
Mexico enhances our ambitious global growth strategy Leadership position in highly attractive market Proven International growth playbook to deliver significant value to customers and consumers Mexico Expected to be accretive to revenue growth, margins and earnings over the long-term @ Copyright 202
Slide 13: Q&A
Q&A @ Copyright 2025 TransUnion, its subsidiaries and/or affiliates. All Rights Reserved. 13