Anz Group Holdings Limited · ASX:ANZ
Anz — FY2002 Earnings Presentation
47 slides from Anz's earnings presentation, Nov 8, 2002
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Slide 3: Delivering on our commitments
Slide 4: Building a credible track record
Slide 5: A diversified portfolio performing well
Slide 6: Credit quality
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Slide 7: Consumer portfolio continues to improve
Slide 8: Mortgage outlook – slight deterioration
Slide 9: Domestic corporates in good shape, some concerns in ANZIB offshore
Slide 10: Non-accrual loans have decreased due to domestic reductions
Slide 11: Overall - provisioning levels strong
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Slide 13: Delivering on our commitments to shareholders
Slide 14: Delivering for staff, and increasingly a preferred employer
Slide 15: Business commitments
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Slide 16: Current performance issues addressed
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Slide 18: Opportunities for growth
Slide 19: Key priorities for 2003
Slide 20: 2003 targets stretching but unchanged
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Slide 25: Additional information on strategy
Slide 26: Tes
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Slide 27: Consumer portfolio – significant opportunity for ANZ in domestic markets
Slide 28: Corporate portfolio – positioned for upturn, targeting fee income
Slide 29: C&IB successfully managing the transition to lower balance sheet intensity
Slide 30: Asia/Pacific – create low risk growth options
Slide 31: HMM Ste Mics eye ays
HMM Ste Mics eye ays
Slide 32: Executive options will only reward out-performance against market
Slide 33: Additional information on 2002 results
Slide 34: Interest margins stable, lending and deposit volumes up
Slide 35: Healthy underlying income growth
Slide 36: Cost income ratio on track to meet target of 45
Slide 37: Additional credit quality information
Slide 38: House prices – unemployment a key driver
Slide 39: Key drivers of house prices expected to remain benign
Slide 40: Scenario analysis from ANZ economics
Slide 41: Assumptions underlying scenario analysis
Slide 42: Fallen Angels phenomenon continues
Slide 43: Specific provisions again impacted by large corporate collapse
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Slide 45: Global energy portfolio – some issues, but containable
Slide 46: Offshore SCCLs now in place
Slide 47: Cumulative ELP well above specific provisions
ANZ — FY2002 Earnings Presentation on 6ix