Banca Transilvania Sa · BVB:TLV
Banca Transilvania Sa — Investor Day (2025)
11 slides from Banca Transilvania Sa's investor day presentation, 2025
Slide 1: Investor Day: Signals That Shape Tomorrow
INVESTOR DAY SIGNALS THAT SHAPE T OMORROW
Slide 2: Disclaimer
DISCLAIMER The information contained in the present undertakes no obligation to update publicly any document has not been independently verified of them in light of new information or future and no representation or warranty expressed or events. None of Banca Transilvania or any of its implied is ma
Slide 3: Scaling Up the Giants
SCALING UP THE GIANTS COSMIN CĂLIN
Slide 4: Cosmin Călin, Executive Director, Large Corporate
COSMIN CĂLIN EXECUTIVE DIRECTOR, LARGE CORPORATE Cosmin Călin was appointed as Senior Executive Director Large Corporate in 2018, handling at the same time the Structured Finance and Factoring business of Banca Transilvania. His career spans over 25 years primarily in Corporate Banking both local in
Slide 5: 360° Client Centric Full Spectrum of Capabilities
In Review Overdelivery Potential Strenghts What’s next? 360 ⁰ CLIENT CENTRIC FULL SPECTRUM OF CAPABILITIES Payment Solutions LBO DCM Liquidity Management Syndicated Loans Working Cap. Solutions Lending Structured Finance Trade Finance 4 PILLARS OF FOCUS 360⁰ ONE BANK FULL FLEDGED UNIQUE LEAN SYNERGI
Slide 6: Trends in Performance
Value Proposition Performance Deals Growth Strategy TRENDS IN PERFORMANCE As of 9M’25 RON | MN MARKET POSITION LAST 5 YEARS TRENDS PENETRATION OF DEPOSITS Large Factoring Structured POTENTIAL TARGET 10,574 Corporates MARKET 114% % 35 9,265 Finance 9,099 7,692 55 4,503 5,075 % 15,212 4,064 5,937 4,95
Slide 7: Sample of Successful Deals Between 2022 & 2025
Value Proposition Performance Deals Growth Strategy SAMPLE OF SUCCESSFUL DEALS BETWEEN 2022 & 2025 2024 2024 2024 2024 2025 AUTO SECTOR ENERGY SECTOR ENERGY SECTOR INDUSTRIALS AUTO SECTOR 450 750 400 40 110 MN MN MN MN MN EUR LEI EUR EUR EUR General Co. Purposes General Co. Purposes Syndicated Finan
Slide 8: Clear Targets to Sustain Growth
Value Proposition Performance Deals Growth Strategy CLEAR TARGETS TO SUSTAIN GROWTH RON 25.8 BN RON 10.5 BN 1.8% RON 7.5 BN Target loan book Target deposits Target NPL Target factoring YE’25 YE’25 rate YE’25 volumes YE’25 SHORT-RUN MID-RUN ~16% ~12% 1.5% ~45% Total Assets – Total Deposits – Target N
Slide 9: Sustained Future Growth: Main Pillars
Value Proposition Performance Deals Growth Strategy SUSTAINED FUTURE GROWTH: MAIN PILLARS PREFFERED BANKING PARTNER PRIME FINANCIER FOR CLIENTS OF NATIONAL STRATEGIC PROJECTS MAIN PROVIDER TO LBOS AND SYNDICATED TOP LENDER TRANSACTIONS OF WORKING CAPITAL SOLUTIONS 9
Slide 10: Scaling Businesses: Cross-Border Financing
Value Proposition Performance Deals Growth Strategy SCALING BUSINESSES: CROSS-BORDER FINANCING INCREASED REGIONAL/ EUROPEAN INTEREST EMPOWERING SIGNALS SUPPORT Increased interest from local companies in Support local entrepreneurs tapping new markets expanding regionally (mainly CEE) through and gro
Slide 11: Investor Day: Signals That Shape Tomorrow
INVESTOR DAY SIGNALS THAT SHAPE T OMORROW