Anadolu Anonim Turk Sigorta Sirketi A.s. · BIST:ANSGR

Anadolu Anonim Turk Sigorta Sirketi A.s — Q3 2016 Earnings Presentation

13 slides from Anadolu Anonim Turk Sigorta Sirketi A.s's earnings presentation, Nov 1, 2016

1. Slide 1: Financial Results 2016 Q3 Conference Call

   Financial Results 2016 Q3 Conference Call November 1, 2016

2. Slide 2: Contents

   Contents Business strategy Highlights of 2016-Q3 Premium production Premium production by branches Core indicators IBNR reserve development Strengthening IBNR reserves in MTPL Financial statements Investment portfolio Q&A session

3. Slide 3: Business Strategy

   Business Strategy Business Strategy Leading position Sustainable Strengthening with well- profitability reserves diversified portfolio

4. Slide 4: Highlights of 2016 - Q3

   Highlights of 2016 - Q3 • Strong growth performance, 28% in total 64% in MTPL, • ANSGR has increased 6,2% since 15Q4, ANSGR : 1,59 1,69 • A new period for MTPL branch (considering regulations) • Fitch affirmed financial strength ratings; BBB- (Int) AA+ (Tur)

5. Slide 5: Premium Production

   Premium Production (mn TRY) Anadolu Sigorta Non-Life Sector 28% MOD 20% 3.312 OTHER 2.598 43% 16Q3 15Q3 GPW Share GPW Share Allianz 4.135 16,0% Allianz 2.714 14,1% MTPL Anadolu 3.312 12,9% Anadolu 2.598 13,5% 37% Axa 2.760 10,7% Axa 2.094 10,9% 15Q3 16Q3 Mapfre 1.999 7,8% Mapfre 1.401 7,3% Sompo J.

6. Slide 6: Premium Production by Branches

   Premium Production by Branches (mn TRY) Anadolu Sigorta Non-Life Sector 16Q3 15Q3 16Q3 15Q3 Branch Rank GPW GPW Growth GPW GPW Growth MTPL 3 1.232 752 63,8% 9.535 4.871 95,7% MOD 1 659 606 8,7% 4.407 3.954 11,5% Fire and Nat. D. 1 525 455 15,4% 3.377 3.126 8,0% Health 4 299 243 23,0% 3.033 2.512 20,

7. Slide 7: Core Indicators

   Core Indicators (TRY) 15Q4 15Q3 16Q3 ANSGR Market 1,59 1,5 1,69 15Q3 16Q3 Value Capital 500 mn 500 mn 500mn Claims Ratio 84,1% 82,7% Equity (Book Value) 1,202mn 1,118mn 1,203mn Expense Ratio 23,9% 23,2% Net Profit 63,8mn 43,0mn 60,2mn Combined Ratio 108,0% 105,8% Mcap 795mn 750mn 845mn ROE 5,30% 3,8

8. Slide 8: IBNR Reserve Development

   IBNR Reserve Development (mn.TRY) 719 Regarding to 16Q3 results; 69 659 259 633 mn TRY of IBNR to be added 222 gradually until the end of 566 69 2019. 120 564 460 446 437 309,6 2014 2015 16Q1 16Q2 16Q3 8

9. Slide 9: Strengthening IBNR Reserves in MTPL

   Strengthening IBNR Reserves in MTPL (mn.TRY) 614 571 236 575 From Q2 to Q3; 92 mn 211 534 69 TRY added in MTPL 120 IBNR 506 414 378 360 193 2014 2015 16Q1 16Q2 16Q3 9

10. Slide 10: Financial Statements

    Financial Statements (mn.TRY) P&L 16Q3 15Q3 Change (%) Tech. Income 2.316,7 1.898,6 22,0% Tech. Expenses -2.451,2 -2.047,4 19,7% Net Financial Inc. + Other Exp. 212,3 191,9 10,6% Gross Profit 77,9 43,1 80,7% Tax -17,7 -- -- Net Profit 60,2 43,1 39,7% Assets 16Q3 FY15 Liabilities 16Q3 FY15 Cash + Mar

11. Slide 11: Investment Portfolio

    Investment Portfolio Stocks Other 3,8% 0,3% In 16Q3; Funds 6,4% Dividend from ANHYT 24 mn TRY Investment Income * 228 mn TRY Average Portfolio 2.750 mn TRY Bond Average Portfolio Income 11,0% 10,7% TOTAL: TRY 3,19 Billion * ANHYT dividend and fx effect excluded.  Bank deposits average maturity date

12. Slide 12: Investment Portfolio – Bank Deposits

    Investment Portfolio – Bank Deposits FX 5,8% TOTAL: TRY 2,5 Billion TRY 94,2% 12

13. Slide 13: Thank You

    ANADOLU SIGORTA JANK YOU...

Anadolu Anonim Türk Sigorta Şirketi — Q3 2016 Earnings Presentation on 6ix