Truist Financial Corporation · NYSE:TFC

Truist Financial — Presentation (December 2019)

8 slides from Truist Financial's investor presentation, Dec 23, 2019

  1. Slide 1: Balance Sheet

    Balance Sheet Federal funds sold and ‘securiies borrowedor ‘purchased under ‘agreementsto resell Premises and equipment Restricted cash Trading assets (included in other assets) LHFS at fair value MSRs at fair value Reclassification interest-bearing deposits with banks Reclassification Trading asset

  2. Slide 2: Balance Sheet

    Balance Sheet BB&T Changes Deposits Accounts payable and other liabilities Heritage Caption interest-bearing deposits: Breakout Name Change SunTrust Changes -Noninterest-bearing deposits interest-bearing deposits, Other liabilities interest-bearing deposits: ‘now sinterestchecking SSESEryEEES intere

  3. Slide 3: Loans and Leases Held for Investment

    Loans and Leases Held for Investment = C= Heritage Caption Type of Change Truist Caption -CRE CRE Greater “Commercial construction Commercial oirect Name change Residenialnome equty ana arect = jential home © | equity and direct € Constant credit (included in Revolving credit) Reclassification Resid

  4. Slide 4: Loans and Leases Held for Investment

    Loans and Leases Held for Investment [cs C= Heritage Caption Type of Change Truist Caption Leases (Included in C&i) Reclassification Lease financing -Residential mortgage-guaranteed -Residential mortgage-guaranteed- ‘nati identi Taree ‘Combination Residential mortgage -Residential construction jenti

  5. Slide 5: Income

    Noninterest Income Insurance income Commercial al tate related BB&T Changes Trust and investment advisory revenues Investment banking and brokerage fees and commissions Trading gains and losses (included in Other income) -Bankcard fees and merchant discounts -Checkcard fees Prepaid card fees (includ

  6. Slide 6: Income

    Noninterest Income Insurance income Commercial al tate related nTrust Changes Insurance income (included in Other noninterest income) Trust and investment management income Retail investment services Investment banking income “Trading income Card fees Mortgage-related income Tax credit investment am

  7. Slide 7: Expense

    Noninterest Expense BB&T Changes Outsourced services and outside data processing (ncludedn Other expense) Reclassification Professional fees and outside processing Outside IT services Reclassification Professional fees and outside processing , -Net occupancy expense ‘Occupancy and equipment expense

  8. Slide 8: Interest-bearing deposits with banks

    Interest-bearing deposits with banks 877 6,055 6,932 722 2,174 2,896 847 2,805 3,652 1,091 3,273 4,364 895 4,215 5,110 Trading assets 400 5,334 5,734 1,429 5,153 6,582 1,524 5,231 6,755 391 4,867 5,258 669 5,054 5,723 Securities held to maturity at amortized cost 18,768 — 18,768 19,487 — 19,487 20,0

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