Credit Saison — Q1 FY2004 Earnings Presentation

7 slides from Credit Saison's earnings presentation, January 2005

Slide 1: Credit Saison Co., Ltd.
CREDIT SAISON CO.,LTD.
Slide 2: Business Highlights
Main Indicators YOY New applications , 100% New cards issued , 97% Total Members , , 106% Active Members , , 104% Transaction Transaction Volume Volume JPY . bil 105% Card shopping JPY . bil 108% Cash advances JPY . bil 96% Parent Consolidated Operating Revenue . bil 106% 106% . bil 106% 106% Ordina
Slide 3: Volume of New Contracts
Volume of New Contracts % of Total YOY Change (%) % of Total YOY Change (%) % of Total
Slide 4: Installment Accounts Receivable
Installment Accounts Receivable YOY Change (%) Increase/Decrease from 2004/3 Change form 2004/3 (%) \ Increase/Decrease from 2004/3 Change form 2004/3 (%)
Slide 5: Operating Revenue
Operating Revenue % of Total YOY Change (%) % of Total YOY Change (%) % of Total Selling, General and Administrative Expenses YOY Change (%) YOY Change (%) YOY Change (%)
Slide 6: Trends in Delinquent Loans / Credit Cost
Trends in Delinquent Loans / Cash advances 03/6 04/3 04/6 / Tolal Shopping . . . Cash advances . . . / Shopping . . . Total 90 Ratio = Delinquent loans over 90days / Total receivables CORPORATE STRATEGY 2003 CREDIT SAISON CO., LTD. Credit Cost /¥100 million FY03 FY04 FY03 Q1 Q1 03.6 04.6 YOY 04.3 Ne
Slide 7: Interest Rate Structure of Assets and Liabilities
Interest Rate Structure of Assets and Liabilities