Qatar International Islamic Bank · QSE:QIIK
Qatar International Islamic Bank — Q1 2022 Earnings Presentation
20 slides from Qatar International Islamic Bank's earnings presentation, 2022
Slide 1: OlB@ 223)
OlB@ 223)
Slide 2: Investors' Presentation Q1-2022
Investors’ Presentation - Q1-2022 - Page 2. Page 2.
Slide 3: Agenda
1. QIIB Overview & Strategy 2. Financial Performance 3. Funding Overview 4. Rating Overview Page 3. Page 3.
Slide 4: Section 1: QIIB Overview & Strategy
Section 1 QIIB Overview & Strategy Page 4. Page 4.
Slide 5: QIIB Snapshot
QIIB Snapshot Introduction Shareholder Structure (QIIB) Established in 1990 by an Amiri Decree, Qatar International Islamic Bank began operations on 1 January 1991. 19% 17% GCC & Foreign ▪ The Qatar Investment Authority As at 31 March 2022 , QIIB has the third largest market capitalization on the Qa
Slide 6: QIIB Business Overview
QIIB Business Overview Business Segments Overview Treasury & Investments o Equity participation, private equity, investment funds REVENUE o Sukuk investment book o International finance and syndications o Islamic Treasury products and services 17% Personal Banking Financing 22% o Large personal bank
Slide 7: Section 2: Financial Performance
Section 2 Financial Performance Page 7. Page 7.
Slide 8: QIIB Assets & Financing
QIIB Assets & Financing Highlights QIIB’S strong asset growth (QAR mn) QIIB’s balance sheet sustained growth CAGR of 6.2% between FY 2018 – 61,792 64,797 61,314 Q1-2022, notwithstanding slower economic environment. 60,000 56,831 50,260 The growth has been driven by a strong increase in QIIB’s Islami
Slide 9: Asset Quality
Asset Quality Asset quality highlights Asset quality ratios Non-performing financing ratio remains at 2.6% as at 31 March 2022, compared to December 2021. 2018 2019 2020 2021 Q1-2022 Bank’s non-performing ratio remains within the industry average. Non-performing financing ratio(1) 2.0% 1.9% 1.6% 2.6
Slide 10: Continued Profitability & Operating Efficiency
Continued Profitability & Operating Efficiency Operating income breakdown (QAR mn) Sustained profitability (QAR mn) 3000 19 1,200.0 181 203 6 250 2000 129 510 396 354 1,000.0 370 1,003.3 800.0 882.1 927.0 937.7 1000 1846 1834 3 8 1586 1728 600.0 52 68 84 90 471 427 400.0 0 2018 2019 2020 2021 Q1 202
Slide 11: Balance Sheet Highlights
Balance Sheet Highlights QAR ‘000 2018 2019 2020 2021 Q1-2022 Commentary Total Assets 50,259,955 56,831,439 61,313,668 61,791,995 64,797,162 Sustained asset growth CAGR of 6.2% from FY 2018 to Q1- Financing Portfolio 27,991,116 37,010,528 40,513,906 37,030,881 37,836,640 2022 respectively. Investing
Slide 12: Robust Capitalization
Robust Capitalization Highlights Capital Structure (QAR mn) Tier 1 Tier 2 +5.7% +3.7% 9,000 Basel II, Pillar 2 (ICAAP) requirements were effective from 1 January 2014 with all ICAAP and BIII +3.4% 565 8,000 +21.5% 563 requirements subject to regular (external) audit. Guidelines were refined and upda
Slide 13: Summary of Q1-2022 Performance
Summary of Q1- 2022 Performance 31-Dec-21 31-Mar-22 % Change Sustained balance sheet growth Total Assets (QAR mn) 61,792 64,797 4.9% Net Islamic Financing Facilities (QAR mn) 37,031 37,837 2.2% Stable asset quality Liquid Assets (QAR mn) 23,316 25,506 9.4% Stable deposit base Customers’ Deposits (QA
Slide 14: Section 3: Funding Overview
Section 3 Funding Overview Page 14. Page 14.
Slide 15: Funding Overview
Funding Overview Highlights QIIB’s Funding Split As at 31 March 2022 QIIB’s funding is predominantly driven by customer deposits and equity of investment account holders As at 31 December 2021 (EIAH) and is backed by the bank’s own capital. 13% 19% 5% QIIB has leveraged its expanding branch network
Slide 16: Section 4: Rating Overview
Section 4 Rating Overview Page 16. Page 16.
Slide 17: Credit Ratings
Credit Ratings Fitch Ratings Longer-term IDR Short-term IDR Viability Rating Outlook Date A- F2 bb+ Stable April 2022 Moody’s Issuer Rating ST Issuer Rating Baseline credit assessment Outlook Date A2 P-1 baa3 Stable January 2022 Capital Intelligence Long Term Rating Short Term Rating Standalone Rati
Slide 18: Key Investment Highlights
Key Investment Highlights Third largest Islamic Bank in Qatar Based in one of the fastest growing markets in the world Strong brand name since 1991 Second largest Islamic banking network in Qatar with 15 branches Strong capital position & asset quality Strong government support with QIA as one of th
Slide 19: Contacts
Contacts Head Office: Qatar International Islamic Bank Doha, Qatar P.O. Box 664 Web: www.qiib.com.qa Email: IR@qiib.com.qa IR Mobile App IR Contact: Mr. Hossam Khattab Dr. Mohammed Ghiyath Sheikhah Chief Financial Officer Head of Treasury & Investment Finance Treasury & Investment hossamkhattab@qiib
Slide 20: Disclaimer
Disclaimer Acceptance by recipients of a copy of this document will be deemed to constitute an acknowledgement and agreement that: This document has been prepared by QIIB and accepts no liability, express or implied, to any other parties or recipients. The reliance which can be placed upon this docu
Qatar International Islamic Bank — Q1 2022 Earnings Presentation on 6ix