Slide 1: FY26 Full Year Results
For personal use only FY26 Full Year Results 18 August 2026
Slide 2: Overview
Overview For personal use only Highlights & operating review Andrew Alcock, Managing Director & CEO Financial results Kitrina Shanahan, Chief Financial Officer Strategy & outlook Andrew Alcock, Managing Director & CEO 2
Slide 3: Supporting Australians to meet their financial goals
Supporting Australians to meet their financial goals For personal use only Delivering a range of investment, superannuation and retirement solutions to support clients across life stages Empowering better financial futures, Offering choice and flexibility to enable better outcomes together. Innovati
Slide 4: Highlights & operating review
For personal use only Highlights & operating review Andrew Alcock Managing Director & CEO
Slide 5: FY26 financial highlights
FY26 financial highlights1 For personal use only Statutory NPAT Revenue Underlying EBITDA² $120.2m 51% Total Group Total Group Total FUA Underlying NPAT2 $164.3b 20% $501.1m $211.4m 23% 30% $137.3m 40% Platform FUA Platform Platform Final Dividend Fully franked4 $139.5b 24% $406.9m 26% $186.7m 31% $
Slide 6: Consistently delivering growth and profitability
Consistently delivering growth and profitability Group Revenue1 4-year CAGR +27% Funds under administration For personal use only Group UEBITDA1 4-year CAGR +32% 4-year CAGR +26% FUA Revenue UEBITDA $600m $250m $180b $500m $150b $200m $400m $120b $150m $300m $90b $100m $200m $60b $50m $100m $30b $0m
Slide 7: FY26 business highlights
FY26 business highlights For personal use only Leadership Executing Building for and growth our strategy the future Record net inflows of $18.9 billion Commenced development of myhub, Aligning the organisation to drive excluding large migrations1 wealth tech solution integrating leading growth and e
Slide 8: Growing our market share
Growing our market share For personal use only HUB24 increased market share by 1.3% to 9.9% HUB24 ranked #6 by FUA (up from #7)1 over last 12 months1 Top 10 platforms by FUA as at 31 March 20261 12-month change in market share of top 10 platforms1 $250b 18.3% % refers to market share 2.0% Gaining ma
Slide 9: Growing adviser base and increasing FUA per adviser
Growing adviser base and increasing FUA per adviser For personal use only Advisers 4-YR CAGR +13% Market share increased from 5.1% to 9.9% over last 4 years2 37% of advisers use HUB241 #1 market share gains over last 12 months2 Advisers using HUB24 and FUA per adviser1 HUB24 Platform FUA and market
Slide 10: Significant growth opportunity from existing and new advisers
Significant growth opportunity from existing and new advisers Net inflows from new and existing advisers Latent opportunity For personal use only Composition of net inflows by tenure of adviser relationship HUB24 has access through relationships to more than 79% Active advisers using HUB24 of the to
Slide 11: Recognised for innovation, customer service and product leadership
Recognised for innovation, customer service and product leadership For personal use only Adviser Ratings 2026 Australian Financial Advice Landscape Report #1 Best Platform Overall #1 NPS #1 NPS Wealth Insights 2026 Platform 4 years running Service Level Report #1 Actual Advocacy HUB24 ranked first i
Slide 12: Class and NowInfinity continuing to grow
Class and NowInfinity continuing to grow For personal use only Industry recognition Class accounts Companies on Corporate Messenger Investment Trends 2026 SMSF 4-year CAGR +3% 4-year CAGR +12% & Accountant Report Companies on CM 230k 1,000k Class ranked 225k 900k 220k 800k #1 Innovative 215k 700k #1
Slide 13: Investing in our people
Investing in our people For personal use only Leadership and talent Values-led Culture Future-ready workforce Building leadership Values-led culture driving Executive team capability to support strong performance strengthened with strategic execution appointment of Chief 80% employee engagement, Ope
Slide 14: Continued progress across sustainability priorities
Continued progress across sustainability priorities For personal use only Talent & workforce Customers & Business ethics Delivering for our High employee Maintained gender Continued Innovation & integrity customers with engagement and diversity targets commitment to leading NPS continued across Boar
Slide 15: Committed to robust governance and advocating for a stronger retirement system
Committed to robust governance and advocating for a stronger retirement system For personal use only Trust and oversight Industry leadership Continued focus on robust investment governance and Championing member choice with strong focus on consumer protection governance Collaborating with FSC to dev
Slide 16: Financial results
For personal use only Financial results Kitrina Shanahan Chief Financial Officer
Slide 17: Group snapshot as at June 2026
Group snapshot as at 30 June 2026¹ For personal use only Group¹ Platform¹ Tech Solutions¹ 2% 2% 3% 17% Revenue Revenue Revenue 30% $406.9m $84.0m $501.1m Underlying EBITDA Underlying EBITDA Underlying EBITDA $186.7m $29.3m $211.4m Customer base3 Customer base3 5,649 ~6,800 67% 81% 98% Platform Tech
Slide 18: Group financial results
Group financial results Revenue ($m) +23% 6.9 4.0 83.6 For personal use only FY26 FY25 Change 501.1 Revenue ($m) 501.1 406.6 23% 406.6 Operating Expenses ($m) (289.7) (244.2) 19% FY25 Platform Tech Solutions Corporate FY26 1 Underlying EBITDA ($m) 211.4 162.4 30% Underlying EBITDA margin (%)1 42.2 3
Slide 19: Platform financial results
Platform financial results Funds Under Administration ($b) Strong Platform FUA growth of 24% to $139.5b in FY26 For personal use only 164.3 • Net inflows of $18.9b, up 20% from the $15.8b in FY25 152.3 3.4 0.4 excluding $4.0b of large migrations 8.2 4.5 0.7 24.8 136.4 10.7 24.4 • Positive market mov
Slide 20: Platform revenue and revenue margin
Platform revenue and Platform FUA and custody revenue2 revenue margin FUA ($b) Revenue ($m) 150 450 For personal use only 400 350 100 300 Platform revenue up 26% to $406.9m in FY26 with strong 250 correlation between Platform FUA and revenue growth 200 50 150 Platform revenue margin decreased 1bp in
Slide 21: Platform UEBITDA and margins
Platform UEBITDA and Platform Revenue, Expenses and UEBITDA margins $m 450 400 For personal use only 350 300 250 Platform UEBITDA growth of 31% to $186.7m in FY26 200 • Growth in FUA and associated revenues 150 100 • Continued investment in people and resources to 50 support growth and strategic obj
Slide 22: Tech Solutions financial results
Tech Solutions financial results For personal use only Underlying EBITDA ($m) and margins Tech Solutions UEBITDA growth of 8% to $29.3m in FY26 35.3% 33.8% 34.9% $3.0 UEBITDA margin of 34.9%, slightly down 0.4%: +8% • Revenue growth of 9% from price increases and growth in Class accounts and compani
Slide 23: Group expenses and margins
Group expenses Group Expenses ($m) and margins +16% +18% For personal use only 24.5 14.3 5.1 (0.2) (26.1) 35.5 Investing to support increased scale and strategic growth objectives (4.3) Total Expenses excluding acquisition amortisation increased 18% 331.8 356.3 due to higher employment related expen
Slide 24: Increasing profitability
Increasing profitability For personal use only Underlying NPAT Higher depreciation and Notable items reflect Lower statutory effective tax amortisation from capitalisation only non-cash rate of 17% (FY25: 20%) up 40% and Statutory of internally developed software acquisition amortisation due to timi
Slide 25: Strong cashflows and balance sheet
Strong cashflows and balance sheet For personal use only Strong operating cashflows of $197.5m in FY26 with 93% correlation to UEBITDA 1 Strong balance sheet with net cash of $41m Group Operating Cashflow • Rolled $30m of maturing debt in June 2026 to retain flexibility 4-YR CAGR +34%1 Mitigating di
Slide 26: Delivering growing dividends and strong shareholder returns
Delivering growing dividends and strong shareholder returns For personal use only Fully franked final dividend of 42.0 cps up 31% YoY Dividends (cps) Total Shareholder Total FY26 dividend of 78.0 cps up 39% 4-YR CAGR +41% Return (TSR)1 on FY25 Underlying Diluted EPS (cps) 4-YR CAGR +39% FY26 dividen
Slide 27: Strategy & outlook
For personal use only Strategy & outlook Andrew Alcock Managing Director & CEO
Slide 28: Delivering shareholder value through leading today and creating tomorrow
Delivering shareholder value through leading today and creating tomorrow For personal use only Creating additional customer Strong growth outlook in existing established businesses and shareholder value HUB24 Platform Class & NowInfinity myhub Market leadership with significant Delivering consistent
Slide 29: Uniquely positioned to capitalise on structurally growing markets
Uniquely positioned to capitalise on structurally growing markets and industry transformation For personal use only Strong growth driven With industry dynamics providing Significant market by structural tailwinds opportunities to disrupt share opportunity Growing superannuation Ongoing shift toward
Slide 30: Leveraging our capabilities to lead industry change
Leveraging our capabilities to lead industry change For personal use only To enhance productivity for Lead today Client experience Applications1 financial professionals through Delivering customer value and growth One way of doing business with access to market-leading solutions Create tomorrow Sing
Slide 31: HUB24 solving customer needs across segments and life stages
HUB24 solving customer needs across segments and life stages Starting out Wealth accumulation Wealth drawdown & preservation For personal use only Private Wealth / HNW / Broker Private Invest (with non-custodial assets) PARS Choice (with non-custodial assets) Mass affluent Lifetime Retirement Soluti
Slide 32: Continuing to expand our superannuation offer
Continuing to expand our superannuation offer to meet customer needs For personal use only Empowering advisers to deliver greater confidence for retirement Demand for superannuation and Enhancing retirement Continued innovation retirement solutions offer providing choice enhancing efficiency and fle
Slide 33: Leading HNW offer expanding our reach and delivering growth
Leading HNW offer expanding our reach and delivering growth For personal use only Strong established HNW offer and relationships Continued investment in HNW solutions and capability Recognised as #1 Platform Large growing footprint across Private Invest, HUB24’s innovative solution for Overall for H
Slide 34: myhub open architecture ecosystem evolution
– open architecture ecosystem evolution Option C AI powered process transformation Practice technology Progressive rollout stack of myhub from 1HFY27 including For personal use only Enhanced CRM & client Engage engagement tools experience Integrated AI prompts that draw on customer data Integrated f
Slide 35: Significant opportunity for growth and value creation
Significant opportunity for growth and value creation for customers and shareholders For personal use only Platform FUA Target (excluding PARS FUA) Leverage structurally Strong and reliable Continued focus on growing markets and growth from both governance, risk culture demand for integrated solutio
Slide 36: Questions?
For personal use only Questions?
Slide 37: Contacts / About HUB24
Contacts About HUB24 HUB24 Limited is listed on the Australian Securities Exchange, and includes the For personal use only award-winning HUB24 Platform, Class, NowInfinity and myprosperity. James Cordukes The HUB24 Platform offers advisers and their clients a comprehensive range of investment option
Slide 38: Disclaimer
Disclaimer For personal use only SUMMARY INFORMATION FORWARD LOOKING STATEMENTS The material herein is a presentation of general background information about This presentation contains certain forward-looking statements. The words HUB24 Limited’s (‘HUB’) activities current as at date of presentation