Mnrb Holdings Bhd. · MYX:MNRB
Mnrb Holdings Bhd — Q3 FY2026 Earnings Presentation
30 slides from Mnrb Holdings Bhd's earnings presentation, Feb 13, 2026
Slide 1: Unaudited Quarterly Report on Consolidated Results
MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED QUARTERLY REPORT ON CONSOLIDATED RESULTS FOR THE FINANCIAL PERIOD ENDED 31 DECEMBER 2025
Slide 2: Condensed Consolidated Statement of Profit or Loss and OCI
MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025 Current quarter Cumulative quarter Three months ended Nine months ended 31.12.2025 31.12.2024 31.12.2025 31.12.2024 RM
Slide 3: Condensed Consolidated Statement of Profit or Loss and OCI (cont'd)
MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025 Current quarter Cumulative quarters Three months ended Nine months ended 31.12.2025 31.12.2024 31.12.2025 31.12.2024 R
Slide 4: Condensed Consolidated Statement of Financial Position
MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 31 DECEMBER 2025 31.12.2025 31.03.2025 RM'000 RM'000 Assets Property and equipment 228,094 237,951 Intangible assets 138,960 114,438 Right-of-use assets 1,899 2,202 Investments in assoc
Slide 5: Condensed Consolidated Statement of Changes in Equity
MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025 Attributable to owners of the Company Reserves Non-distributable Distributable Foreign exchange Share translation Fair value Revaluation Retained
Slide 6: Condensed Consolidated Statement of Cash Flows
MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS FOR THE FINANCIAL PERIOD ENDED 30 SEPTEMBER 2025 31.12.2025 31.12.2024 RM '000 RM '000 Cash flows from operating activities Profit before zakat and taxation 493,612 352,494 Adjustments for: Depreciat
Slide 7: Statement of Cash Flows (cont'd)
MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS FOR THE FINANCIAL PERIOD ENDED 30 SEPTEMBER 2025 (CONT'D.) 31.12.2025 31.12.2024 RM '000 RM '000 Cash flows from operating activities (cont'd.) Changes in working capital (cont'd.) Tax, zakat, other
Slide 8: Explanatory Notes: A1 Basis of preparation
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS A1. Basis of preparation These condensed consolidated interim financial statements of MNRB Holdings Berhad ("MNRB" or "the Company") and its subsidiaries (MNRB and its sub
Slide 9: A1 Basis of preparation (cont'd)
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A1. Basis of preparation (cont'd.) (ii) Standards issued but not yet effective (cont'd.) Effective for annual periods Description beginning on or after Amendment
Slide 10: A7 Dividend paid and other notes
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A7. Dividend paid The Company on 22 August 2025, had declared a final single-tier dividend (“Final dividend”) of 5.0 sen (2024: 5.0 sen) per ordinary share and a
Slide 11: A13 Segmental reporting
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A13. Segmental reporting The Group has five business segments as follows: Segments Investment holding and others Investment holding and non-insurance/takaful sub
Slide 12: A14 Profit or loss by business, December 2025
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A14. Unaudited condensed consolidated statement of profit or loss and consolidated statement of financial position of Reinsurance, Retakaful and Takaful business
Slide 13: A14 Profit or loss by business, December 2024
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (CONT'D.) A14. Unaudited condensed consolidated statement of profit or loss and consolidated statement of financial position of Reinsurance, Retakaful and Takaful business (cont'd
Slide 14: A14 Financial position by business, December 2025
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A14. Unaudited condensed consolidated statement of profit or loss and consolidated statement of financial position of Reinsurance, Retakaful and Takaful business
Slide 15: A14 Financial position by business, March 2025
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A14. Unaudited condensed consolidated statement of profit or loss and consolidated statement of financial position of Reinsurance, Retakaful and Takaful business
Slide 16: A15 Fair value information
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information MFRS 7 Financial Instruments: Disclosures ("MFRS 7") requires the classification of financial instruments measured at fair value acco
Slide 17: A15 Fair value information (cont'd)
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information (cont'd.) Description of significant unobservable inputs: Valuation technique Significant Observable Input Range 31 December 2025/31 March 20
Slide 18: A15 Fair value hierarchy as at 31 December 2025
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information (cont'd.) Financial instruments that are measured at fair value disclosed under Levels 1, 2 and 3 of the fair value hierarchy as at 3
Slide 19: A15 Fair value hierarchy as at 31 March 2025
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information (cont'd.) Financial instruments that are measured at fair value disclosed under Levels 1, 2 and 3 of the fair value hierarchy as at 31 March
Slide 20: A16 Insurance contracts and reinsurance assets/liabilities
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information (cont'd.) (i) Derivatives The Group did not enter into any derivative transactions during the period ended 31 December 2025 or the pr
Slide 21: B1 Review of current quarter profitability
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES B1. Review of 3 months current quarter profitability against 3 months current quarter in prior period General Family Reinsurance Retakaful takaful takaful Others
Slide 22: B1 Group quarter profitability review
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B1. Review of 3 months current quarter profitability against 3 months current quarter in prior period (cont'd.) The Group For the quarter ended 31 Dece
Slide 23: B1 General Takaful business review
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B1. Review of 3 months current quarter profitability against 3 months current quarter in prior period (cont'd.) General Takaful Business The General Ta
Slide 24: B2 Year to date performance review
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B2. Review of current year to date performance against corresponding year to date The Group The Group delivered a strong set of results for the period
Slide 25: B2 General Takaful year to date
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B2. Review of current year to date performance against corresponding year to date (cont'd.) General Takaful Business The General Takaful business deliv
Slide 26: B3 Quarter versus preceding quarter
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B3. Review of current quarter profitability against immediate preceding quarter (cont'd.) Reinsurance Business The Reinsurance business recorded a prof
Slide 27: B4 Current period prospect
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B4. Current period prospect Malaysia’s economy is projected to grow between 4% and 4.5% in 2026, driven by strong stable macroeconomic conditions, dome
Slide 28: B9 Investment results
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B9. Investment results Current quarter Current quarter Three months ended Nine months ended 31.12.2025 31.12.2024 31.12.2025 31.12.2024 RM'000 RM'000 R
Slide 29: B10 Taxation and B11 Borrowings
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B10. Taxation Current quarter Current quarter Three months ended Nine months ended 31.12.2025 31.12.2024 31.12.2025 31.12.2024 RM'000 RM'000 RM'000 RM'
Slide 30: B12 Earnings per share and B13 disclosures
MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B12. Earnings per share Current quarter Current quarter Three months ended Nine months ended 31.12.2025 31.12.2024 31.12.2025 31.12.2024 RM'000 RM'000
MNRB Holdings Berhad — Q3 FY2026 Earnings Presentation on 6ix