Hingham Institution For Savings · NASDAQ:HIFS
Hingham Institution For Savings — Shareholder Meeting (2017)
12 slides from Hingham Institution For Savings's shareholder meeting presentation, 2017
Slide 1: Hingham Institution for Savings 2017 Shareholders Meeting
HINGHAM INSTITUTION FOR SAVINGS 2017 Shareholders Meeting
Slide 2: Industry Leading Earnings
(in millions) Industry Leading Earnings Annual Earnings $24.0 Insurance Transaction HB Operating ciao Earnings $12.0 $6.0 $0.0 2012 2013 2014 2015 2016 Year
Slide 3: Superior Return on Shareholder Equity
Superior Return on Shareholder Equity Return on Equity - MA Savings Banks - 2016 eee Hingham —— Peer 5c State = 10 5 0 2012 2013 2014 2015 2016 Year Most Profitable Savings Bank in MA - Every Year Source: Depositors Insurance Fund, All Massachusetts Savings Banks
Slide 4: Area Banks Return on Average Equity 2016
Area Banks Return on Average Equity 2016 Return on Average Equity - Area Banks - 2016 Hingham Leader Bank Cambridge Trust Boston Private Rockland Trust Belmont Savings Cape Cod Five South Shore Bank Eastern Bank Weymouth Bank (Equitable) Pilgrim Bank Blue Hills Bank 0.00% 5.00% 10.00% 15.00% 20.00%
Slide 5: Shareholder Equity — Book Value Per Share
Shareholder Equity — Book Value Per Share Book Value Per Share $100.00 $75.00 $50.00 $26.00 $0.00 2012 2013 2014 2015 2016 SYR CAGR of 14.30%
Slide 6: Measured Asset Growth
(in millions) Measured Asset Growth Total Assets $2,400 $1,800 $1,200 $600 $0 5YR CAGR of 12.31%
Slide 7: Disciplined Loan Growth
Disciplined Loan Growth $2,000 SYR CAGR of 13.57%
Slide 8: Market Leading Deposit Franchise
Market Leading Deposit Franchise 5YR CAGR of 11.64%
Slide 9: Avoid Loan Losses
Avoid Loan Losses Net Charge Offs - Hingham v. All FDIC Insured Banks 8 —— Industry —— Hingham 2 2 o 3 a) & 2 1 2 Ld o x 9 ne “1 1998 2004 2010 2016 Source: FDIC
Slide 10: Low Cost Leadership
Low Cost Leadership e 2016 Efficiency Ratio = 32.15% e Weare one of the most efficient banks in America
Slide 11: Reducing Waste
Reducing Waste “Our profitability is not our customer's problem...We need to take care of the customer and earn trust and we'll figure out over time if we can ever make money with that product. If we can’t, we'll stop selling it, but we’re not going to make customers pay for any of our inefficiencie
Slide 12: Total Shareholder Return (%)
Total Shareholder Return (%) 70000 7500 S000 2500 Total Shareholder Return 1 April 1992 to 1 April 2017 Hingham v. S&P500 v. Russell 2000 —— Russell 2000 —— Hingham ca S&P 500 1/1/1995 1/1/2000 1/1/2005 Year Vif2010 11/2015
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