Plenti Group Ltd. · ASX:PLT
Plenti — ASX Small and Mid-Cap Conference 2021
12 slides from Plenti's conference presentation, Mar 17, 2021
Slide 1: Plenti presentation to ASX Small and Mid-Cap Conference
ASX announcement (ASX:PLT) 17 March 2021 Plenti presentation to ASX Small and Mid-Cap Conference Plenti Group Limited (ASX:PLT) attaches the presentation to be given by Plenti at the ASX Small and Mid- Cap Conference today at 2:00pm AEDT. This release was approved by the Chief Executive Officer on b
Slide 2: Building Australia's best lender
17 MARCH 2021 Building Australia’s best lender ASX small & mid-cap conference
Slide 3: About Plenti
About Plenti Plenti is a fintech lender, providing Australians with faster, Presenters fairer loans through smart technology. Daniel Foggo Plenti recognises that customer expectations are evolving and believes every Australian should have access to high quality CEO & Cofounder lending. • 20+ years o
Slide 4: Our strengths
Our strengths ~$390m Loan book Proprietary, end-to-end technology provides a sustainable competitive advantage 58% 60% and supports growth and efficiency yoy loan 3-year loan origination growth1 portfolio CAGR2 Diversified lending products and distribution provides flexibility and a broader opportun
Slide 5: A high-growth fintech pioneer
A high-growth fintech pioneer Track record of delivering strong, consistent growth Cumulative lending ($m) Loan portfolio ($m) >$1bn 1,072 60% 508 in cumulative lending 3-year CAGR 941 435 774 381 612 306 487 253 375 206 257 148 168 104 106 72 63 47 12 32 26 2 2 10 H2 H1 H2 H1 H2 H1 H2 H1 H2 H1 H2 H
Slide 6: Growing rapidly in large lending markets
Growing rapidly in large lending markets Building a comprehensive product offering across substantial lending verticals, each undergoing significant change Automotive Renewable energy Personal $33bn+ >280k Multi $bn Households Government $12bn+ Annual lending1 installing solar programs Annual lendin
Slide 7: Technology-powered lending
Technology-powered lending Growth driven by superior customer and partner experiences, delivered via Venus, our proprietary technology platform Venus technology platform Delivering faster, easier loans to customers and distribution partners Proprietary end-to-end Scalable and feature-rich, Strong te
Slide 8: Focused on prime borrowers
Focused on prime borrowers Prime loan portfolio drives industry-leading loss rates Average credit score on loan portfolio Net charge-off rate2 4.0% 850 3.5% 800 3.0% 2.5% 750 2.0% 700 1.5% Indicative Big Four and prime Fintech lenders1 1.0% 650 0.5% 600 - Jul-20 Sep-18 Jan-19 Mar-19 Sep-19 Sep-20 Ju
Slide 9: Diverse, scalable funding platforms
Diverse, scalable funding platforms Deep funding capacity with decreasing cost of funds Plenti Wholesale Warehouse funding Plenti Lending Platform Lending Platform • Automotive warehouse • Over 23,000 registered investors, • Funding provided directly by banks — $275m facility including retail, insti
Slide 10: Medium-term priorities
Medium-term priorities Continue to Extend technology Optimise funding build scale advantage structures • Accelerate growth in loan • Continue investment in • Shift to lower-cost warehouse originations proprietary technology funding platform • Establish leadership position • Further opportunities to
Slide 11: Positioned to excel
Positioned to excel Scalable business model, High growth, in large Prime credit focus delivered by proprietary lending markets technology Borrower acquisition and Attractive loan economics, Experienced, founder-led funding diversity with operating leverage management team 10
Slide 12: Disclaimer and important notices
Disclaimer and important notices No recommendation, offer, invitation or advice Non-IFRS financial measures The material in this presentation is general background information about Plenti Group Recipients of this presentation should also be aware that certain financial information Limited (the Comp