Freddie Mac · OTC:FMCC
Freddie Mac — Debt Investor Presentation (June 2026)
22 slides from Freddie Mac's debt investor presentation, Jun 30, 2026
Slide 1: Small Balance Loan Program Overview (SB-Deals)
Small Balance Loan Program Overview (SB-Deals®) Investor Presentation As of June 30, 2026
Slide 2: Small Balance Loan Program | Key Facts
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 3: Legacy SBL Program | Mechanics and Features
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 4: Our Optigo Lender Network
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 5: SBL Terms | Historic Prepayment Provisions Prior to Conventional Small
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 6: Legacy SBL Mortgage Guidelines
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 7: Legacy SBL Market Credit Alignment
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 8: SB-Deal Securitization Volume
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 9: Historical Investor Participation
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 10: SB-Deal Program | Community Reinvestment Act (CRA)
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 11: Typical SB-Deal Issuance Timeline
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 12: Structure and Waterfall Overview
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 13: Sample SB-Deal Rate and Coupon Structure
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 14: Sample SB-Deal B-Piece Coupon Structure
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 15: SB-123 | Transaction Highlights
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 16: Structure and Waterfall Overview
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 17: Sample Fully Guaranteed SB-Deal Rate and Coupon Structure
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 18: SB-127 | Transaction Highlights
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 19: SB-Deals Performance
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 20: Loan Performance Resources at Your Fingertips
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 21: Stay up to Date with Our Investor Resources
Small Balance Loan Program Overview SB-Deals Securitization and Structure with Subordination SB-Deals Securitization and Structure – Fully Guaranteed SB-Deals Performance and Investor Resources Small Balance Loan SB-Deals Securitization and SB-Deals Securitization and SB-Deals Performance and Progra
Slide 22: Forward-looking statements notice
This product overview may contain forward-looking statements. Forward-looking statements involve known and unknown risks and uncertainties, some of which are beyond the company’s control. Management’s expectations for the company’s future necessarily involve a number of assumptions, judgments and es