Banca Transilvania Sa · BVB:TLV
Banca Transilvania Sa — Investor Day (2025)
11 slides from Banca Transilvania Sa's investor day presentation, 2025
Slide 1: Investor Day: Signals That Shape Tomorrow
INVESTOR DAY SIGNALS THAT SHAPE T OMORROW
Slide 2: Disclaimer
DISCLAIMER The information contained in the present undertakes no obligation to update publicly any document has not been independently verified of them in light of new information or future and no representation or warranty expressed or events. None of Banca Transilvania or any of its implied is ma
Slide 3: Accelerating the Momentum
ACCELERATING THE MOMENTUM OANA ILAȘ
Slide 4: Oana Ilaș, Deputy CEO, Retail Banking
OANA ILAȘ DEPUTY CEO, RETAIL BANKING Oana Ilaș coordinates the Individual and Private Banking division, the development and management of retail products including loans, cards, bancassurance, deposits, digital retail projects, customer care and BT's overseas offices. With over two decades at BT, Oa
Slide 5: Retail Synopsis
Highlights Foundation Ecosystem Drivers What’s next? RETAIL SYNOPSIS 4.3 MN Active customers, of which 1.3m with fee-paying accounts 1.9 Insured customers MN 1.1 MN 1.1 MN Customers with loans. ~26% of BT customers Customers with savings products 5
Slide 6: Foundation for Growth & Opportunities to Attain
Highlights Foundation Ecosystem Drivers What’s next? FOUNDATION FOR GROWTH & OPPORTUNITIES TO ATTAIN STRONG FOUNDATION GROWTH POTENTIAL LARGE DATABASE FINANCIAL INTERACTIONS 4.3M active customers Family value proposition, with +500K children and supplementary cards’ holders 2.1M customers with recur
Slide 7: Payment Ecosystem – Network Effect
Highlights Foundation Ecosystem Drivers What’s next? PAYMENT ECOSYSTEM – NETWORK EFFECT LEADER IN ISSUING LEADER IN ACQUIRING 7.9 219 MN K CARDS ACQUIRING SOLUTIONS SEAMLESS LARGEST CREDIT LEADING SECURE ONLINE CARD LOYALTY ECOSYSTEM PAYMENTS PROGROME DRIVER 30 38 80 K K % PAY WITH STAR LOCATIONS TR
Slide 8: Phygital Innovation Group
Highlights Foundation Ecosystem Drivers What’s next? GROWTH DRIVERS PHYGITAL HUMAN | DIGITAL | AI • BT Pay: 4.5M users • Contact Center: Chat BT ( 1.1M sessions with INNOVATION 54% AI & Tele-sales & BT Visual Help) NET VALUE PROPOSITION • Network: +500 branches • Wealth, Insurance & Home focused on
Slide 9: BT Pay as the Heart of the Retail Universe
Highlights Foundation Ecosystem Drivers What’s next? BT PAY AS THE HEART OF THE RETAIL UNIVERSE ONE APP: Unified customer HOLISTIC APPROACH: Trusted experience in a single platform HUB for family financial, Personal Financial Wealth, Lifestyle & WALLET & MOBILE APP: Customer everyday life needs touc
Slide 10: Expanding Revenue Sources
Highlights Foundation Ecosystem Drivers What’s next? EXPANDING REVENUE SOURCES DIVERSITY SCALE MULTI-CHANNEL ONE GROUP INCOME LARGEST BANK GROWTH IN ROMANIA Ambitious growth plans in fee income via new propositions in Wealth, Insurance & Pensions ECOSYSTEM MULTIPLE TOUCHPOINTS COST EFFICIENCY Lower
Slide 11: Investor Day: Signals That Shape Tomorrow
INVESTOR DAY SIGNALS THAT SHAPE T OMORROW