Jack Henry & Associates, Inc. · NASDAQ:JKHY
Jack Henry & Associates — Investor Day (2026)
40 slides from Jack Henry & Associates's investor day presentation, 2026
Slide 1: Jack Henry Investor Day
investor day 2026 Jack Henry Investor Day 03/03/2022 culture service innovation strategy execution
Slide 2: Forward-looking statements and non-GAAP measures
forward-looking statements investor day 2026 This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Statements that are not historical facts, including those concerning future operations, prospects, business growth, financi
Slide 3: Agenda
Agenda investor day 2026 Welcome & Introductions Vance Sherard State of Our Company Greg Adelson The State of AI & Data Keith Fulton Break Update on New Jack Henry Solutions Ben Metz Financial Performance & Outlook Mimi Carsley Q&A Session Reception to Follow culture service innovation strategy exec
Slide 4: Powering the Technology Evolution of Banks and Credit Unions
investor day 2026 Powering the Technology Evolution of Banks and Credit Unions Greg Adelson, President & CEO 03/03/2022 culture service innovation strategy execution
Slide 5: Our Foundation, FY26 Highlights, Key Differentiators
investor day 2026 Our Foundation Powering the FY26 Highlights Technology Evolution of Key Differentiators Banks and Credit Unions
Slide 6: Foundation
investor day 2026 foundation culture service innovation strategy execution
Slide 7: Our foundation anniversary
Our foundation investor day 2026 anniversary Since our founding in 1976, Jack Henry has always: Maintained a people-first culture. Focused on helping community and regional financial institutions thrive in the communities they serve. Delivered industry-leading service to our clients with a ‘doing th
Slide 8: The Four Tenets
investor day 2026 Transparency Candid and open communication. The Four Tenets Consistency Similar and repeatable processes. Said simply. Lived daily. Collaboration Working together unselfishly toward a common goal. Communication Information flowing through a variety of mediums. culture service innov
Slide 9: The Jack Henry Way
The Jack Henry Way investor day 2026 A cultural model of service and leadership Championing People A work environment that ensures we can all do our best work Elevating Service Our commitment to one another, our customers, and our shareholders Driving Results How we execute against our strategy cult
Slide 10: Our pillars of success
Our pillars of success investor day 2026 Our strategy serves three constituents Associates Clients Shareholders People-first mindset 99%+ core client 22 consecutive years of helps to create an retention (outside of dividend increases and industry leading culture. M&A) from industry increasing shareh
Slide 11: FY26 highlights
investor day 2026 fy26 highlights culture service innovation strategy execution
Slide 12: FY26 Financial Performance: Delivering Results
FY26 Financial Performance: investor day 2026 investor day 2026 Delivering Results Non-GAAP Non-GAAP FREE CASH REVENUE MARGIN ROIC FLOW GAAP EPS GROWTH EXPANSION CONVERSION Excl asset sales 7.3% 92 bps 23.2% 100.7% $6.98 Beat initial guidance Beat initial guidance Continued strong Very strong cash B
Slide 13: FY26 sales performance
FY26 sales performance investor day 2026 RECORD NEW CORE WINS GOING UP MARKET Building momentum & driving future growth 58 14 FIs with more than $1B in competitive core wins assets Beating FY26 51 and FY24 57 45 >$1B wins the past 3 fiscal years LARGEST NEW BANK IN TRIFECTA WINS COMPANY HISTORY $9.2
Slide 14: Key differentiators
investor day 2026 key differentiators culture service innovation strategy execution
Slide 15: Key Differentiators
investor day 2026 Culture Associates are engaged; clients Key feel the difference. Service Differentiators Relationships deepen trust and create durable retention. Innovation Investment turns client needs into Focusing on what makes us modern capability. different, makes us Strategy successful. Focu
Slide 16: Culture
investor day 2026 culture culture service innovation strategy execution
Slide 17: A culture where associates stay
A culture where associates stay investor day 2026 95% 86% 85% 10.6 years 88% Values Trust Belonging Average tenure Intent to stay Jack Henry’s Philosophy: do the right thing, do whatever it takes, and have fun! culture service innovation strategy execution
Slide 18: Award-winning culture
Award-winning culture investor day 2026 Newsweek: America’s Computerworld: Best Most Responsible Places to Work in IT 2026 Companies 2026 Forbes: America’s Best USA Today: Top Companies 2026 Workplaces 2026 American Banker: Best Places to Work in Financial Technology 2026 Culture creates consistency
Slide 19: Service
investor day 2026 service culture service innovation strategy execution
Slide 20: Helping customers win!
Helping customers win! investor day 2026 What clients and industry leaders say about partnering with Jack Henry INNOVATION THAT KEEPS CLIENTS COMPETITIVE PAYMENTS BUILT FOR SMALL BUSINESS “Jack Henry stood out as the clear choice because of its “Jack Henry’s Tap2Local is redefining small business mo
Slide 21: Great customer service
Great customer service investor day 2026 4.61 4.75 Satisfaction Satisfaction with customer with customer service service experience representative 1 2 3 4 5 Not as of June 2026 Extremely Satisfied Jack Henry Business Case Surveys Satisfied culture service innovation strategy execution
Slide 22: Innovation
investor day 2026 innovation culture service innovation strategy execution
Slide 23: Investing where it matters most
Investing where it matters most investor day 2026 Technology priorities R&D Expenditure 14–15% o Cloud based JH digital platform and components o Artificial intelligence – efficiency and products of revenue, every year o Compliance and cybersecurity o Digital banking & Treasury Management 2026 $358M
Slide 24: JH Platform – Not Just a Core
JH Platform – Not Just a Core investor day 2026 TODAY'S DIGITAL CORES JACK HENRY PLATFORM • Introduce a new system of record • Use an existing core as system of record • Require migration or parallel systems • Capabilities work together • Separate data models • Can be adopted over time • Limited cap
Slide 25: Modern UI/UX for the Back Office
Modern UI/UX for the Back Office investor day 2026 Jack Henry Design System – V2 Key features: • Responsive, Intuitive Interface: optimal user experience across all desktops, tablets, and mobile devices. • Powered by 100% native web components • Fully ADA compliant, out of the box culture service in
Slide 26: Unlocking enhanced user experiences & future-ready capabilities
Unlocking enhanced user investor day 2026 experiences & future-ready capabilities culture service innovation strategy execution
Slide 27: Innovation: Tokenized Money
Innovation investor day 2026 Tokenized Bank Use Cases Money Infrastructure • Stablecoins (USDC) • Hybrid Ledger • Cross-border payments • Tokenized deposits • Open APIs • Treasury management • Core integration • Liquidity oversight Helping financial institutions monetize emerging digital asset oppor
Slide 28: investor day 2026 culture service
investor day 2026 culture service innovation strategy execution
Slide 29: Strategy
investor day 2026 strategy culture service innovation strategy execution
Slide 30: Key Strategic Priorities
Key Strategic Priorities investor day 2026 Ensure we ”do what we say Foster our people-first we are going to do” and culture, exceptional service our client’s WIN! and innovative technology Continue to Focused execution on Evaluate non-strategic, low honor our technology modernization growth/margin
Slide 31: We're winning larger deals
We’re winning larger deals investor day 2026 Increasing >$1B New Core Sales Wins over the last three years s e 45 wins re a 35 Banking inc 10 Credit Union 96 % 23 wins 17 Banking 6 Credit Union culture service innovation strategy execution
Slide 32: We're moving up market
We’re moving up market investor day 2026 Our share of the >$1B in assets market continues to increase, with room to grow +4.9% 25% of Banking market 32% 48% of CU market JH combined +3.7% share of >$1B market 06.30.24 06.30.25 03.31.26 06.30.24 06.30.25 03.31.26 JH Banking Customers JH Credit Union
Slide 33: A Winning Model – Payments as a Service
A Winning Model – Payments as a Service investor day 2026 Jack Henry Payments Orchestrator is the only modern API platform with a direct-to-core solution that eliminates reconciliation risk with a single source of truth, while also enabling direct-to-bank partnership with fintechs. Side Core BaaS Pl
Slide 34: What Does This Mean for Financial Institutions?
What Does This Mean for Financial Institutions? investor day 2026 Deposit Lower cost of Non-interest growth funds income Increase deposits efficiently Low cost of deposits from Generate non-interest by being the bank of choice program accounts that income from payment for embedded platforms. support
Slide 35: Execution
investor day 2026 execution culture service innovation strategy execution
Slide 36: 6-Month Roadmap Metrics
6-Month Roadmap Metrics investor day 2026 Roadmap Performance | JUL 2021 – JUL 2026 Snapshot Scale Roadmap Completion Trend 6-Month Reporting Cadence +20.0 pts 60+ Product categories 89.7% Breadth of roadmap coverage 89.7% Throughput 650 Features per year Annual delivery volume 69.7% Performance Jul
Slide 37: Product Rationalization
Product Rationalization investor day 2026 Factors for Change Market/Client Demand • Demand in the market • Demand in the client base • Customer impact Technology Debt • Tech stack debt • AI influence/impact Capability/Feature Parity • Build/investment required • Alternative solution (buy/sell/partne
Slide 38: AI is Improving Execution Across Jack Henry
AI is Improving Execution Across Jack Henry investor day 2026 22 124 products with AI in production associate vibe-coded AI apps 20+ 90 sec additional AI capabilities identified to be vs 40 days using previous process released over next 6mo AI weeks to hours assisted 3x Tech Architecture Services pr
Slide 39: Frontier AI: From early access to remediation
Frontier AI: From early access to remediation investor day 2026 Early Phased Developer Access Scale Action Task Force & Access Scanning Pipeline Engineer Remediation Formed a specialized cross- Partnered with the Glasswing Published detected vulnerabilities functional task force to join Consortium a
Slide 40: Trust matters more than ever now
investor day 2026 We believe our people-first culture, service excellence, technology innovation and transparent strategy supported by consistent execution continues to set us apart from the competition and enables our clients to WIN in the markets they serve! Trust matters more than ever now. We re