Jack Henry & Associates, Inc. · NASDAQ:JKHY
Jack Henry & Associates — Investor Day (2026)
24 slides from Jack Henry & Associates's investor day presentation, 2026
Slide 1: Investor Day Finance Update
investor day 2026 Investor Day Finance Update Mimi Carsley 03/03/2022 culture service innovation strategy execution
Slide 2: Sustainable Top-Line, Revenue Multipliers, Emerging Catalysts
Sustainable Top-Line investor investor dayday 2026 2026 Targeted long-term 7-8%+ revenue growth trajectory, driven by predictable, recurring revenue and >99% client retention excluding M&A. Revenue Multipliers Expanding “trifecta” product wins and aggressive market share capture in the >$1B asset in
Slide 3: Winning the race: Strong FY26 execution advanced our value-creation model
Winning the race: Strong FY26 execution investor investor dayday 2026 2026 advanced our value-creation model Operating Performance – Solid results across all KPIs NO N-GAAP NO N-G AAP GAAP EP S Rev enue Oper ating Margin $2.5B +7.3% 24.1% +92 bps $6.98 +11.9% Free C ash Fl ow & Return on Invested Ca
Slide 4: Diverse product mix spans the FI ecosystem
Diverse product mix spans the FI ecosystem investor day 2026 FY26 Revenue: FY26 Revenue: $752 Million, +7.1% $917 Million, +6.4% 30% of JH 37% of JH Core Payments Reliable organic growth. Supported by a deeply loyal The primary volume driver. Accelerating growth as following of >1,600 core processin
Slide 5: Fueling the engine
Fueling the engine investor investor dayday 2026 2026 Core Win History FY23 FY24 FY25 FY26 FY27E FY26 Record Core Wins: 58 Including 14 upstream FI with >$1B in assets FY26 Trifecta Wins: 59% Increased from 39% in FY25 ~40 Complementary & Payments Products Average ancillary products attached to a ne
Slide 6: A new race begins: FY27 Guidance
A new race begins: FY27 Guidance investor day 2026 GAAP $2.684B – $2.709B GAAP Revenue Key Assumptions +5.5% to +6.5% YoY GAAP Operating Margin 24.5% - 24.7% ✓ Sustained 7–8% long-term revenue growth model Contracting 43 to 24 bps YoY $7.33 – $7.38 ✓ Stable financial services IT GAAP EPS spend envir
Slide 7: Non-GAAP Revenue Growth Continues
Non-GAAP Revenue Growth Continues investor day 2026 8.0% 7.7% Emerging catalysts and revenue 7.3% multipliers should increase year-over- 7.0% year revenue 6.7% growth rates. 6.3% culture service innovation strategy execution
Slide 8: On track for revenue growth
On track for revenue growth investor day 2026 Core Take Aways Trifecta Wins Moving Up Market SMB Strategy AI-driven Solutions Jack Henry Platform Faster Payments Product Rationalization Stablecoin culture service innovation strategy execution
Slide 9: Conservative & flexible balance sheet
Conservative & flexible balance sheet investor day 2026 Fortress Balance Sheet Pristine balance sheet and ample Reliable Free access to liquidity including $1B revolver at our discretion Cash Flow Generation Strongly Positioned Attractive 80-100% FCF Minimal debt, providing unmatched conversion base
Slide 10: Disciplined Capital Allocation Driving Shareholder Returns
Disciplined Capital Allocation Driving investor day 2026 Shareholder Returns FY26A 4% shares reduced POTENTIAL BUYBACK Utilizing Free Cash Flow — excluding M&A FY27E $250M 2% shares reduced FY28E $280M 2% shares reduced FY29E $320M 3% shares reduced Dividends Paid Share Buybacks A 11%+ Potential sha
Slide 11: Sustainable Top-Line, Revenue Multipliers, Emerging Catalysts
investor day 2026 Sustainable Top-Line investor day 2026 Targeted long-term 7-8%+ revenue growth trajectory, driven by predictable, recurring revenue and >99% client retention excluding M&A. Revenue Multipliers Expanding “trifecta” product wins and aggressive market share capture in the >$1B asset i
Slide 12: Recapping today
Recapping today investor day 2026 Four updates, one financial outcome Greg Adelson Keith Fulton Ben Metz Mimi Carsley PRESIDENT & CEO CDO CTO CFO & TREASURER • Culture is a differentiator • Jack Henry Platform • Development velocity • Stable, predictable, attractive • Helping our clients win • Platf
Slide 13: Thank you for joining us today.
investor day 2026 Thank you for joining us today. Our future remains bright and we believe your investment in Jack Henry does too! culture service innovation strategy execution
Slide 14: Appendix
investor day 2026 appendix culture service innovation strategy execution
Slide 15: Forward-looking statements; non-GAAP measures
forward-looking statements investor day 2026 This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Statements that are not historical facts, including those concerning future operations, prospects, business growth, financi
Slide 16: Appendix: use of non-GAAP financial information
appendix: use of non-gaap financial information investor day 2026 Generally Accepted Accounting Principles (GAAP) is the term used to refer to the standard framework of guidelines for financial accounting in the United States. GAAP includes the standards, conventions, and rules accountants follow in
Slide 17: Appendix: non-GAAP revenue and operating margin
appendix: non-gaap revenue and operating margin investor day 2026 culture service innovation strategy execution
Slide 18: Appendix: non-GAAP revenue trend
appendix: non-gaap revenue trend investor day 2026 Non-GAAP Revenue FY22 FY23 FY24 FY25 FY26 Reported Non-GAAP revenue by year $1,889,331 $2,037,445 $2,197,045 $2,341,383 $2,496,316 culture service innovation strategy execution
Slide 19: Appendix: free cash flow & conversion
appendix: free cash flow & conversion investor day 2026 culture service innovation strategy execution
Slide 20: Appendix: non-GAAP ROIC as of June 30, 2026, and 2025
appendix: non-gaap ROIC as of June 30, 2026, and investor day 2026 2025 culture service innovation strategy execution
Slide 21: Appendix: non-GAAP segment as of June 30, 2026
appendix: non-gaap segment as of June 30, 2026 investor day 2026 culture service innovation innovation strategy execution execution
Slide 22: Appendix: non-GAAP guidance through June 30, 2027
appendix: non-gaap guidance through June 30, 2027 investor day 2026 culture service innovation innovation strategy execution execution
Slide 23: Appendix Bank Solutions
Appendix Bank Solutions Industry market share breakdown by asset size investor day 2026 market share bank by assets market 20.5% asset size jack henry market $0 - $500M 406 $106.2B 2,488 $540.6B $500M - $1B 216 $154.4B 750 $528.9B $1B - $7B 227 $559.0B 833 $1,989.8B $7B - $15B 20 $196.0B 97 $943.0B
Slide 24: Appendix Credit Union Solutions
Appendix Credit Union Solutions Industry market share breakdown by asset size investor day 2026 market share credit union by assets market 16.4% asset size jack henry market $0 - $50M 6 $0.2B 1,931 $33.9B $50M - $100M 35 $2.8B 577 $41.8B $100M - $500M 306 $81.7B 1070 $247.9B $500M - $1B 132 $95.7B 2