Slide 1: First-Quarter 2016 Financial Results Conference Call
MasterCard Incorporated First-Quarter 2016 Financial Results Conference Call April 28, 2016
Slide 2: Business Update
©2016 MasterCard. Proprietary Business Update Financial & Operational Overview Economic Update Business Highlights April 28, 20162
Slide 3: 1st Quarter Selected Financial Performance
©2016 MasterCard. Proprietary 1st Quarter Selected Financial Performance 1Q 16 1Q 15 Net revenue 2,446$ 2,230$ 10% 14% Total operating expenses 1,098 879 25% 29% Operating income 1,348 1,351 (0%) 4% Operating margin 55.1% 60.6% (5.5) ppts (5.2) ppts Net income 959$ 1,020$ (6%) (2%) Diluted EPS 0.86$
Slide 4: 1st Quarter Gross Dollar Volume (GDV)
©2016 MasterCard. Proprietary $573 $593 $152 $170 $421 $423 $491 $548 $187 $203 $304 $345 $0 $400 $800 $1,200 1Q 15 1Q 16 1Q 15 1Q 16 1Q 15 1Q 16 Credit Debit Worldwide 13% Growth ($ in billions) 1st Quarter Gross Dollar Volume (GDV) $1,064 $1,141 $339 $372 $725 $769 United States 10% Growth Rest of
Slide 5: Processed Transactions and Cards
©2016 MasterCard. Proprietary 1st Quarter Processed Transactions and Cards Cards 7% Growth 1,436 1,593 687 685 0 500 1,000 1,500 2,000 2,500 1Q 15 1Q 16 Ca rd s (in m ill io ns ) MasterCard Cards Maestro Cards 2,12311,035 12,601 0 2,500 5,000 7,500 10,000 12,500 15,000 1Q 15 1Q 16 Tr an sa ct io ns
Slide 6: Revenue
©2016 MasterCard. Proprietary 1st Quarter Revenue ($ in millions) $963 $724 $1,006 $418 ($881) $2,230 $1,027 $796 $1,165 $497 ($1,039) $2,446 Domestic Assessments Cross-Border Volume Fees Transaction Processing Fees Other Revenue Rebates and Incentives Total Net Revenue -$2,000 -$1,000 $0 $1,000 $2,
Slide 7: 1st Quarter Operating Expenses
©2016 MasterCard. Proprietary Note: Figures may not sum due to rounding 1st Quarter Operating Expenses ($ in millions) $650 $142 $87 $879$868 $135 $95 $1,098 General & Administrative Advertising & Marketing Depreciation & Amortization Total Operating Expenses $0 $200 $400 $600 $800 $1,000 $1,200 1Q
Slide 8: Looking Ahead
©2016 MasterCard. Proprietary Looking Ahead Business update through April 21st Long-Term Performance Objectives Thoughts for 2016 April 28, 20168