Jg Summit Holdings Inc. · PSE:JGS
Jg Summit — FY2025 Earnings Presentation
17 slides from Jg Summit's earnings presentation, Mar 25, 2026
Slide 1: FY2025 Unaudited Results Investor Briefing
FY2025 Unaudited Results Investor Briefing 25 Mar 2026
Slide 2: Disclaimer
Disclaimer This presentation may contain certain forward-looking statements with respect to the financial condition, results of operations and business of JG Summit Holdings, Inc. and its subsidiaries (JGS), as well as plans and objectives of the management of JGS. Such forward looking statements in
Slide 3: JGS: Robust demand for travel and leisure plus consumption strength lifted recurring net profit
JGS: Robust demand for travel and leisure plus consumption strength lifted recurring net profit from continuing operations In Php billion FY24 FY25 YoY Change • Double-digit topline growth in airline and property businesses plus steady From continuing operations volume growth in its food and beverag
Slide 4: URC: Continued volume momentum in Branded Consumer Food (BCF) PH drove YoY topline uplift
URC: Continued volume momentum in Branded Consumer Food (BCF) PH drove YoY topline uplift Revenue ▲4% by division • Sustained volume momentum in BCF PH, Sugar and Renewables, 161.9 168.0 % chg vs LY and Malaysia were slightly tempered by softer sales in Animal 23% 24% Commodities +4% Nutrition and I
Slide 5: RLC: Topline expansion led by robust Retail and Hospitality growth
RLC: Topline expansion led by robust Retail and Hospitality growth, reinforced by sustained Residential sales recovery Revenue ▲13% by division % chg vs LY • Revenue improvement was mainly led by strong growth of malls and RDE -17% hotels which benefited from increased consumer spending and tourism
Slide 6: CEB: Record-high passengers, improved yields, steady fuel and FX
CEB: Record-high passengers, improved yields, steady fuel and FX plus more cost-efficient fleet resulted in full-year EBITDA uplift Revenue ▲14% by division • Topline expansion driven by a record-high 26.9 million passengers 119.9 flown (+10% YoY), supported by stable seat load factors, as well as 1
Slide 7: Core Investments
Core Investments EQUITY INCOME(2) EQUITY INCOME(2) DIVIDENDS RECEIVED DIVIDENDS RECEIVED 13.3 11.9 3.3 3.5 2.3 2.3 0.7 0.8 FY24 FY25 FY24 FY25 FY24 FY25 FY24 FY25 • 12% YoY growth driven • Equity income up 7% YoY • Dividend per share • Received 10% higher by strong power boosted by improved declined
Slide 8: Ecosystem Plays
Ecosystem Plays • Expanded total customer base to 8.3 million and increased physical access points to >500 kiosks nationwide as of end-Dec 2025 • Grew deposits by >70% YoY to over Php43 billion • Loan book grew 43% YoY, driven by MoreTyme expansion, salary loan growth, and SME lending supported by t
Slide 9: JGS: Healthy balance sheet and record-high dividends received strengthen the group's resilience
JGS: Healthy balance sheet and record-high dividends received strengthen the group’s resilience and growth capacity Consolidated Parent Dec 2024 Dec 2025 % Chg Dec 2024 Dec 2025 % Chg Cash1 58.4 60.0 3% Cash1, 2 12.0 12.3 2% Financial Debt 314.5 297.3 -5% Total LT Debt 73.5 148.9 102% Total LT Debt
Slide 10: RLC's investment portfolio development and CEB's fewer aircraft deliveries make up FY25 CAPEX
RLC’s investment portfolio development and CEB’s fewer aircraft deliveries make up FY25 CAPEX 95.2 4.0 FY25 2026B • Carryover projects for the 22.0 Malvar mega plant, capacity 66.5 70.3 Others • Continued investment in the 1.3 expansions and line Malvar mega plant 0.4 upgrades in URCI, and increased
Slide 11: Sustainability Updates
Sustainability Updates We continue to progress in our sustainability journey, We have moved throughout the years to improve our scores and achieve our focusing on Sustainability as a Governing Principle. This targets. We continue to engage with our ESG raters to maintain our scores. goes hand in han
Slide 12: Parent transforms from Owner Operator to Active Investor and introduces Value Creation Plan
Parent transforms from Owner Operator to Active Investor and introduces Value Creation Plan as performance contract with SBUs Value Creation Plan (VCP) Value Creation Plan • A more detailed 5-year plan with stretched and realistic ambitions, Existing governance structures now linked to VCP identifyi
Slide 13: Key Messages
Key Messages • Strong demand for travel and leisure coupled with robust consumption lifted JG Summit’s full- year recurring net profit from continuing operations in 2025. • The Parent Transformation introduces the Value Creation Plan, detailed 5-year plans containing key battlegrounds and KPIs with
Slide 14: Thank you
Thank you
Slide 15: Appendix
IGSUMMIT HOLDINGS, INC Appendix
Slide 16: Balance Sheet
Balance Sheet (Php Millions) As of Dec 2024 As of Dec 2025 Cash & cash equivalents (including Financial assets at FVPL and financial assets at FVOCI) 61,623 64,140 Other current assets 173,578 157,819 Investments in Associates and JVs - net 163,372 178,182 Property, plant, and equipment 286,294 194,
Slide 17: Income Statement
Income Statement (Php Millions) FY24 FY25 YoY REVENUES 337,016 368,628 9% Cost of sales and services 231,035 254,279 10% GROSS INCOME 105,982 114,349 8% Operating Expenses 44,272 47,252 7% OPERATING INCOME 61,710 67,097 9% Financing costs & other charges (14,415) (19,181) 33% Finance Income 1,808 1,